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The Finance Family We can confidently recommend a tailored solution for your home loan, asset finance or commercial loa

Our Finance Family team joined the 2026 Connective Conference from 7โ€“9 October, connecting with industry professionals a...
15/10/2026

Our Finance Family team joined the 2026 Connective Conference from 7โ€“9 October, connecting with industry professionals and exploring how emerging technology, AI, and human expertise can work together to create better outcomes for our clients.

From valuable insights to meaningful conversations, it was an opportunity to learn, collaborate, and bring new ideas back to the work we do every day.

Hereโ€™s to growing together, embracing new possibilities, and continuing to put people at the heart of what we do. ๐Ÿ’™

Meet Giuseppe. ๐Ÿค–๐Ÿ’™Fast thinker. Zero coffee breaks.And somehow always online when we need him. ๐Ÿ˜‚Basically, Finance Family...
14/10/2026

Meet Giuseppe. ๐Ÿค–๐Ÿ’™

Fast thinker. Zero coffee breaks.
And somehow always online when we need him. ๐Ÿ˜‚

Basically, Finance Familyโ€™s most suspiciously efficient team member.

๐Ÿก ๐ƒ๐ž๐ฉ๐จ๐ฌ๐ข๐ญ ๐ฌ๐š๐ฏ๐ž๐? ๐‡๐ฎ๐ ๐ž ๐ฐ๐ข๐ง. ๐๐ฎ๐ญ ๐๐จ๐งโ€™๐ญ ๐ฌ๐ญ๐š๐ซ๐ญ ๐›๐ข๐๐๐ข๐ง๐  ๐ฃ๐ฎ๐ฌ๐ญ ๐ฒ๐ž๐ญ. ๐Ÿ‘€Your deposit tells you what youโ€™ve saved.Your income, debt...
14/10/2026

๐Ÿก ๐ƒ๐ž๐ฉ๐จ๐ฌ๐ข๐ญ ๐ฌ๐š๐ฏ๐ž๐? ๐‡๐ฎ๐ ๐ž ๐ฐ๐ข๐ง. ๐๐ฎ๐ญ ๐๐จ๐งโ€™๐ญ ๐ฌ๐ญ๐š๐ซ๐ญ ๐›๐ข๐๐๐ข๐ง๐  ๐ฃ๐ฎ๐ฌ๐ญ ๐ฒ๐ž๐ญ. ๐Ÿ‘€

Your deposit tells you what youโ€™ve saved.

Your income, debts, repayments and buying costs help determine what buying could actually look like.

Because being ready to shop and being ready to buy are two different things.

๐†๐จ๐ญ ๐ญ๐ก๐ž ๐๐ž๐ฉ๐จ๐ฌ๐ข๐ญ? ๐‹๐ž๐ญโ€™๐ฌ ๐ญ๐ฎ๐ซ๐ง ๐ข๐ญ ๐ข๐ง๐ญ๐จ ๐š ๐ซ๐ž๐š๐ฅ ๐ง๐ฎ๐ฆ๐›๐ž๐ซ.

Talk to Finance Family before the house hunt gets serious, weโ€™ll help you understand what you may be able to buy and what could comfortably fit your budget.



The Finance Family Pty Ltd ABN 81 618 586 691 is a credit representative #489536 under Australian Credit Licence #389328. Any advice given is general in nature and does not consider your personal financial needs and objectives.

๐…๐ข๐ซ๐ฌ๐ญ ๐‡๐จ๐ฆ๐ž? ๐๐ข๐ค๐ข & ๐‘๐จ๐ง๐š ๐Š๐ง๐จ๐ฐ ๐ญ๐ก๐ž ๐ƒ๐ซ๐ข๐ฅ๐ฅ. ๐Ÿ’™โ€œThe best broker anyone could ask for! I had such a great experience working wi...
12/10/2026

๐…๐ข๐ซ๐ฌ๐ญ ๐‡๐จ๐ฆ๐ž? ๐๐ข๐ค๐ข & ๐‘๐จ๐ง๐š ๐Š๐ง๐จ๐ฐ ๐ญ๐ก๐ž ๐ƒ๐ซ๐ข๐ฅ๐ฅ. ๐Ÿ’™

โ€œThe best broker anyone could ask for! I had such a great experience working with Niki as my broker while buying my first home. As a first-time home buyer, there was a lot I didnโ€™t know or understand, but Niki was incredibly helpful throughout the entire process. She took the time to explain everything clearly, answered all of our questions, kept us updated and guided us through every step. She was always available whenever we needed help and made the whole process feel much less overwhelming. Weโ€™re so grateful for her guidance and support throughout our home-buying journey. I would highly recommend Niki.โ€ โ€“ ๐™Ž๐™๐™– ๐™ˆ๐™ค๐™ค

First-home buying comes with approximately 47,000 questions. ๐Ÿ˜…
Luckily, Niki & Rona donโ€™t expect you to already know the answers.

