UFinancial

UFinancial UFinancial is one of Australia's leading, privately-owned financial services and property advisory firms. [email protected]
Fax - 03 8679 0576
(1)

We help people navigate the complex, highly competitive financial landscape with a diversified, full-service model. Book a free chat:
www.ufinancial.com.au

Servicing Melbourne and Regional Victoria
Melbourne Office - 03 9686 9087

MELBOURNE / ECHUCA / OCEAN GROVE / TORQUAY / BALLARAT / BENDIGO / GEELONG

1800 UF LOAN

Questions?

Helping our clients achieve their goals is what it’s all about 🏡❤️
29/05/2026

Helping our clients achieve their goals is what it’s all about 🏡❤️

Fuel prices have been front of mind for many Australians lately, but could a major shift in the global oil market eventu...
25/05/2026

Fuel prices have been front of mind for many Australians lately, but could a major shift in the global oil market eventually bring some relief? ⛽📈

The UAE has officially left OPEC, a move that could reshape global oil supply and put downward pressure on fuel prices over time. While the impact won’t be immediate, the long-term implications could be significant - not just at the bowser, but across inflation, household budgets and even future interest rate decisions.

In our most recent blog, we break down what’s happening, why it matters and what it could mean for Australian households.

Check it out here - https://ufinancial.com.au/why-a-middle-east-oil-decision-could-matter-for-your-petrol-groceries-and-mortgage/

Payday Super is coming from July 1st... 📊For small business owners, this is not just a compliance change - cash-flow and...
25/05/2026

Payday Super is coming from July 1st... 📊

For small business owners, this is not just a compliance change - cash-flow and payroll planning issue.

With super needing to be paid at the same time as wages, businesses may need to rethink how they manage payroll, working capital, and short-term cash flow. For some, it will be a straightforward process update. For others, it may expose pressure points that have been quietly sitting in the background.

The real question isn’t just whether your business will be compliant — it’s whether you’ll be ready... Check out our latest blog, where we break down what this means for your business

https://ufinancial.com.au/payday-super-is-coming-what-small-business-owners-need-to-do-now-to-protect-cash-flow/

To every mum, step-mum, fur mum, and mum-at-heart. To those hoping to become one, those holding someone close in memory,...
10/05/2026

To every mum, step-mum, fur mum, and mum-at-heart. To those hoping to become one, those holding someone close in memory, and those whose Mother's Day looks a little different this year. Happy Mother's Day from all of us at UFinancial. 🌸

The RBA has increased the cash rate by 0.25% to 4.35% in today’s announcement.This move reflects ongoing pressure from i...
05/05/2026

The RBA has increased the cash rate by 0.25% to 4.35% in today’s announcement.

This move reflects ongoing pressure from inflation and highlights that we’re still in a higher rate environment for now.

For borrowers, this means it’s more important than ever to stay on top of your finances — from reviewing your loan to understanding how changes may impact your repayments.

If you’re feeling the pressure or unsure what this means for you, you’re not alone. The UFinancial team is here to help you navigate your next steps with confidence 🤝🏡

Today we pause to remember and reflect on the sacrifices of those who served.We’ll never forget their bravery and sacrif...
24/04/2026

Today we pause to remember and reflect on the sacrifices of those who served.
We’ll never forget their bravery and sacrifice. Lest we forget ❤️

Your Money, Made Simple | What is Conditional Approval? 🤔🏡A conditional approval is when a lender indicates they’re will...
21/04/2026

Your Money, Made Simple | What is Conditional Approval? 🤔🏡

A conditional approval is when a lender indicates they’re willing to approve your home loan, subject to certain conditions being met. It means your finances have been assessed and you’re on the right track — but it’s not a guarantee or final approval just yet.

For example: You might be conditionally approved based on your income and expenses, but the lender may still need to confirm details like a property valuation or request additional documents before fully approving your loan.

Understanding this step is key when buying a property. While it gives you confidence to move forward, there are still a few boxes to tick before your loan is officially approved.

Want help navigating the process or getting ready to buy? Chat to one of our UFinancial team members today for support!! 🏡

Making finance feel simple and personal ❤️
20/04/2026

Making finance feel simple and personal ❤️

Address

Level 4, 580 St Kilda Road
St Kilda, VIC
3004

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61396869087

Website

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