Josh Gilbert - Loan Market Align

Josh Gilbert - Loan Market Align Your local mortgage broker, specializing in residential, personal and business finance in Melbourne.

I have access to home loans from a wide panel of major banks and secure lenders, and I truly understand home finance in a real estate context. Getting your home loan sorted out early can ensure you are in the best position to negotiate for your home on your own terms. And while the home loan application process can seem daunting, it is often simpler than most people think. Get Started Online: https://my.loanmarket.com.au/6f7d4996-e6a3-4533-bb18-96127567c765 #/get-started

✅ We compare your options across our lender panel, not just the big four.✅ We handle the paperwork so you're not chasing...
02/09/2026

✅ We compare your options across our lender panel, not just the big four.

✅ We handle the paperwork so you're not chasing it yourself - statements, payslips, the lot.

✅ We negotiate directly with lenders on rate and structure.

✅ We check the fine print for things that don't show up in the headline rate including redraw fees, offset accounts, break costs & extra repayment caps.

✅ We stay in your corner after settlement too, checking your rate against the market so you're not quietly overpaying a year in.

✅ We work for you. Not the bank.

If you've been living in a house you've been meaning to renovate for  years, we see you.The reno conversation is happeni...
31/08/2026

If you've been living in a house you've been meaning to renovate for years, we see you.

The reno conversation is happening around kitchen tables all over Australia right now. And the finance side (accessing equity, construction loans, top-up lending) is actually one of the easier conversations we have with clients.

Before you call the builder, it's worth knowing what you can access and how. Because the number on those quotes might look very different once you know what you actually have to work with.

We can help you figure that out.

DM us or tap the link in bio.

Borrowing power is one of those numbers a lot of people think they know but haven't actually checked.It shifts with your...
29/08/2026

Borrowing power is one of those numbers a lot of people think they know but haven't actually checked.

It shifts with your income, your expenses, your existing debts and yes, interest rates. With rates higher than they were a couple of years ago, your borrowing capacity might look different now than you expected.

Send us a DM to get started 💬

While comparing plans and providers may not be the most exciting task, it could be a quick way to save money.   Take a f...
28/08/2026

While comparing plans and providers may not be the most exciting task, it could be a quick way to save money.

Take a few minutes to do this and you'll thank yourself later. 💰

Getting a home loan when you're self-employed has a number of hoops to jump through.  The good news is that brokers who ...
27/08/2026

Getting a home loan when you're self-employed has a number of hoops to jump through.

The good news is that brokers who work regularly with self-employed clients know exactly which lenders understand business income and how to structure an application that actually reflects how your finances work.

It's not impossible. You just need the right person in your corner 🙋

Serviceability is the bank's way of asking not just can you afford this today but can you keep affording it if rates mov...
25/08/2026

Serviceability is the bank's way of asking not just can you afford this today but can you keep affording it if rates move or life gets more expensive. It sounds intense, but it is really just about giving you a loan you can live with.

Want a clearer picture of your own numbers? We are happy to run through it with you.

Ted Lasso just took on a whole new team. We respect the pivot.If you haven't reviewed your loan recently, now is a good ...
21/08/2026

Ted Lasso just took on a whole new team. We respect the pivot.

If you haven't reviewed your loan recently, now is a good time to find out what's out there.

If Ted can make the change, you can absolutely have a conversation about whether your home loan is still working for you.

We're here for it. DM us or hit the link in bio.

20/08/2026

Juggling multiple debts? The simplicity of debt consolidation might be the right option for you.

One payment. One due date. Less stress.

We can look at your whole financial picture to see if debt consolidation is right for you.

DM to book in a discovery call 💬

MFAA data shows brokers are involved in 81% of new residential loans settled. Borrowers are choosing brokers more than e...
19/08/2026

MFAA data shows brokers are involved in 81% of new residential loans settled.

Borrowers are choosing brokers more than ever. That's not luck, that's trust built one client at a time.

Find out the difference for yourself 👇
https://broker.loanmarket.com.au/loan-market-align/contact/

Happy National Finance Brokers Day.

Address

Level 17, 636 St Kilda Road
Melbourne, VIC
3004

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61400003347

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