What are the opening hours?

Monday 8am - 5pm Tuesday 8am - 5pm Wednesday 8am - 5pm Thursday 8am - 5pm Friday 8am - 5pm

We Need Finance

Home
Australia
St Kilda, VIC
We Need Finance

St Kilda Mortgage Brokers specialising in residential lending, helping families all over Australia.

Are you looking for home loan experts with your best interest at heart? Look no further, we love helping our clients achieve their goals and buy properties. We have the knowledge, the dedication and over 10yrs experience to guide you with your next property purchase. Contact your St Kilda Mortgage Brokers today for a free borrowing capacity assessment.

03/11/2026

Buying on your own is completely doable. It just takes a bit more planning.

The lender you choose can make a real difference to how much you can borrow, so it's worth comparing before you settle on a budget.

31/10/2026

There's no right answer, only the one that suits your budget and how much certainty you need.

Plenty of first home buyers split their loan so part is fixed and part is variable. Ask us about it.

28/10/2026

A lot of first home buyers hold off because they can't afford the place they picture themselves in long term.

Your first home is a starting point. It builds equity, gets you into the market, and can become the stepping stone to your next move. The two-bedroom unit you buy now might be what gets you the family home in five years.

26/10/2026

Nobody loves paying lenders mortgage insurance. It can run into the tens of thousands on a small deposit.

Still, if paying it gets you into a home years sooner, it can be a trade-off worth making. And with the 5% Deposit Scheme or a family guarantee, you might not need to pay it at all.

23/10/2026

We say property’s a long game, but most Aussie investors are barely playing the first half.

Despite our collective obsession with real estate, a new study shows more than one in five landlords sell within the first 12 months.

And more than half bail before hitting the two year mark.

Long-term hold? Not so much.

Only around a third of investors actually hang on to their rental property for 20+ years – which tends to be the kind of timeline where serious wealth builds.

So what’s going wrong? Poor planning? Unrealistic expectations? Cashflow drama?

If you're thinking about investing – or you already own an investment property – make sure you're positioned to play the long game.

21/10/2026

Some people buy after a week.

Others take a year.

Both are right – because the timeline should match you, not anyone else.

Our job is to give you options, clarity, and a plan.

You decide the pace.

19/10/2026

We've all seen house prices soar in recent years, so it probably won't come as a surprise to learn there are only 671 capital city suburbs with a median house price of less than $1 million.

But it's not all doom and gloom. Get in touch and we can help you understand how much you might be able to borrow to secure a home of your own.

Where there's a will, there's a way!

17/10/2026

The best part of our job is letting people know their dream home is within reach.

Congratulations to everyone who’s made that next big step this month!

15/10/2026

Why would you use a broker (us!) to secure your home loan?

You mean besides the choice, convenience, and exceptional service?

We work for you, not the bank.

And we work in your best interests (not the bank's).

Get in touch to find out how we can help you.

13/10/2026

Quick finance tip: Check your subscriptions.

It’s time to audit your subscriptions. Which ones do you need, and which ones can you do without? This small effort could create some significant cash savings.

Just a $49 monthly subscription adds up to $588 a year.

Who's run a subscription stocktake and been surprised at how much money is being leaked on unused subscriptions?

Address

105 Wellington Street
St Kilda, VIC
3182

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Website

https://www.weneedfinance.com.au/

Alerts

Be the first to know and let us send you an email when We Need Finance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.