Mint Equity

27/05/2026

The Federal Budget has put property investment structures back in the spotlight.

With proposed changes to negative gearing and CGT, some investors may need to rethink how they buy their next property — especially if they are considering long-term wealth building through super.

SMSF property investing is not right for everyone, and it is certainly not a shortcut. But for the right investor, SMSF lending may be worth exploring as part of a broader property, tax and retirement strategy.

Before making any decisions, speak with your accountant, financial adviser and an SMSF lending specialist.

Read the full article https://www.mintequity.com.au/news/did-the-federal-budget-just-make-smsf-property-investing-more-attractive

Federal Budget changes to negative gearing and CGT could make SMSF property investing more attractive for some investors. Learn how SMSF lending may fit into your property, tax and retirement strategy.

22/05/2026

Are more Australians reaching the point of saying, “I’m sick of paying tax”?

From Instagram influencers and podcasters promoting life in Bali, Dubai and Malaysia, to business owners questioning whether Australia still rewards hard work, the conversation around leaving Australia for lower-tax living is growing louder.

But while the lifestyle looks appealing, changing tax residency is not as simple as booking a one-way flight. There are serious considerations around Australian assets, CGT, business income, property ownership and ATO residency rules.

In our latest article, we look at the rise of lower-tax living conversations, why they are resonating with hard-working Australians, and what property owners and investors should consider before making major financial decisions.

https://www.mintequity.com.au/news/im-sick-of-paying-tax-why-more-australians-are-looking-overseas-for-lower-tax-living

10/05/2026

To every mum, step-mum, fur mum, work mum, grandmum and mother figure. To those missing their mum, holding someone close in memory, or whose Mother’s Day looks a little different this year.

Today, we’re celebrating the love, care, strength and support that comes in so many forms.

Happy Mother’s Day from all of us at Mint Equity.

03/05/2026

Potential CGT changes in the upcoming Federal Budget may not just be a property investor issue.

If the government makes changes to the capital gains tax discount, the impact could reach other asset classes too — including shares, ETFs and managed funds.

That matters for property investors, but also for younger Australians who may be building wealth through shares before buying their first home.

In our latest article, we look at why investors should pay attention before the 12 May Budget, what CGT can mean for shares and property, and why it’s important to get informed before making investment decisions based on headlines.

Read the full article: https://www.mintequity.com.au/news/not-just-property-why-the-budgets-cgt-changes-could-matter-to-share-investors-too

Potential CGT changes in the Federal Budget may affect property, shares and ETFs. Here’s why younger investors and wealth builders should pay attention.

25/04/2026

On Anzac Day, we pause to remember and honour the courage, sacrifice and service of the Australian and New Zealand men and women who have served our countries.

Lest we forget.

Please note that our NSW team will also be unavailable on Monday 27 April due to the additional NSW public holiday. We will be back on board on Tuesday 28 April, ready to assist you.

22/04/2026

Thinking about a pool, home extension or upgrade before summer?

Now could be the right time to explore your options. If you unlock home equity early, you may be in a better position to plan ahead, secure funding and move before demand picks up again.

When confidence dips, some homeowners hit pause. But getting organised now could help you get to the front of the line when the market becomes more active again.

In our latest article, we look at why planning early matters, how equity release can work for renovations, and why the right lending strategy is key.

https://www.mintequity.com.au/news/why-now-is-the-time-to-unlock-home-equity-for-summer-renovations

Plan summer renovations early by unlocking home equity for pools, extensions and upgrades. Learn why getting finance sorted now can put you ahead of the rush.

18/04/2026

Could CGT discount changes be on the table in the lead-up to the 12 May Federal Budget?

There’s no confirmed change yet, but recent reporting suggests reform is being seriously considered, including possible differences in treatment between new and existing homes.

For property investors, that makes this more than a tax story. It’s a strategy story.

If CGT settings change from 1 July 2026, some investors may look to act before the end of this financial year. Others may need to review whether their current investment strategy still stacks up if future tax treatment becomes less favourable.

In our latest article, we break down:

– what’s being discussed
– whether existing investment properties could be grandfathered
– why timing may matter for buyers
– how lending strategy and tax planning work together

If you’re a property investor, or thinking about buying an investment property, now is a good time to understand the possible scenarios and get your finance strategy sorted early.

Read the full article here https://www.mintequity.com.au/news/cgt-discount-reform-what-property-investors-need-to-know-before-the-2026-budget

Could CGT discount changes hit property investors in 2026? Here’s what the latest government signals, budget speculation and tax reform debate could mean for your next property move.

02/04/2026

From all of us at Mint Equity, part of UFinancial, Happy Easter!

A quick note that our office will be closed for the Easter public holidays as our team takes a short break over the long weekend.

We hope you enjoy the chance to slow down, recharge and enjoy time with family and friends.

We’ll be back and ready to assist you on Tuesday 7 April 2026.

22/03/2026

Victoria is set to shake up the property market, with proposed new laws requiring final home sale prices to be published.

That’s big news for buyers, who’ve long had to navigate hidden sold prices, unclear value signals and the frustration of trying to work out what homes are actually selling for.

The move is designed to improve transparency and make underquoting harder to get away with — although many agents say confidential prices are often requested by buyers who simply want privacy.

So what could this mean for buyers and sellers across Melbourne and Victoria?

We break it down in our latest article: https://www.mintequity.com.au/news/victorias-push-to-end-sold-price-secrecy-could-change-the-game-for-home-buyers-and-sellers

If you’re planning to buy, refinance or review your options, speak to Mint Equity about home loans in Melbourne and Victoria.

Victoria’s new sold-price disclosure laws could reshape the property market. Here’s how greater transparency may affect home buyers, sellers and real estate agents across Melbourne and Victoria.

17/03/2026

The Reserve Bank has increased the cash rate by 25 basis points, taking it to 4.10%.

The key reason? While inflation had been easing, it picked up again in the second half of 2025. The RBA also pointed to stronger capacity pressures in the economy, a tighter labour market, and rising global uncertainty — particularly the impact of the Middle East conflict on fuel prices and inflation.

What does this mean for borrowers?

For mortgage holders, this decision may place further pressure on household budgets, especially for those already feeling the impact of higher living costs. For buyers and refinancers, it’s a timely reminder that borrowing capacity, repayments and lender policy can shift quickly when the rate environment changes.

The good news is that even in a changing market, there are still opportunities to review your loan structure, compare lenders and make sure your finance strategy is working as hard as possible for you.

If you’re unsure how this latest rate rise affects your home loan, refinancing plans or next property move, call Mint Equity on 1300 00 MINT to discuss your options.