Ivan Niezgockiy- Liberty Adviser

Ivan Niezgockiy- Liberty Adviser As a Liberty adviser, I have access to a panel of lenders and can help you with your finance needs.

Self-employed and looking to buy your first or next home? With access to flexible home loans designed for business owner...
05/06/2026

Self-employed and looking to buy your first or next home? With access to flexible home loans designed for business owners. I'm here to help you reach your real estate goals faster. To start your homebuying journey with expert support, get in touch today: https://bit.ly//49wpjC2

Approved applicants only. Lending criteria apply. Liberty Network Services Pty Ltd ABN 65 151 158 628. Australian Credit Licence 408042.

New financial year. New opportunities. Book a lending review before 30 June 2026 and go into the draw to win a luxury at...
01/06/2026

New financial year. New opportunities. Book a lending review before 30 June 2026 and go into the draw to win a luxury at home coffee machine valued at $1,000*. ☕ No pressure, just a good place to start. Click here and let’s chat through: https://bit.ly/49jAHTe

*Terms and Conditions apply: visit https://www.liberty.com.au/disclosures/lns-may-promotion for full details. Competition ends 30 June 2026. Winner drawn 2 July 2026. Liberty Network Services Pty Ltd ABN 65 151 158 628 | Australian Credit Licence 408042.

Still paying the same interest rate from years ago?You could be paying more on your home loan than you need to.With rate...
13/05/2026

Still paying the same interest rate from years ago?
You could be paying more on your home loan than you need to.

With rates changing and lenders competing hard for business, now is a great time to review your mortgage and see if refinancing could help you:

Lower your repayments
Consolidate debts
Access equity for renovations or investments
Reduce financial stress

A quick home loan health check could potentially save you thousands over the life of your loan.

If you’d like to see what options are available, send me a message — happy to have a chat and see if refinancing makes sense for you.
Click this link https://bit.ly//49wpjC2, Pm, text or call 0412 414 078
Happy to help and answer any questions you may have.

Approved applicants only. Lending criteria apply. Liberty Network Services Pty Ltd ABN 65 151 158 628. Australian Credit Licence 408042.

💬 Another RBA rate rise — and it’s a good reminder to check your home loanRate rises can put pressure on repayments, but...
06/05/2026

💬 Another RBA rate rise — and it’s a good reminder to check your home loan
Rate rises can put pressure on repayments, but it doesn’t mean you have to just accept it. Many borrowers haven’t reviewed their loan recently and may be paying more than they should.
A quick home loan review can help you understand how the change affects you and whether there are better options available right now.
I’m offering no‑obligation home loan reviews — happy to take a look and talk through your options. Click the link
https://bit.ly//49wpjC2 , pm, call or text 0412 414 078

Approved applicants only. Lending criteria apply. Liberty Network Services Pty Ltd ABN 65 151 158 628. Australian Credit Licence 408042.

Are your debts costing you more than they should?If you’re juggling credit cards, personal loans, or high‑interest debts...
27/04/2026

Are your debts costing you more than they should?
If you’re juggling credit cards, personal loans, or high‑interest debts, you could be paying thousands more in interest than necessary — often without realising it.
Here’s how Refinancing & Debt Consolidation can help:
- Combine multiple debts into one simple repayment
- Potentially reduce your interest rate
- Improve monthly cash flow
- Create a clear plan to become debt‑free sooner
Refinancing isn’t just about a lower rate — it’s about taking back control of your finances and stopping interest from holding you back.

RBA rate rise announced 📈 — what does it mean for you?If you’ve got a home loan, you’re probably wondering how this rate...
17/03/2026

RBA rate rise announced 📈 — what does it mean for you?

If you’ve got a home loan, you’re probably wondering how this rate rise affects your repayments — and whether there’s anything you can do about it.

The good news?
👉 You’re not stuck with your current rate
👉 Many lenders still have competitive options
👉 A quick review could save you money or reduce stress

If you want a clear, no-pressure chat about your loan, send me a message use this link https://bit.ly//49wpjC2 , call or text 0412414078. Happy to help you make sense of it.

Another RBA rate rise — here’s what most homeowners don’t realise 👇When rates go up, banks don’t always pass on increase...
09/02/2026

Another RBA rate rise — here’s what most homeowners don’t realise 👇

When rates go up, banks don’t always pass on increases the same way.
Some loans get hit harder than others.

That’s why reviewing your home loan after a rate rise is so important:
✔️ Check if your rate is still competitive
✔️ Explore refinance or repricing options
✔️ Make sure your loan still suits your goals

If you’d like a quick health check on your mortgage, reach out — it might be worth more than you think.
Click the link https://bit.ly//49wpjC2 , PM, call or text 0412414078

Feeling the squeeze with rising costs?Refinancing could be the stress-relief you need.Imagine rolling your personal loan...
22/10/2025

Feeling the squeeze with rising costs?
Refinancing could be the stress-relief you need.

Imagine rolling your personal loans, car loan, and credit cards into one easy payment — and saving every month.

I help homeowners find smarter loan options that work for them — not the banks.

Let’s see what you could save 💬

Call text or PM 0412414078.

Approved applicants only. Lending criteria apply. Liberty Network Services Pty Ltd ABN 65 151 158 628. Australian Credit Licence 408042.

Among other factors, lenders look at credit card limits to determine your ability to repay a loan.Before applying, consi...
09/09/2025

Among other factors, lenders look at credit card limits to determine your ability to repay a loan.
Before applying, consider decreasing credit card limits and reducing discretionary expenses such as streaming and food delivery services.
If you're preparing for a loan application, I'd love to help! Get in touch: https://bit.ly//49wpjC2
Feel free to text or call 0412414078

Approved applicants only. Lending criteria apply. Liberty Network Services Pty Ltd ABN 65 151 158 628. Australian Credit Licence 408042.

🏡 When was the last time you gave your home loan a check-up?A client of mine, Sarah, recently reached out feeling stress...
28/08/2025

🏡 When was the last time you gave your home loan a check-up?
A client of mine, Sarah, recently reached out feeling stressed about her repayments. She’d been with the same bank for over 7 years and assumed she was still on a competitive rate. After a quick review, we discovered her rate was nearly 1% higher than what the same bank was offering new customers.
By refinancing, we were able to:
✅ Save her over $400 a month in repayments
✅ Consolidate a credit card into her home loan (one simple repayment instead of juggling bills)
✅ Free up some cash flow so she and her partner could finally start planning their long-awaited kitchen renovation
The best part? Sarah told me the peace of mind was just as valuable as the savings.
This isn’t unusual — so many homeowners are paying more than they need to, simply because no one has reviewed their loan in years.
Refinancing isn’t just about chasing a lower rate. It’s about making sure your home loan is working for your goals — whether that’s saving money, paying down debt faster, or creating room in your budget for the things that matter.
If it’s been more than 12–24 months since you last looked at your home loan, it could be worth a conversation. Sometimes even a small adjustment can make a huge difference over time.
📩 If you’d like a free, no-obligation home loan review, send me a message or call 0412414078. I’m here to make the process simple, stress-free, and tailored to you.
You can also use this link https://bit.ly//49wpjC2 and I will call you.

Approved applicants only. Lending criteria apply. Liberty Network Services Pty Ltd ABN 65 151 158 628. Australian Credit Licence 408042 (LNS).

Address

Lytham Court
Cranbourne, VIC
3977

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