Theyโ€™re there to explain, guide, update and make the whole thing feel a lot less โ€œWhat am I doing?!โ€ and a lot more โ€œOkayโ€ฆ Iโ€™ve got this.โ€ ๐Ÿก

And if they can help turn Sha Mooโ€™s first-home nerves into confidence, your journey could be next. ๐Ÿ’™

Thinking about your first home?
๐Œ๐ž๐ฌ๐ฌ๐š๐ ๐ž ๐ฎ๐ฌ. ๐˜๐จ๐ฎ ๐›๐ซ๐ข๐ง๐  ๐ญ๐ก๐ž ๐ช๐ฎ๐ž๐ฌ๐ญ๐ข๐จ๐ง๐ฌ, ๐ฐ๐žโ€™๐ฅ๐ฅ ๐ก๐ž๐ฅ๐ฉ ๐ฐ๐ข๐ญ๐ก ๐ญ๐ก๐ž ๐š๐ง๐ฌ๐ฐ๐ž๐ซ๐ฌ.



The Finance Family Pty Ltd ABN 81 618 586 691 is a credit representative #489536 under Australian Credit Licence #389328. Any advice given is general in nature and does not consider your personal financial needs and objectives.

Meet Pascal. ๐Ÿค–๐Ÿ“žNever sleeps. Never needs coffee.And absolutely refuses to put you on hold. ๐Ÿ˜‚Basically, the dream recepti...
07/10/2026

Meet Pascal. ๐Ÿค–๐Ÿ“ž

Never sleeps. Never needs coffee.
And absolutely refuses to put you on hold. ๐Ÿ˜‚

Basically, the dream receptionist.

Just another day at Finance Family with Pascal on the job. ๐Ÿ’™

One โ€œnoโ€ doesnโ€™t always mean ๐ ๐š๐ฆ๐ž ๐จ๐ฏ๐ž๐ซ. Lenders have different policies, appetites and ways of assessing applications, s...
07/10/2026

One โ€œnoโ€ doesnโ€™t always mean ๐ ๐š๐ฆ๐ž ๐จ๐ฏ๐ž๐ซ.

Lenders have different policies, appetites and ways of assessing applications, so the answer can sometimes change depending on where you look.

๐Ÿšช Been knocked back by a lender? Donโ€™t stop at the first door.
๐“๐š๐ฅ๐ค ๐ญ๐จ ๐…๐ข๐ง๐š๐ง๐œ๐ž ๐…๐š๐ฆ๐ข๐ฅ๐ฒ ๐š๐ง๐ ๐ฅ๐ž๐ญโ€™๐ฌ ๐ฌ๐ž๐ž ๐ฐ๐ก๐š๐ญ ๐จ๐ญ๐ก๐ž๐ซ ๐จ๐ฉ๐ญ๐ข๐จ๐ง๐ฌ ๐ฆ๐š๐ฒ ๐›๐ž ๐š๐ฏ๐š๐ข๐ฅ๐š๐›๐ฅ๐ž. ๐Ÿ’™



The Finance Family Pty Ltd ABN 81 618 586 691 is a credit representative #489536 under Australian Credit Licence #389328. Any advice given is general in nature and does not consider your personal financial needs and objectives.

๐Ÿงฉ ๐‚๐จ๐ฆ๐ฉ๐ฅ๐ž๐ฑ ๐‹๐จ๐š๐ง? ๐’๐š๐ฆ๐ฆ๐ฒ & ๐Œ๐š๐ซ๐ฒ-๐€๐ง๐ง ๐’๐š๐ข๐: ๐‚๐ก๐š๐ฅ๐ฅ๐ž๐ง๐ ๐ž ๐€๐œ๐œ๐ž๐ฉ๐ญ๐ž๐.Six months of planning. A few hurdles. Plenty of moving pieces...
05/10/2026

๐Ÿงฉ ๐‚๐จ๐ฆ๐ฉ๐ฅ๐ž๐ฑ ๐‹๐จ๐š๐ง? ๐’๐š๐ฆ๐ฆ๐ฒ & ๐Œ๐š๐ซ๐ฒ-๐€๐ง๐ง ๐’๐š๐ข๐: ๐‚๐ก๐š๐ฅ๐ฅ๐ž๐ง๐ ๐ž ๐€๐œ๐œ๐ž๐ฉ๐ญ๐ž๐.

