04/06/2026
Negative gearing & CGT reforms move one step closer.
The Australian Government's proposed property tax reforms have passed the House of Representatives and are now heading to the Senate for a crucial vote.
If passed, the changes could significantly impact future property investors.
📌 Proposed Changes:
🏠 Negative Gearing
Tax deductions on investment property losses would only apply to newly built homes, not existing properties.
📈 Capital Gains Tax (CGT)
The current 50% CGT discount on investment property profits could be replaced with a minimum 30% tax on capital gains.
✅ Existing investment properties are expected to be grandfathered, meaning current owners would keep their existing tax benefits.
What happens next?
The legislation now faces a major political battle in the Senate. The Opposition has indicated it will oppose the reforms, while the Government may need support from minor parties to get the bill across the line.
For investors, home buyers, and property owners, this is a story worth watching closely.
As the rules around property investing continue to evolve, having the right finance strategy has never been more important.
📩 Contact Intelligent Financial Solutions to understand what these proposed changes could mean for you.