The Finance Family

The Finance Family We can confidently recommend a tailored solution for your home loan, asset finance or commercial loa

๐“๐ก๐ž ๐ก๐จ๐ฎ๐ฌ๐ž ๐ข๐ฌ๐งโ€™๐ญ ๐ฎ๐ฌ๐ฎ๐š๐ฅ๐ฅ๐ฒ ๐ญ๐ก๐ž ๐ž๐ฑ๐ฉ๐ž๐ง๐ฌ๐ข๐ฏ๐ž ๐ฌ๐ฎ๐ซ๐ฉ๐ซ๐ข๐ฌ๐ž. ๐Ÿ‘€Itโ€™s everything you didnโ€™t think about before you bought it.The repayme...
02/09/2026

๐“๐ก๐ž ๐ก๐จ๐ฎ๐ฌ๐ž ๐ข๐ฌ๐งโ€™๐ญ ๐ฎ๐ฌ๐ฎ๐š๐ฅ๐ฅ๐ฒ ๐ญ๐ก๐ž ๐ž๐ฑ๐ฉ๐ž๐ง๐ฌ๐ข๐ฏ๐ž ๐ฌ๐ฎ๐ซ๐ฉ๐ซ๐ข๐ฌ๐ž. ๐Ÿ‘€

Itโ€™s everything you didnโ€™t think about before you bought it.

The repayments. The leftover cash each month. The โ€œohโ€ฆ we didnโ€™t budget for thatโ€ moments. Your first mortgage shouldnโ€™t leave you house-rich and life-poor.

๐…๐ข๐ซ๐ฌ๐ญ ๐ก๐จ๐ฆ๐ž ๐จ๐ง ๐ฒ๐จ๐ฎ๐ซ ๐ฆ๐ข๐ง๐? ๐‹๐ž๐ญโ€™๐ฌ ๐Ÿ๐ข๐ง๐ ๐จ๐ฎ๐ญ ๐ฐ๐ก๐š๐ญโ€™๐ฌ ๐š๐œ๐ญ๐ฎ๐š๐ฅ๐ฅ๐ฒ ๐ฉ๐จ๐ฌ๐ฌ๐ข๐›๐ฅ๐ž.

๐“๐š๐ฅ๐ค ๐ญ๐จ ๐…๐ข๐ง๐š๐ง๐œ๐ž ๐…๐š๐ฆ๐ข๐ฅ๐ฒ and find out where you really stand. ๐Ÿ’™

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The Finance Family Pty Ltd ABN 81 618 586 691 is a credit representative #489536 under Australian Credit Licence #389328. Any advice given is general in nature and does not consider your personal financial needs and objectives.

๐…๐ข๐ซ๐ฌ๐ญ ๐‡๐จ๐ฆ๐ž, ๐…๐ซ๐ข๐ž๐ง๐๐ฅ๐ฒ ๐…๐š๐œ๐ž๐ฌ & ๐š ๐‰๐จ๐ฎ๐ซ๐ง๐ž๐ฒ ๐ญ๐จ ๐‘๐ž๐ฆ๐ž๐ฆ๐›๐ž๐ซ โ€” ๐ฐ๐ข๐ญ๐ก ๐๐ข๐ค๐ข & ๐‘๐จ๐ง๐š ๐Ÿ’™โ€œWe worked with Niki Yating Li and had a wonderf...
31/08/2026

๐…๐ข๐ซ๐ฌ๐ญ ๐‡๐จ๐ฆ๐ž, ๐…๐ซ๐ข๐ž๐ง๐๐ฅ๐ฒ ๐…๐š๐œ๐ž๐ฌ & ๐š ๐‰๐จ๐ฎ๐ซ๐ง๐ž๐ฒ ๐ญ๐จ ๐‘๐ž๐ฆ๐ž๐ฆ๐›๐ž๐ซ โ€” ๐ฐ๐ข๐ญ๐ก ๐๐ข๐ค๐ข & ๐‘๐จ๐ง๐š ๐Ÿ’™

