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Josh Gilbert - Loan Market Align

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Australia
Melbourne, VIC
Josh Gilbert - Loan Market Align

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Your local mortgage broker, specializing in residential, personal and business finance in Melbourne.

I have access to home loans from a wide panel of major banks and secure lenders, and I truly understand home finance in a real estate context. Getting your home loan sorted out early can ensure you are in the best position to negotiate for your home on your own terms. And while the home loan application process can seem daunting, it is often simpler than most people think. Get Started Online: https://my.loanmarket.com.au/6f7d4996-e6a3-4533-bb18-96127567c765 #/get-started

03/11/2026

The RBA has lifted the cash rate to 4.85%.

With interest rates soon to follow, it is likely your borrowing power will take a hit. Find out how much it may be impacted and ways to increase your capacity.

👇 Read more via the link below.
https://broker.loanmarket.com.au/loan-market-align/blog/november-2026-cash-rate/

31/10/2026

Ghost your bad money habits this spooky season. 👻

Going straight to your bank. Rates you've never checked. Cards you don't use. The loyalty tax nobody warns you about.

Swipe to see what's really spooky this year.

Send us a DM, let's sort it out. 💬

28/10/2026

Saving smart and staying ahead of the game. Cheers to those proactively keeping their finances in check.

If this isn't you, no worries. We’ll stay in touch and check in on your loan for you. 😊

21/10/2026

The end of the year is creeping up, and it’s not worth limping across towards the finish line because of unreliable equipment.

New machinery or updated tech could help you get through the year faster and with less hassle, and we're here to help make it happen.

Ask us about fast equipment finance that doesn’t drain your cashflow. You’ll be cruising into the new year in no time.

19/10/2026

A car loan, a credit card and a couple of buy now pay later accounts is not multitasking - it is juggling repayments and potentially paying more interest than you need to be. If you want to see if you could simplify your finances and save money with debt consolidation, reach out for a chat.

17/10/2026

Decoding financial jargon across generations. 💬

From Gen Z's savvy savings to Baby Boomers' strategic borrowing, learn how different age groups tackle the loan-to-value ratio game.

15/10/2026

Part 2: Ever wondered how the RBA keeps our economy on track? Dive into the roles of the Monetary Policy Board and Payments System Board, the unsung heroes of Australia's financial stability. 📉💳🇦🇺

13/10/2026

Offset accounts can help you to pay off your home loan sooner. Put simply, the more you keep in there, the less interest you pay.

ASIC has found some offset accounts haven't been working properly, quietly costing borrowers thousands in extra interest. Banks have already paid back $55 million to affected customers, with more expected.

The tricky part is you'd probably never notice. Your repayment stays the same each month, so there's nothing obvious flagging that something's wrong.

If anything looks off, or you just want peace of mind, get in touch and we'll review your home loan to make sure your offset is actually doing its job.

You can read the full article here👇 https://broker.loanmarket.com.au/loan-market-align/blog/check-your-offset-account/

09/10/2026

Part 1: Ever wondered what the Reserve Bank of Australia actually does? 🤔

While we might not always agree with their decisions, the RBA play a vital role in keeping our economy in check, they design the money in our wallets, and work behind the scenes of our everyday transactions.

Follow for more finance explainers 💰 📈

07/10/2026

It's easy to overlook your home loan, especially with so many competing priorities.

We can help you identify opportunities for refinancing or switching lenders for better terms.

We have access to over 100+ lenders so you aren't left guessing which is right for you.💡🏠

Reach out to make sure you aren't losing interest.

https://broker.loanmarket.com.au/loan-market-align/contact/

Address

Level 17, 636 St Kilda Road
Melbourne, VIC
3004

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+61400003347

Website

http://loanmarketalign.com.au/

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