Six months of planning. A few hurdles. Plenty of moving pieces. And one very important goal: getting the finance sorted to build their dream home. ๐Ÿก๐Ÿ’™

Sammy worked the puzzle until the morning he left for his holiday (talk about commitment ๐Ÿ˜…), then Mary-Ann stepped in and kept everything moving.

The result? Land loan refinanced. Construction finance approved. Dream home, one BIG step closer.

Some loans are straightforward. Others need patience, persistence and a team willing to keep looking for a solution. This was definitely the second kind. ๐Ÿ˜‰

Thank you, Keenan, for trusting Sammy, Mary-Ann and The Finance Family with something that means so much to your family.

Got a finance situation that feels a littleโ€ฆ complicated?
๐๐ซ๐ข๐ง๐  ๐ฎ๐ฌ ๐ญ๐ก๐ž ๐ฉ๐ฎ๐ณ๐ณ๐ฅ๐ž. ๐‹๐ž๐ญโ€™๐ฌ ๐ฌ๐ž๐ž ๐ฐ๐ก๐š๐ญ ๐ฐ๐ž ๐œ๐š๐ง ๐๐จ.



The Finance Family Pty Ltd ABN 81 618 586 691 is a credit representative #489536 under Australian Credit Licence #389328. Any advice given is general in nature and does not consider your personal financial needs and objectives.

๐๐Ž๐•: ๐ฒ๐จ๐ฎโ€™๐ฏ๐ž ๐›๐š๐ง๐ค๐ž๐ ๐ฐ๐ข๐ญ๐ก ๐ญ๐ก๐ž๐ฆ ๐Ÿ๐จ๐ซ๐ž๐ฏ๐ž๐ซ, ๐ฌ๐จ ๐จ๐›๐ฏ๐ข๐จ๐ฎ๐ฌ๐ฅ๐ฒ ๐ญ๐ก๐ž๐ฒโ€™๐ฅ๐ฅ ๐ ๐ข๐ฏ๐ž ๐ฒ๐จ๐ฎ ๐ญ๐ก๐ž ๐›๐ž๐ฌ๐ญ ๐ก๐จ๐ฆ๐ž ๐ฅ๐จ๐š๐งโ€ฆ ๐ซ๐ข๐ ๐ก๐ญ? ๐Ÿ‘€Yeahhhhโ€ฆ not necessarily...
30/09/2026

๐๐Ž๐•: ๐ฒ๐จ๐ฎโ€™๐ฏ๐ž ๐›๐š๐ง๐ค๐ž๐ ๐ฐ๐ข๐ญ๐ก ๐ญ๐ก๐ž๐ฆ ๐Ÿ๐จ๐ซ๐ž๐ฏ๐ž๐ซ, ๐ฌ๐จ ๐จ๐›๐ฏ๐ข๐จ๐ฎ๐ฌ๐ฅ๐ฒ ๐ญ๐ก๐ž๐ฒโ€™๐ฅ๐ฅ ๐ ๐ข๐ฏ๐ž ๐ฒ๐จ๐ฎ ๐ญ๐ก๐ž ๐›๐ž๐ฌ๐ญ ๐ก๐จ๐ฆ๐ž ๐ฅ๐จ๐š๐งโ€ฆ ๐ซ๐ข๐ ๐ก๐ญ? ๐Ÿ‘€

Yeahhhhโ€ฆ not necessarily. ๐Ÿ˜‚

Your bank is ๐จ๐ง๐ž ๐จ๐ฉ๐ญ๐ข๐จ๐ง, not the whole dating pool. Different lenders can have different policies, pricing and ways of looking at your situation.

So before you become โœจbank loyalโœจ for the biggest purchase of your lifeโ€ฆ๐ฌ๐ก๐จ๐ฉ ๐ญ๐ก๐ž ๐จ๐ฉ๐ญ๐ข๐จ๐ง๐ฌ.

๐Ÿก First home on the vision board? ๐‚๐ก๐š๐ญ ๐ฐ๐ข๐ญ๐ก ๐…๐ข๐ง๐š๐ง๐œ๐ž ๐…๐š๐ฆ๐ข๐ฅ๐ฒ before you commit โ€” letโ€™s see who actually deserves your mortgage.

The Finance Family Pty Ltd ABN 81 618 586 691 is a credit representative #489536 under Australian Credit Licence #389328. Any advice given is general in nature and does not consider your personal financial needs and objectives.

