Mint Equity

Mint Equity Our services are personalised for each individual, meaning we get to understand your unique goals and situation.

Mint Equity, part of UFinancial Group, has been providing expert mortgage broking services to clients across Australia and overseas since we were established in 2014. Mint Equity simplifies the experience for our clients taking care of all the necessary administration tasks, which includes the paperwork, application process, and the final settlement. Using our business experience and network, we f

ind the best solution that meets your needs. And the best part – our services are free of charge! Mint Equity is remunerated by the lender you select, meaning we only recommend the best option for your needs and you always have the final say.

Our New South Wales and Victoria offices will be closed on Monday 8 June 2026 for the King's birthday public holiday. En...
08/06/2026

Our New South Wales and Victoria offices will be closed on Monday 8 June 2026 for the King's birthday public holiday.

Enjoy the long weekend and we’ll be back on Tuesday 9 June.

The latest PropTrack data shows national home prices have slowed, with uncertainty around interest rates, borrowing capa...
07/06/2026

The latest PropTrack data shows national home prices have slowed, with uncertainty around interest rates, borrowing capacity, negative gearing and CGT changes leaving many buyers in a holding pattern.

But for prepared buyers, especially those already pre-approved, this could create a window to compare properties, avoid rushed decisions and recognise fair value when the right home appears.

And if you’re buying property in Brisbane, the slowdown may look different suburb by suburb. Some areas may remain competitive, while others may give buyers more breathing room.

At Mint Equity, we help buyers understand their borrowing capacity, loan options and purchasing position before they make their next move.

Read our latest article to learn more.
https://www.mintequity.com.au/news/buyers-are-hesitating-could-that-be-your-opportunity

Brisbane property buyers may find opportunity as national home prices slow. Learn why pre-approval and a Brisbane mortgage broker can help you move with confidence.

5 Star Google Review! ⭐⭐⭐⭐⭐Zac, and the team at Mint Equity were professional and high touch in their support. They gave...
07/06/2026

5 Star Google Review! ⭐⭐⭐⭐⭐

Zac, and the team at Mint Equity were professional and high touch in their support. They gave us a true end to end service, helped us find a loan with options to suit our needs and also helped us make connections with a bunch of other high quality service providers that made our home purchase a breeze. Thank you so much for your help, looking forward to working with Mint Equity again in the future.

The Federal Budget has put property investment structures back in the spotlight.With proposed changes to negative gearin...
27/05/2026

The Federal Budget has put property investment structures back in the spotlight.

With proposed changes to negative gearing and CGT, some investors may need to rethink how they buy their next property — especially if they are considering long-term wealth building through super.

SMSF property investing is not right for everyone, and it is certainly not a shortcut. But for the right investor, SMSF lending may be worth exploring as part of a broader property, tax and retirement strategy.

Before making any decisions, speak with your accountant, financial adviser and an SMSF lending specialist.

Read the full article https://www.mintequity.com.au/news/did-the-federal-budget-just-make-smsf-property-investing-more-attractive


Federal Budget changes to negative gearing and CGT could make SMSF property investing more attractive for some investors. Learn how SMSF lending may fit into your property, tax and retirement strategy.

Are more Australians reaching the point of saying, “I’m sick of paying tax”?From Instagram influencers and podcasters pr...
22/05/2026

Are more Australians reaching the point of saying, “I’m sick of paying tax”?

From Instagram influencers and podcasters promoting life in Bali, Dubai and Malaysia, to business owners questioning whether Australia still rewards hard work, the conversation around leaving Australia for lower-tax living is growing louder.

But while the lifestyle looks appealing, changing tax residency is not as simple as booking a one-way flight. There are serious considerations around Australian assets, CGT, business income, property ownership and ATO residency rules.

In our latest article, we look at the rise of lower-tax living conversations, why they are resonating with hard-working Australians, and what property owners and investors should consider before making major financial decisions.

https://www.mintequity.com.au/news/im-sick-of-paying-tax-why-more-australians-are-looking-overseas-for-lower-tax-living

To every mum, step-mum, fur mum, work mum, grandmum and mother figure. To those missing their mum, holding someone close...
10/05/2026

To every mum, step-mum, fur mum, work mum, grandmum and mother figure. To those missing their mum, holding someone close in memory, or whose Mother’s Day looks a little different this year.

Today, we’re celebrating the love, care, strength and support that comes in so many forms.

Happy Mother’s Day from all of us at Mint Equity.

Potential CGT changes in the upcoming Federal Budget may not just be a property investor issue.If the government makes c...
03/05/2026

Potential CGT changes in the upcoming Federal Budget may not just be a property investor issue.

If the government makes changes to the capital gains tax discount, the impact could reach other asset classes too — including shares, ETFs and managed funds.

That matters for property investors, but also for younger Australians who may be building wealth through shares before buying their first home.

In our latest article, we look at why investors should pay attention before the 12 May Budget, what CGT can mean for shares and property, and why it’s important to get informed before making investment decisions based on headlines.

Read the full article: https://www.mintequity.com.au/news/not-just-property-why-the-budgets-cgt-changes-could-matter-to-share-investors-too

Potential CGT changes in the Federal Budget may affect property, shares and ETFs. Here’s why younger investors and wealth builders should pay attention.

On Anzac Day, we pause to remember and honour the courage, sacrifice and service of the Australian and New Zealand men a...
25/04/2026

On Anzac Day, we pause to remember and honour the courage, sacrifice and service of the Australian and New Zealand men and women who have served our countries.

Lest we forget.

Please note that our NSW team will also be unavailable on Monday 27 April due to the additional NSW public holiday. We will be back on board on Tuesday 28 April, ready to assist you.

Thinking about a pool, home extension or upgrade before summer?Now could be the right time to explore your options. If y...
22/04/2026

Thinking about a pool, home extension or upgrade before summer?

Now could be the right time to explore your options. If you unlock home equity early, you may be in a better position to plan ahead, secure funding and move before demand picks up again.

When confidence dips, some homeowners hit pause. But getting organised now could help you get to the front of the line when the market becomes more active again.

In our latest article, we look at why planning early matters, how equity release can work for renovations, and why the right lending strategy is key.

https://www.mintequity.com.au/news/why-now-is-the-time-to-unlock-home-equity-for-summer-renovations

Plan summer renovations early by unlocking home equity for pools, extensions and upgrades. Learn why getting finance sorted now can put you ahead of the rush.

Could CGT discount changes be on the table in the lead-up to the 12 May Federal Budget?There’s no confirmed change yet, ...
18/04/2026

Could CGT discount changes be on the table in the lead-up to the 12 May Federal Budget?

There’s no confirmed change yet, but recent reporting suggests reform is being seriously considered, including possible differences in treatment between new and existing homes.

For property investors, that makes this more than a tax story. It’s a strategy story.

If CGT settings change from 1 July 2026, some investors may look to act before the end of this financial year. Others may need to review whether their current investment strategy still stacks up if future tax treatment becomes less favourable.

In our latest article, we break down:

– what’s being discussed
– whether existing investment properties could be grandfathered
– why timing may matter for buyers
– how lending strategy and tax planning work together

If you’re a property investor, or thinking about buying an investment property, now is a good time to understand the possible scenarios and get your finance strategy sorted early.

Read the full article here https://www.mintequity.com.au/news/cgt-discount-reform-what-property-investors-need-to-know-before-the-2026-budget

Could CGT discount changes hit property investors in 2026? Here’s what the latest government signals, budget speculation and tax reform debate could mean for your next property move.

Address

Level 4, 580 St Kilda Road
Melbourne, VIC
3004

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+611300006468

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