โ€œWe worked with Niki Yating Li and had a wonderful experience as first home buyers. Niki was really helpful and patient with our questions and was quick to respond when we sent documents back and forth. Grateful to have a kind and friendly person to take us through this exciting new experience!โ€ โ€“ ๐™€๐™ข๐™ข๐™– ๐™Š๐™จ๐™—๐™ค๐™ง๐™ฃ๐™š ๐Ÿก

Thereโ€™s something extra special about helping someone buy their ๐ฏ๐ž๐ซ๐ฒ ๐Ÿ๐ข๐ซ๐ฌ๐ญ ๐ก๐จ๐ฆ๐ž. ๐Ÿฅน๐Ÿ’™

Behind the paperwork, questions and back-and-forth is a milestone someone will remember for years to come, and we love that Niki and Rona could make Emmaโ€™s journey feel a little easier, a little clearer, and a lot more supported.

Congratulations on this beautiful new chapter, Emma.
Thank you for trusting The Finance Family to be part of it. ๐Ÿก

And if your own first-home journey is just beginning, ๐ฐ๐žโ€™๐ ๐ฅ๐จ๐ฏ๐ž ๐ญ๐จ ๐›๐ž ๐ญ๐ก๐ž๐ซ๐ž ๐ฐ๐ก๐ž๐ง ๐ฒ๐จ๐ฎโ€™๐ซ๐ž ๐ซ๐ž๐š๐๐ฒ. ๐Ÿ’™

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The Finance Family Pty Ltd ABN 81 618 586 691 is a credit representative #489536 under Australian Credit Licence #389328. Any advice given is general in nature and does not consider your personal financial needs and objectives.

๐๐ฅ๐จ๐ญ ๐ญ๐ฐ๐ข๐ฌ๐ญ: ๐ฒ๐จ๐ฎ ๐ฆ๐ข๐ ๐ก๐ญ ๐›๐ž ๐œ๐ฅ๐จ๐ฌ๐ž๐ซ ๐ญ๐จ ๐›๐ฎ๐ฒ๐ข๐ง๐  ๐ญ๐ก๐š๐ง ๐ฒ๐จ๐ฎ ๐ญ๐ก๐ข๐ง๐ค. ๐Ÿ‘€Still telling yourself, โ€œIโ€™m not ready to buy yetโ€?Butโ€ฆ have ...
26/08/2026

๐๐ฅ๐จ๐ญ ๐ญ๐ฐ๐ข๐ฌ๐ญ: ๐ฒ๐จ๐ฎ ๐ฆ๐ข๐ ๐ก๐ญ ๐›๐ž ๐œ๐ฅ๐จ๐ฌ๐ž๐ซ ๐ญ๐จ ๐›๐ฎ๐ฒ๐ข๐ง๐  ๐ญ๐ก๐š๐ง ๐ฒ๐จ๐ฎ ๐ญ๐ก๐ข๐ง๐ค. ๐Ÿ‘€

Still telling yourself, โ€œIโ€™m not ready to buy yetโ€?

Butโ€ฆ have you actually checked? ๐Ÿ‘€

Your first home might not be as far away as it feels. The first step isnโ€™t having everything figured out, itโ€™s knowing whatโ€™s possible. ๐Ÿ’™

๐Œ๐ž๐ฌ๐ฌ๐š๐ ๐ž ๐…๐ข๐ง๐š๐ง๐œ๐ž ๐…๐š๐ฆ๐ข๐ฅ๐ฒ. Letโ€™s find out what your next move could be.

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The Finance Family Pty Ltd ABN 81 618 586 691 is a credit representative #489536 under Australian Credit Licence #389328. Any advice given is general in nature and does not consider your personal financial needs and objectives.

๐“๐ก๐ข๐ง๐ค๐ข๐ง๐  ๐š๐›๐จ๐ฎ๐ญ ๐ข๐ง๐ฏ๐ž๐ฌ๐ญ๐ข๐ง๐  ๐ข๐ง ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ”? This webinar is for you.Investors are quietly moving again, but before you make your n...
26/08/2026

๐“๐ก๐ข๐ง๐ค๐ข๐ง๐  ๐š๐›๐จ๐ฎ๐ญ ๐ข๐ง๐ฏ๐ž๐ฌ๐ญ๐ข๐ง๐  ๐ข๐ง ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ”?
This webinar is for you.