๐Ÿ’™ ๐Œ๐จ๐ซ๐ž ๐“๐ก๐š๐ง ๐š ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž โ€” ๐๐ข๐ค๐ข & ๐‘๐จ๐ง๐š ๐†๐ž๐ง๐ฎ๐ข๐ง๐ž๐ฅ๐ฒ ๐‚๐š๐ซ๐žโ€œThanks Niki and Rona for your help! From start to finish, Niki was i...
28/09/2026

๐Ÿ’™ ๐Œ๐จ๐ซ๐ž ๐“๐ก๐š๐ง ๐š ๐Œ๐จ๐ซ๐ญ๐ ๐š๐ ๐ž โ€” ๐๐ข๐ค๐ข & ๐‘๐จ๐ง๐š ๐†๐ž๐ง๐ฎ๐ข๐ง๐ž๐ฅ๐ฒ ๐‚๐š๐ซ๐ž

โ€œThanks Niki and Rona for your help! From start to finish, Niki was incredibly helpful and patient, always taking the time to explain things in detail and ensure I understood all my options. What really stood out to me, though, was the genuine care she showed. It felt like she wasnโ€™t just doing a job, but truly invested in helping me make the right decisions for my future.

I highly recommend Niki to anyone looking for a trustworthy and dedicated mortgage broker!โ€ โ€“ ๐™…๐™š๐™จ๐™จ๐™ž๐™š ๐Ÿก

That line โ€” โ€œ๐ญ๐ซ๐ฎ๐ฅ๐ฒ ๐ข๐ง๐ฏ๐ž๐ฌ๐ญ๐ž๐ ๐ข๐ง ๐ก๐ž๐ฅ๐ฉ๐ข๐ง๐  ๐ฆ๐ž ๐ฆ๐š๐ค๐ž ๐ญ๐ก๐ž ๐ซ๐ข๐ ๐ก๐ญ ๐๐ž๐œ๐ข๐ฌ๐ข๐จ๐ง๐ฌ ๐Ÿ๐จ๐ซ ๐ฆ๐ฒ ๐Ÿ๐ฎ๐ญ๐ฎ๐ซ๐žโ€
โ€” is exactly what we want Finance Family to stand for. ๐Ÿฅน๐Ÿ’™

Because itโ€™s never just about getting a loan. Itโ€™s about listening, explaining, caring, and helping you feel confident about what comes next.

Thinking about your own next move?

๐Ÿ“ฉ ๐‚๐จ๐ฆ๐ž ๐ก๐š๐ฏ๐ž ๐š ๐œ๐ก๐š๐ญ ๐ฐ๐ข๐ญ๐ก ๐ฎ๐ฌ. ๐–๐žโ€™๐ ๐ฅ๐จ๐ฏ๐ž ๐ญ๐จ ๐ก๐ž๐ฅ๐ฉ ๐ฒ๐จ๐ฎ ๐Ÿ๐ข๐ ๐ฎ๐ซ๐ž ๐ข๐ญ ๐จ๐ฎ๐ญ.

---
The Finance Family Pty Ltd ABN 81 618 586 691 is a credit representative #489536 under Australian Credit Licence #389328. Any advice given is general in nature and does not consider your personal financial needs and objectives.

"We found the perfect house. But we haven't sold ours yet." ๐ŸกWe hear this every week, and most people assume the answer ...
24/09/2026

"We found the perfect house. But we haven't sold ours yet." ๐Ÿก

We hear this every week, and most people assume the answer is "tough luck, sell first."

It usually isn't. It's called a bridging loan: finance that covers the gap while you briefly own both homes, then your sale pays it down.

The real question is whether ๐˜๐Ž๐”๐‘ ๐ง๐ฎ๐ฆ๐›๐ž๐ซ๐ฌ ๐ก๐จ๐ฅ๐, and that's exactly what our new ๐›๐ซ๐ข๐๐ ๐ข๐ง๐  ๐ฅ๐จ๐š๐ง ๐œ๐š๐ฅ๐œ๐ฎ๐ฅ๐š๐ญ๐จ๐ซ checks. Four steps, about 90 seconds, tested the way lenders actually assess it: your peak debt, what's left after the sale, and your sale price counted conservatively at 85%, because lenders never bank on the full figure.

If the numbers are tight, it won't just say no. It shows you the routes that could still work.

Run yours before you fall in love with the listing: thefinancefamily.com.au/calculators

Address

2/9 Clyde Road
Berwick, VIC
3806

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+61389004699

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