Brisk Finance

28/08/2026

The RBA looks to be once again behind the inflation curve. If it raises rates again, as modelling implies it should, the housing correction could become the largest in Australian history.

Read the opinion: https://ebx.sh/RoylC8

28/08/2026

🇦🇺 Australia Inflation Update

Good news — Australia’s inflation rate has fallen from 3.8% to 3.5%.

But there’s still some concern 👀

🏠 Housing costs remain high
🍎 Food prices continue to rise
📊 Underlying inflation is still at 3.6%
🏦 The RBA has kept the cash rate at 4.35%

What does this mean for borrowers?

👉 Interest rates may not fall quickly.
👉 Another rate rise is still possible if inflation remains high.
👉 The RBA will likely wait for clearer signs that inflation is under control.

Bottom line: Inflation is heading in the right direction, but the RBA is not ready to celebrate just yet. 🇦🇺📉

11/08/2026

11/08/2026

At its meeting today, the Board decided to leave the cash rate target unchanged at 4.35 per cent.

Read the full statement here: https://ow.ly/Si6w50Zylg8

29/07/2026

Headline inflation slowed to 0.6 per cent in the June quarter from 1.4 per cent in April, according to the latest ABS figures.

Follow the latest market updates: https://ebx.sh/AscgWs

16/07/2026

🏡 Buyers are gaining a little more negotiating power in today’s property market.

According to the latest Cotality data, the median vendor discount across Australia’s combined capital cities increased to 3.3% in the three months to May 2026, up from 3.1% earlier this year.

Regional markets have remained more stable, with the median vendor discount also sitting at 3.3%.

What does this mean?

A larger vendor discount indicates that sellers are accepting offers further below their original asking price. This is often a sign that more properties are available, giving buyers greater choice and stronger negotiating power.

Nationally, vendor discounts are only slightly tighter than the 3.4% recorded a year ago, suggesting the market remains relatively balanced. However, increased listings are gradually shifting more leverage towards buyers.

If you’re thinking about buying or selling, understanding current market conditions can help you make more informed decisions.

Follow us for more latest news and updates:-

📧 [email protected]
📱 0494 317 752
🌐 www.briskfinance.com.au

20/06/2026

Struggling with Cash Flow? We’ve Got Your Back!

We know how tough unexpected cash flow gaps can be for your business. The stress, the uncertainty—it’s overwhelming. But you don’t have to face it alone!

At Brisk Finance, we’re here to provide tailored financing solutions that empower you to bridge those gaps with confidence.

✔ Fast Approvals
✔ Flexible Options
✔ No More Waiting

When cash flow slows down, we help you stay ahead—cover expenses, manage costs, and focus on what matters most: growing your business.

Don’t let financial stress hold you back.

Call or WhatsApp us today at 0494 317 752 or visit www.briskfinance.com.au to take control of your cash flow!

16/06/2026

At its meeting today, the Board decided to leave the cash rate target unchanged at 4.35 per cent.

Read the full statement here: https://ow.ly/JerV50Zc7Lx

12/06/2026

All four major banks were forecasting a hold at the June meeting rather than a fourth consecutive rate rise. The key factors supporting a pause were:

* Moderating inflation trends
* Slowing economic growth
* Rising unemployment
* The lagged impact of the previous three rate increases

For mortgage holders, a hold means repayments remain unchanged for now, although lenders may still adjust rates independently in some circumstances.

Follow us for more latest news and updates:-

📧 [email protected]
📱 0494 317 752
🌐 www.briskfinance.com.au

27/05/2026

🚨 Property investors: borrowing power may already be shrinking before any official negative gearing changes even happen.

Some lenders are reportedly tightening how they assess investor loans by removing negative gearing tax benefits from serviceability calculations.

What this could mean:
🏠 Lower borrowing capacity for investors
📉 Some estimates suggest reductions of around 20%
💰 Example: a $750k borrowing limit potentially dropping to $600k
⚠️ Some pre-approvals reportedly being reduced or withdrawn

Who may be impacted most?
• Investors buying existing properties
• Borrowers relying on rental loss tax benefits to boost serviceability

Who may still benefit?
✅ Newly built properties adding housing supply may still retain negative gearing advantages
✅ Existing investors who purchased before 12 May 2026 may have greater protection under proposed rules

The big takeaway:
Even proposed policy changes can affect lending policy BEFORE laws officially change.

If you’re considering investing, refinancing, or purchasing an investment property, timing and lender choice may now matter more than ever.