Kova Finance

18/02/2025

🚨 It Finally Happened! 🚨

For the first time since November 2020, the RBA has cut interest rates by 0.25%. If you’ve been waiting for a rate drop, now’s your chance to lock in a better deal and start saving.

Lenders won’t pass on the savings equally, so you need to make sure you’re getting the best rate possible. At Kova Finance, we’ll review your loan and find you the best option—so you’re not overpaying when you don’t have to.

- First rate cut in over four years—don’t miss out

- Lower rates = lower repayments = more money in your pocket

- We find the best deal, so you don’t have to

Rates have finally dropped—but are you getting the best one? Let’s find out. DM or call today.

12/01/2025

A huge thank you to our incredible client for this heartfelt review!

At Kova Finance, we’re dedicated to making your financial journey seamless, stress-free, and fast. We pride ourselves on delivering personalized solutions and achieving results quickly so you can move forward with confidence.

Even if its just to have a quick review of your loans to make sure you are getting the best rate possible, reach out to Kova Finance now and start saving today!

20/11/2024

Did you know that some banks and financial institutions are already starting to drop their interest rates?

It’s not all doom and gloom in the mortgage market – we're seeing the first signs of change! A small rate drop could save you hundreds of dollars a month.

💰 Make sure you're getting the best deal today!

Click the link below, and in just 24-48 hours, I’ll check if you’re on the best rate available and show you how much you could save monthly – that’s the Kova Finance guarantee!

https://www.jotform.com/tables/222560521852047

Let me help you make the most of these changes!

14/08/2024

We’re excited to share how we recently helped one of our customers save $200 a month by refinancing their loan. Now, they’re happily deciding whether to use the extra cash to pay off bills or put it toward your saving goals! And they’re not the only ones—many others have experienced similar savings by trusting Kova Finance with their refinancing needs.

If you’re curious about how much you could save or want to understand your borrowing capacity, it only takes 2 minutes to find out. Simply click the link below, complete the short form, and you’ll receive your personalized results within 24 hours.

https://form.jotform.com/klimkovaceski/fact-finder

At Kova Finance, we’re committed to helping our customers achieve their financial goals. Let us help you take the next step toward financial freedom!

17/05/2024

Proud Partner! Looking forward to the future with this iconic club!

SPONSOR PARTNER I Kova Finance.

We would like to welcome Kliment Kovaceski and his team at Kova Finance as a 2024 partner.

Kliment Kovaceski is here to assist clients in purchasing their first property, an investment property or refinancing their current loans whether it be residential or commercial. Having spent almost a decade working in various finance roles both with lenders and with wealth management partners, Kliment has consistently delivered remarkable results, making him a trusted and reliable mortage broker to assist or advise you on any scenario you may have!

Contact Kliment today. Ph 0452207355

08/02/2024

Kova Finance is proud to announce our sponsorship of the Preston Lions Football Club! It's more than just a partnership; it's a commitment to supporting our local community and fostering a love for the beautiful game. As passionate advocates for community development, we're thrilled to stand alongside the Preston Lions FC and their dedicated players, coaches, and supporters. Together, let's strive for excellence on and off the field, building a stronger, more connected community. Here's to a season filled with teamwork, determination, and unforgettable moments! 🦁💪

20/12/2023

5 facts you may not know about lending in Australia!

1. Did you know most lenders do "stress-tests" before providing a loan to a customer? They ensure that you can afford to pay 3% higher than the current interest rates should things go south!

2. For investment properties, you can borrow 100% of the costs. Using equity in your Owner-Occupied property and turning it into and investment loan, you can purchase an investment property before $1 even comes out of your pocket!

3. LMI is not as scary as it seems…With the rising property market in Australia, it is getting harder and harder to get that 20% deposit to avoid Lenders Mortgage Insurance. The good news is you don’t have to, LMI can be added on top of the loan and paid over 30 years!

4. Gone are the days of your standard mortgage. With products such as fixed interest rates, redraw facilities, offset accounts, 5% deposit schemes and guarantor loans, it is becoming more and more achievable for you to complete that purchase!

5. Brokers are writing over 70% of mortgages in Australia! What are you waiting for? Be a part of the majority and get the best deal out there!

05/12/2023

RBA ANNOUNCES PAUSE ON RATES!!!

With the RBA not meeting in January, this gives mortgage owners a break until Febuary from the craziness that has been interest rates this year.

Potentially time to purchase and start 2024 off with a bang.....

Don't wait for the market, get in the market and rake in the benefits NOW!

Or if you are already in the market, make sure you are getting the best deal possible!

It's all in your hands.... but you don't have to do it alone because Kova Finance can help you every step of the way!

30/11/2023

Jingle Bills, Jingle Bills! Save Big this Christmas with Kova Finance!

This festive season, why not give yourself the gift of extra savings? At Kova Finance, we're here to help you unwrap the possibilities of refinancing your mortgage.

Festive Savings: Explore the potential of lowering your monthly payments and putting more money back in your pocket.
'Tis the Season to Refinance: Take advantage of competitive rates and discover how refinancing can be your financial game-changer.
More Joy, Less Spending: Imagine a holiday season with extra funds for the things that truly matter.

This Christmas, let Kova Finance guide you toward a brighter financial future. Contact us to learn more about the savings waiting for you through mortgage refinancing.

30/11/2023

08/11/2023

INTEREST RATES INCREASE AGAIN!?!?

Once again the RBA has announced the words that home-owners dread hearing…. "interest rate hike" with the possibility of another one for the month of December! Now that’s not a great way to start the holiday period…

At Kova Finance, there is a saying we like to keep in mind at times like these:

"You marry your house, but you only have to date your interest rates"

Meaning don’t stay with a lender that is dragging you down with high interest rates, fees and won't return any of your calls. Get in contact with Kova Finances and we can set you up with someone that you can see a happier, healthier (and cheaper) future with!

FREE:
- Financial Health Check, showing how much you can save by refinancing
- Borrowing capacity, to see how you can begin to or further build your portfolio
- Application processing from start to finish!

11/10/2023

Here's why you should choose Kova Finance:

Expert Guidance: We know the mortgage market inside out, ensuring you get the best options.

Market Insights: We have access to a wide network of lenders, guaranteeing competitive rates and terms.

Personalized Service: We understand that your financial situation is unique, so we tailor our solutions to your needs.

But the real magic happens when you choose Kova Finance. Just recently, we had the pleasure of assisting a client in refinancing their mortgage, resulting in incredible savings of almost $300 a month!

This success story showcases how Kova Finance can make a tangible difference in your financial life.

Get in contact now for FREE:

- Financial Health Check, showing how much you can save by refinancing

- Borrowing capacity, to see how you can begin to or further build your portfolio

- Application processing from start to finish!