The Compass Co. Mortgage & Finance

04/11/2026

🏡 Younger buyers go big on deposits 🏡⁣
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Fun fact, today’s first homebuyers are saving bigger deposits than previous generations. 🏡⁣
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New research by Great Southern Bank shows Gen Z are most likely to put down an 11-15% deposit. ⁣
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By comparison, Baby Boomers typically started out with 5-10% deposit. ⁣
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It goes to show today’s first homebuyers are still nailing a solid deposit. 👏⁣
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Talk to us for hints and tips on buying your first home. 👇⁣
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To find out more, email [email protected] or DM us.

03/11/2026

Mortgage holders are once again left holding the bag on Melbourne Cup Day with the RBA lifting the cash rate to 4.85%, its highest level in 18 years. If your repayments are starting to bite, here’s how we can help you rein in your interest rate. 🐎

Mortgage holders are once again left holding the bag on Melbourne Cup Day with the RBA lifting the cash rate to 4.85%, its highest level in 18 years. If your repayments are starting to bite, here’s how we could help you rein in your interest rate. Following hikes in February, March, May and Septem...

02/11/2026

🏡 Think you couldn't save by refinancing? Think again 🏡⁣
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Over 1-in-3 mortgage holders believe they wouldn’t save anything by refinancing, according to Finder. ⁣
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But it's worth double checking - and we can do most of the legwork.⁣
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Even a 0.5% rate reduction on a $500,000 loan could save around $150 each month. ⁣
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That may add up to $54,000 over the life of a 30-year loan. 🏡⁣
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Talk to us to know how much you could save by switching to a lower rate loan. 👇⁣
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To find out more, email [email protected] or DM us.

28/10/2026

First homebuyers are rethinking their path to property. We reveal how the ownership dream is evolving, and the strategies first homebuyers are using to achieve their goals.

First homebuyers are rethinking their path to property. We reveal how the ownership dream is evolving, and the strategies first homebuyers are using to achieve their goals. When it comes to life goals, they don’t come much bigger than buying a first home. And while getting started on the property ...

28/10/2026

💼 How to get a home loan if you’re self-employed 💼⁣
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Over 1.7 million Australians run their own show. ⁣
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It can bring freedom, flexibility and financial rewards. ⁣
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But it may mean jumping through more hoops when it comes to taking out a home loan. 🏡⁣
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You may be eligible for a standard ‘full doc’ loan with just one or two years' financials. 📝⁣
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Or low doc loans can be available if you’re very new to small business. 📊⁣
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The main point is to speak to us to understand your options. 👇⁣
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To find out more, email [email protected] or DM us.

26/10/2026

🛠️ Home renovations are on the rise, but keep an eye on costs 🛠️⁣
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Major bank NAB reports a 16% jump in demand for renovation loans nationally. 📈⁣
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The good news is that building costs have come off recent peaks. 🏡⁣
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But they always have the potential rise again - like they did when fuel prices increased a few months back. ⛽⁣
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The solution can be to build a buffer into your budget, and lock in quotes where possible. 💰⁣
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Talk to us for a renovation loan that can help your project become a reality. 👇⁣
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To find out more, email [email protected] or DM us.

22/10/2026

Eager to score a price discount on your home purchase? Of course you are. We reveal how much of a discount sellers are currently offering – and what you can do to flex your negotiating muscle. 💪

Eager to score a price discount on your home purchase? Of course you are. We reveal how much of a discount sellers are currently offering – and what you can do to flex your negotiating muscle. Today’s homebuyers have a chance to enjoy a rare double win – the savings of lower property prices in...

21/10/2026

⏳ How hard does the market usually bounce back after a downturn?⏳⁣
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Waiting for property prices to hit a cyclical low could potentially work against home buyers. 🏡⁣
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Domain research shows prices have risen 32% on average after each of the eight past downturns. 📊⁣
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If the market dips now, buyers could potentially purchase a house at a good price. ⁣
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But if you wait too long, the market could pick up again and you could be purchasing when buyer competition is fierce. ⁣
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Being prepared is key. Speak to us today about pre-approval and get started on your property journey. 👇⁣
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To find out more, email [email protected] or DM us.

19/10/2026

🏡 Strategies that can help clear your mortgage by retirement 🏡⁣
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One-in-three Gen Xs expect that they'll still be paying off a home loan in retirement, according to a Citro/AMP report.⁣
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But there are ways to potentially clear the slate sooner. 💡⁣
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Refinancing could see you save with a lower rate (just try not to extend the home loan term). ⁣
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An offset account can also put spare funds to work by reducing the interest charged on your home loan each month.⁣
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Meanwhile, making consistent extra repayments more often can help chip away at the loan balance. 📉⁣
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Call us for more tips to potentially be mortgage-free by the time you retire. 👇⁣
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To find out more, email [email protected] or DM us.

15/10/2026

What does Australia have in common with the United Kingdom and the Netherlands? In all three countries brokers facilitate more than 80% of new mortgages. We explain why. 😃

What does Australia have in common with the United Kingdom and the Netherlands? In all three countries brokers facilitate more than 80% of new mortgages. We explain why. The numbers say it all.   Last year, brokers in Australia arranged one home loan every 38 seconds. Why have brokers become the g...