Ivan Niezgockiy- Liberty Adviser

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Australia
Cranbourne, VIC
Ivan Niezgockiy- Liberty Adviser

As a Liberty adviser, I have access to a panel of lenders and can help you with your finance needs.

28/10/2026

Refinancing can be one of the easiest ways to improve your monthly cash flow.

For instance:
A 0.25% rate reduction on a $500,000 loan can reduce repayments by around $90/month, adding up to over $1,000 a year in savings.

Alongside home‑loan refinances, I also help clients secure:
🚗 Car loans
💳 Personal loans
💼 Business finance

If you’d like a personalised comparison based on your current loan, I’m here to help.
Pm, call or text 0412 414 078

01/10/2026

🚨 RBA RATE CHANGE — HAVE YOU CHECKED YOUR HOME LOAN?

Your lender may not tell you if you could be getting a better deal. 👀

Now is a great time to review your:
💰 Interest rate
🏠 Repayments
💳 Existing debts
📈 Available equity

I can compare your current loan with other options and see if there’s a better fit.
Feel free to Pm, call or text 0412414078.

12/08/2026

Been a while since you checked your home loan?
You might be surprised at what even a tiny change can do.

A simple 0.25% reduction on a $600,000 loan can put real money back in your pocket:

💰 Around $82 less each month
📉 Close to $1,000 saved each year
🏦 And more than $18,000 saved in interest over the life of the loan

It’s one of those small tweaks that quietly adds up over time.

If you’re curious what this could look like for your own loan, send me a message and I’ll walk you through it—no pressure, just clarity.
Call or text 0412 414 078

05/06/2026

Self-employed and looking to buy your first or next home? With access to flexible home loans designed for business owners. I'm here to help you reach your real estate goals faster. To start your homebuying journey with expert support, get in touch today: https://bit.ly//49wpjC2

Approved applicants only. Lending criteria apply. Liberty Network Services Pty Ltd ABN 65 151 158 628. Australian Credit Licence 408042.

01/06/2026

New financial year. New opportunities. Book a lending review before 30 June 2026 and go into the draw to win a luxury at home coffee machine valued at $1,000*. ☕ No pressure, just a good place to start. Click here and let’s chat through: https://bit.ly/49jAHTe

*Terms and Conditions apply: visit https://www.liberty.com.au/disclosures/lns-may-promotion for full details. Competition ends 30 June 2026. Winner drawn 2 July 2026. Liberty Network Services Pty Ltd ABN 65 151 158 628 | Australian Credit Licence 408042.

13/05/2026

Still paying the same interest rate from years ago?
You could be paying more on your home loan than you need to.

With rates changing and lenders competing hard for business, now is a great time to review your mortgage and see if refinancing could help you:

Lower your repayments
Consolidate debts
Access equity for renovations or investments
Reduce financial stress

A quick home loan health check could potentially save you thousands over the life of your loan.

If you’d like to see what options are available, send me a message — happy to have a chat and see if refinancing makes sense for you.
Click this link https://bit.ly//49wpjC2, Pm, text or call 0412 414 078
Happy to help and answer any questions you may have.

Approved applicants only. Lending criteria apply. Liberty Network Services Pty Ltd ABN 65 151 158 628. Australian Credit Licence 408042.

06/05/2026

💬 Another RBA rate rise — and it’s a good reminder to check your home loan
Rate rises can put pressure on repayments, but it doesn’t mean you have to just accept it. Many borrowers haven’t reviewed their loan recently and may be paying more than they should.
A quick home loan review can help you understand how the change affects you and whether there are better options available right now.
I’m offering no‑obligation home loan reviews — happy to take a look and talk through your options. Click the link
https://bit.ly//49wpjC2 , pm, call or text 0412 414 078

Approved applicants only. Lending criteria apply. Liberty Network Services Pty Ltd ABN 65 151 158 628. Australian Credit Licence 408042.

27/04/2026

Are your debts costing you more than they should?
If you’re juggling credit cards, personal loans, or high‑interest debts, you could be paying thousands more in interest than necessary — often without realising it.
Here’s how Refinancing & Debt Consolidation can help:
- Combine multiple debts into one simple repayment
- Potentially reduce your interest rate
- Improve monthly cash flow
- Create a clear plan to become debt‑free sooner
Refinancing isn’t just about a lower rate — it’s about taking back control of your finances and stopping interest from holding you back.

17/03/2026

RBA rate rise announced 📈 — what does it mean for you?

If you’ve got a home loan, you’re probably wondering how this rate rise affects your repayments — and whether there’s anything you can do about it.

The good news?
👉 You’re not stuck with your current rate
👉 Many lenders still have competitive options
👉 A quick review could save you money or reduce stress

If you want a clear, no-pressure chat about your loan, send me a message use this link https://bit.ly//49wpjC2 , call or text 0412414078. Happy to help you make sense of it.

09/02/2026

Another RBA rate rise — here’s what most homeowners don’t realise 👇

When rates go up, banks don’t always pass on increases the same way.
Some loans get hit harder than others.

That’s why reviewing your home loan after a rate rise is so important:
✔️ Check if your rate is still competitive
✔️ Explore refinance or repricing options
✔️ Make sure your loan still suits your goals

If you’d like a quick health check on your mortgage, reach out — it might be worth more than you think.
Click the link https://bit.ly//49wpjC2 , PM, call or text 0412414078

Address

Lytham Court
Cranbourne, VIC
3977

Website

https://www.liberty.com.au/mortgage-broker/ivan-niezgockiy

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