The Australian Lending & Investment Centre

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The Australian Lending & Investment Centre (ALIC) is an award-winning financial brokerage which assists clients in achieving their investment goals

The Australian Lending & Investment Centre (ALIC) is an award-winning financial brokerage firm which assists clients in achieving their investment goals and building personal wealth through ensuring the right lending structure is implemented. ALIC was founded in late 2009 by the current two principals who after more than 45 years combined in the finance sector believed they could deliver to the market a substantially different offering. An offering that focused more than just on product and price, but provided education and empowerment via an exceptional client experience and access to the best professionals.

02/11/2026

There's no better endorsement than a client choosing to work with ALIC again.

As a returning client, Kate trusted Kevin and the team to support her through the purchase of her new home, with regular communication and loan progress updates throughout the process.

Thank you, Kate, for continuing to place your trust in ALIC. We're proud to support our clients not just for one transaction, but as their property and lending needs evolve.

28/10/2026

Two wins at the Australian Mortgage Awards 2026! 🏆

We’re incredibly proud to share that The Australian Lending & Investment Centre has been recognised across two categories at this year’s Australian Mortgage Awards.

🏆 Brokerage of the Year – Diversification
Winner: The Australian Lending & Investment Centre
🏆 Broker of the Year – Specialist Lending
Winner: Mark Davis

These awards are a fantastic recognition of the work our team continues to put into helping clients navigate lending, investment and finance strategies with confidence.
A huge congratulations to Mark and the entire ALIC team, and thank you to our clients and partners for your continued support.

25/10/2026

Does your borrowing capacity fit your budget?

There's an important difference between the maximum a lender may be prepared to lend you and the amount you're comfortable repaying.

Your everyday expenses, cash flow, lifestyle, existing commitments and future property plans should all be part of the conversation.

At ALIC, we look beyond simply how much you can borrow and consider how your lending fits into the bigger picture.
Understand your position before deciding on your next move.

22/10/2026

Thinking about your next property?

Before you start searching, it's worth understanding the financial position behind the purchase.

Your borrowing capacity, available equity, existing loan structure and cash flow can all influence what you're able to do next, and how comfortably another property fits within your broader strategy. That's why planning shouldn't begin with the property itself. It should begin with understanding where you stand today and what you're working towards.

Swipe through four areas to review before buying again. Ready to understand your position? Connect with ALIC.

20/10/2026

💬 Can you use the equity in your property to fund your next investment?

Potentially. As your property value grows and your loan balance changes, you may build usable equity that could help fund a deposit or other purchase costs.

But available equity is only one part of the equation. Your borrowing capacity, cash flow, existing debt and lender requirements can all influence what's possible.

Before using equity, consider how it fits into your broader property and lending strategy.

19/10/2026

Refinancing isn't only about chasing a lower interest rate.

It can also be an opportunity to review your repayments, loan features, debt structure and whether your current lender still suits your circumstances.

As your income, property value, equity and goals change, the lending structure you started with may no longer be the one that best supports where you're heading.

If it's been a while since you reviewed your lending, speak with ALIC about your options.

14/10/2026

The right support for your next property purchase starts well before you make an offer.

At ALIC, we look at the bigger picture: your borrowing capacity, available equity, lending options and how today's loan could affect what you want to do next.

From pre-approval through to settlement and beyond, our focus is on building a lending strategy around your longer-term goals, not simply getting a loan approved.

Planning your next property? Connect with the ALIC team.

11/10/2026

Fixed or variable? The right choice comes down to more than the rate on offer.

A fixed rate can provide greater repayment certainty, while a variable loan may offer more flexibility as your circumstances change. The right structure depends on your cash flow, future plans and what you need from your lending.

Rather than choosing based on today's rate alone, consider how the loan fits into your broader strategy.

Speak with an ALIC broker to explore your options.

07/10/2026

💬 Can changing jobs affect a loan application?

Potentially. Changing jobs doesn’t necessarily stop you from borrowing, but lenders may consider some factors.
If you’re considering both a career move and a property purchase, understanding how the timing could affect your borrowing position can help you plan ahead.

Talk to an ALIC broker before making your next move.

Address

27/360 Collins Street
Melbourne, VIC
3000

Website

http://www.alic.com.au/

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