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30/01/2025

Feeling the pressure of rising living costs and high interest rates? You’re not alone. Many Australians are struggling with mortgage repayments, but there are options to help you stay on track.

If you’ve missed a repayment, don’t panic. Here’s what you can do:

- Contact your lender’s financial hardship team early to explore options.
- You may be able to extend your loan term to reduce monthly payments or apply for a repayment holiday.
- Keep communication open and take action before things get worse!

If you’re facing challenges with your mortgage, reach out for support. There are solutions available to help you avoid further stress.

27/01/2025

Is your fixed-rate home loan set to expire soon and you're not sure what to do? 😨

Going from a fixed to a variable rate can be overwhelming, especially during times of high interest rates.

Fortunately, we’re here to help and guide you on the right path.

So reach out to us today to discuss your options. 📞

24/01/2025

Your credit score is a number between 0 and 1,000 or 1,200, based on your financial habits. Anything above 700 is considered good, with over 800 being ideal. Anything under 600 is considered a low score. ❌

Your credit score helps lenders decide if they should lend money to you, what interest rate to offer, and which loans you're eligible for.

A higher credit score means you may be eligible for lower interest rates, more loan features, and better benefits.

A lower credit score might limit your options, result in higher interest rates, and increase the chances of rejection, which could lower your score even further.

For more information on credit scores, speak with us today! 👍

20/01/2025

🏡✨ Did you know that 74.6% of new home loans in Australia are now written by mortgage brokers? That’s nearly three out of every four loans!

More people are realising the value of using a broker. Here’s how we can help:

• Compare loans from a wide range of lenders
• Offer expert advice tailored to your needs
• Handle the application process from start to finish
• Keep an eye on rates and loan features to ensure you get the best deal
• Provide guidance and connections to other services you may need

Plus, we’re held to the highest standard of care under the best interests duty — something banks don’t have to follow.

Thinking of using a mortgage broker? Get in touch today via the details on our page. We’re here to help!

16/01/2025

🔨 Calling all tradies! 🔧

Looking to upgrade your tools or expand your business with new equipment? As a self-employed tradie, you know the right gear is essential to getting the job done. But what if you don’t have the cash upfront?

We can help you get the finance you need to purchase the business equipment that will set you up for success – whether it's a new ute, power tools, or machinery.

Curious about your options? Contact us today to find out how we can help!

13/01/2025

Feeling overwhelmed by the home loan process? Don’t worry, we’re here to help.

No jargon, no stress—just clear, straightforward support to help you feel confident in your decision. Let’s make this journey smooth and simple together!

🔑 Ready to get started? Get in touch today! 📞

09/01/2025

CoreLogic's latest Home Value Index (HVI) shows a slight dip in Australian home values for December, down -0.1%. This marks the first monthly decline in nearly two years, but overall, 2024 saw home values rise by 4.9%, adding approximately $38,000 to the median home price. 🌟

City Highlights:

• Perth: +19.1%
• Adelaide: +13.1%
• Brisbane: +11.2%
• Melbourne, Hobart, and ACT experienced slight declines.

Regional Markets continued to grow, with a 6.0% increase, surpassing the 4.5% rise in capital cities.

If you’re considering refinancing or purchasing a home, we can help you navigate these shifts and find a solution tailored to your needs, whether you're looking to invest or buy your first home.

Feel free to reach out to discuss! 💬💼

07/01/2025

Dreaming of building your perfect home in 2025? 🏡

Now’s the time to start planning! Whether you're looking to build from the ground up or customise your ideal space, securing the right loan is the first step to turning your vision into reality.

We can help you navigate the process with tailored finance options to make it easy. Let’s get started today — your dream home is closer than you think! ✨

02/01/2025

A new year means a fresh start—and the perfect time to set some big goals. So, what do you want to get out of 2025? Maybe it's finally buying your first home, expanding your investment portfolio, or making some smart financial moves for the future.

Whatever your plans, we’re here to help make them happen. If you're ready to turn those goals into reality, give us a call and let's start the journey together.

Answer the call. Let’s make 2025 your year!

#2025

31/12/2024

As we say goodbye to 2024, we want to take a moment to thank all our clients, friends, and family for making this year truly remarkable. Your trust and support have been invaluable!

Wishing you all a wonderful New Year’s Eve and an even better 2025!

26/12/2024

While we're all enjoying the festive season, that doesn't mean your home loan plans need to wait! 🎯

If you're thinking about buying your first home, refinancing, or investing in property next year, don’t hesitate to reach out! We’ll get in touch as soon as possible to ensure you hit the ground running in 2025.

Your goals are our priority – even during the holidays. Let's make sure you're ready for a strong start in the new year!

#2025

24/12/2024

🎄🎅 Merry Christmas! 🎅🎄

We’re wishing you a wonderful day filled with joy, love, and special moments with family and friends!

Address

Melbourne, VIC
3000

Telephone

+611300466050

Website

http://www.loansactually.com.au/

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