Kellie Finney - Mortgage Broker

Kellie Finney - Mortgage Broker I'm passionate about finding you the most cost effective loan, tailored to your specific circumstances, all at no cost to you.

As a home property owner, it’s not only about finding the right loan but also the right person to work with. When you work with me, you will always receive professional and friendly service who will be with you on this journey for the life of the loan with annual reviews and to address any queries you may have. With so many lenders available, choosing the right home or investment loan may seem ove

rwhelming and confusing for the first time (or even the second time). From the comfort of your home or a place convenient to you, I can help you understand the different options, features of each product and how they can work best for you (and it doesn’t have to be within normal business hours). Let’s make the dream of home ownership/investment or commercial together as a team.

08/09/2026

Starting again doesn’t mean starting from nothing.

Here’s the thing, the “you need two incomes and a 20% deposit” rule must of us grew up believing? It’s not the only path anymore.

One of the biggest is the Family Home Guarantee, a government scheme that lets eligible single parents buy with just a 2% deposit (instead of the usual 20%, and you don’t have to be a first home buyer).
Combine that with the right approach to serviceability and single-income home ownership starts looking a lot more realistic than the fear suggests.

It doesn’t mean it’s simple. It does mean it’s more possible than most people think.

If “starting again” feels like it’s further away than it should be, let’s chat and map out what your options actually look like.

Borrowing capacity is an example only, everyone’s capacity is different based on your individual situation.

07/09/2026

Some of these moments might look small from the outside, but they mean everything to me 🤍

A “we couldn’t have gotten here without you”. A “we’ve finally moved into our first home”. A past client sending a friend or family member my way. A random text that just says thanks.

The home loan is just one piece of the puzzle, being trusted with someone’s story along the way is the part that never gets old.

Thank you to every client who’s believed in me, referred me on and let me be a small part of a really big milestone 🏡

04/09/2026

Need to buy a new car??

Equity isn’t just for buying another property 🚗

Once you’ve built some up in your home, it can actually be used for a range of things, including a car purchase.

It’s one of those options a lot of people don’t realise they have until they ask.

Worth a conversation if you’re weighing up your choices.

Curious what your equity could actually do for you? DM me and let’s chat 👇

03/09/2026

Curious what a $700K home loan actually looks like week to week?

Here’s a quick breakdown showing weekly, fortnightly, and monthly repayments, so you can see it in a way that actually makes sense.

Based on a 6.04% interest rate P&I over 30 years.

Repayments will look different for everyone depending on your rate, loan term, and lender. This is just an example to give you a feel for it.

Want to know what it’d look like for your situation? DM me and let’s run your numbers!

02/09/2026

The glamorous life of a mortgage broker 💅

Nobody warns you about this stuff when you’re picking a career. The Friday night calls. The daily back-and-forth with credit assessors. The 100 emails. And somehow still signing off every message like everything is fine (it is fine. mostly.) 😅

But then there’s the part where a first home buyer gets the “you’re approved” call, and every single bit of the chaos is worth it. That moment never gets old, no matter how many times I make that call.

This job isn’t glamorous, but I genuinely love it.

Currently taking on new first home buyer clients, if you’re thinking about getting into the market (or just have questions and don’t know where to start), DM me, always happy to chat 🙌

01/09/2026

Spring brings more than warmer weather, it usually brings more homes onto the market too 🌸

If you’ve been waiting for more choice, this is genuinely a good time to start paying attention.

3 things to sort this week if Christmas in your first home is the goal:

1️⃣ Talk to a broker before you start looking, not after so you’re searching with real numbers, not guesses

2️⃣ Sort your paperwork now such as payslips, ID, bank statements so your pre approval can move fast

3️⃣ Set up alerts / start attending opens — more listings means more competition, so speed matters

More choice on the market + your prep sorted = a real shot at getting into your own home before Christmas 🔑

Which one are you starting with this week?

One small admin task could quietly shave time off your home loan while saving you $10,000’s of interest along the way.If...
31/08/2026

One small admin task could quietly shave time off your home loan while saving you $10,000’s of interest along the way.

If you’re on fortnightly repayments and assumed you’re already getting the benefit, worth double checking.
Not every “fortnightly” is actually fortnightly (swipe to see what I mean).

This isn’t about finding extra money you don’t have. It’s about making sure the money you’re already paying is working as hard as it can.

Got a loan set up and not sure which version you’re on? Send me a message, I’m happy to have a look with you, no pressure. 💬

30/08/2026

What a lender might consider lending you with a combined income of $160k. That car loan could really be costing you!!

29/08/2026

This is the unofficial tax you pay for being friends with a mortgage broker 😊

Your welcome in advance 🤍

28/08/2026

Had a family settle into their new (bigger!) home this week and it happened on the same day they sold their old one.

That’s called a simultaneous settlement, and it’s basically a logistical juggling act: everything has to line up perfectly so the sale of one property and the purchase of the next happen back to back, no gap, no scramble.

If an upgrade is on your mind and the “how do we time it all” question is what’s stopping you from starting, let’s chat about what it looks like for you 🤍

Address

Level 1, 14-16 Suakin Street
Pymble, NSW
2073

Telephone

+61466520471

Website

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