Yellow Brick Road Lane Cove

09/06/2026

From a local takeaway to Uber to building materials, Luci Ellis says Westpac started seeing signs of higher costs flowing through the economy much faster than expected.

Westpac's Chief Economist joined Mark Bouris on the latest episode of Property Insights to give you a clear idea of what will impact the next decision on interest rates. Click here for more: https://yhomeloans.com.au/videos/why-westpac-now-expects-more-rate-hikes-mark-bouris-luci-ellis/

05/06/2026

There could be two more rate hikes this year before rates eventually begin to come back down, but not until 2028 - that's the current view of Westpac's Economics team.

Chief Economist Luci Ellis explains the thinking behind that forecast and the role inflation is playing in shaping the economic outlook. Watch the full episode of Property Insights with Mark Bouris here: https://yhomeloans.com.au/videos/why-westpac-now-expects-more-rate-hikes-mark-bouris-luci-ellis/

04/06/2026

The 5% Deposit Scheme gets talked about a lot. But for most first home buyers, they tend to think they need to have everything figured out before they speak to a mortgage broker. Most of the time, that's just not the case.

We can help you understand your options, work out what you’re eligible for, and map out a pathway towards your first home. Because sometimes the hardest part isn’t finding the opportunity. It’s knowing where to start.

Learn more at ybr.com.au/livethedream

02/06/2026

“I was the person who presented to the board.”

Luci Ellis spent years helping shape the economic briefings that informed RBA decisions. Now Chief Economist at Westpac, Luci joins Mark Bouris on Property Insights to unpack inflation, interest rates, the Australian mortgage market and what happens behind closed doors when the RBA meets.

Full episode out now: https://yhomeloans.com.au/videos/why-westpac-now-expects-more-rate-hikes-mark-bouris-luci-ellis/

28/05/2026

Astute property buyers will be looking for good opportunities to buy in these times of uncertainty, while others will just sit on the fence and think that there will be better times ahead.
If we do see some fall in prices in both the Sydney and Melbourne markets, this could be your time to strike. Call me if you need any assistance to get the maximum borrowing required to get yourself a potential bargain 0405-150535.

Federal Budget changes are expected to reshape Australia's housing market through 2026 and beyond

27/05/2026

“If I use the 5% Deposit Scheme, can I rent the property out later?” It's a question we've been asked more than once.

The Scheme is designed for owner occupiers, so there are ongoing eligibility requirements around living in the property while the loan is supported by the Guarantee.

Every situation is different, which is why it’s important to understand the rules before making plans around your first property.

If you want help understanding how the Scheme works and whether you may be eligible, feel free to reach out or head to ybr.com.au/livethedream today.

22/05/2026

With three rate rises this year, there are a few simple things worth checking to make sure your loan is working for you.

Sometimes even a small adjustment or review can make a meaningful difference over the long term. If you’d like help understanding where your loan stands, we're always happy to have a chat.

21/05/2026

A lot of first home buyers think the journey starts with scrolling through listings or going to open homes. Usually, it starts with a conversation.

Understanding your budget, borrowing power and options early can make the whole process feel clearer and less stressful. The goal isn’t just to get a loan approved. It’s to help you feel confident about every step along the way.

If you’re not sure where to begin, let’s map it out together. Head to ybr.com.au/livethedream to get started.

15/05/2026

To help refinancing a home loan for a young person trying to secure their future, is very rewarding.
If you need assistance to refinance, pr maybe multiple debts that could be consolidated, I can help, just call 0405-150535.

13/05/2026

The proposed tax changes in the 2026 Budget could have a major impact for a large number of property investors around the country.

While existing properties are generally unaffected, new purchases may be treated differently from 1 July 2027, particularly when it comes to negative gearing and capital gains.

Here is a general overview of the major announcements, and remember, the initiatives announced in the 2026 Federal Budget are subject to the passage of legislation.

Learn more here: https://ybr.com.au/federal-budget-2026-housing-changes-explained/