Investors are quietly moving again, but before you make your next move, you need to understand the numbers behind it.

Join ๐“๐ก๐ž ๐…๐ข๐ง๐š๐ง๐œ๐ž ๐…๐š๐ฆ๐ข๐ฅ๐ฒ ๐ฑ ๐“๐ฎ๐ซ๐ง๐ค๐ž๐ฒ ๐๐ฎ๐ข๐ฅ๐๐ข๐ง๐  ๐†๐ซ๐จ๐ฎ๐ฉ for a ๐…๐‘๐„๐„ live Property Investor Webinar where weโ€™ll break down:

๐Ÿ“ˆ Why investors are moving again in 2026
๐Ÿ’ธ How to use the equity in your home as your deposit
๐Ÿ—๏ธ Where stamp duty savings can come into play when building
๐Ÿ”‘ What โ€œfull turnkeyโ€ really includes โ€” and the costs to watch for
๐Ÿงฎ A real-numbers walkthrough of deposits, build costs, holding costs and cash flow
๐Ÿ“Š What happens to the numbers if rates rise
๐Ÿ’ป Calculators you can use to run your own scenarios
๐Ÿ™‹ Live Q&A โ€” bring your situation and ask us anything

๐Ÿ“… ๐Ÿ‘๐Ÿ ๐€๐ฎ๐ ๐ฎ๐ฌ๐ญ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ”
๐Ÿ•— ๐Ÿ–๐๐Œ
๐ŸŽŸ๏ธ ๐…๐‘๐„๐„ ๐ญ๐จ ๐š๐ญ๐ญ๐ž๐ง๐

If property investing has been sitting in the โ€œmaybe somedayโ€ pile, this is a good place to start getting clear on whatโ€™s actually possible.

Comment ๐๐‘๐Ž๐๐„๐‘๐“๐˜ ๐จ๐ซ ๐ƒ๐Œ ๐ฎ๐ฌ , and we will send you the link to the webinar!



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The Finance Family Pty Ltd ABN 81 618 586 691 is a credit representative #489536 under Australian Credit Licence #389328. Any advice given is general in nature and does not consider your personal financial needs and objectives.

๐–๐ก๐ž๐ง ๐ƒ๐ž๐š๐๐ฅ๐ข๐ง๐ž๐ฌ ๐†๐ž๐ญ ๐“๐ข๐ ๐ก๐ญ, ๐“๐จ๐ง๐ฒ ๐ƒ๐ž๐ฅ๐ข๐ฏ๐ž๐ซ๐ฌ ๐Ÿ’™โ€œReally pleased with how things turned out. Good feedback and recommendations o...
24/08/2026

๐–๐ก๐ž๐ง ๐ƒ๐ž๐š๐๐ฅ๐ข๐ง๐ž๐ฌ ๐†๐ž๐ญ ๐“๐ข๐ ๐ก๐ญ, ๐“๐จ๐ง๐ฒ ๐ƒ๐ž๐ฅ๐ข๐ฏ๐ž๐ซ๐ฌ ๐Ÿ’™

โ€œReally pleased with how things turned out. Good feedback and recommendations on loan options from the start. Things got tight with time closer to settlement, but the team stayed on it and got everything sorted with the bank in time. Thanks again to The Finance Family.โ€ -๐˜ผ๐™ฃ๐™™๐™ง๐™š๐™ฌ

Every property journey has its challenges, but having the right team beside you can make all the difference. When timelines tighten, it's experience, communication, and persistence that keep everything moving.

That's exactly what Tony and the team strive to deliver โ€” solutions when they matter most. ๐Ÿ’™

If you're planning your next purchase or reviewing your current loan, ๐Ÿ’ฌ ๐‘๐ž๐š๐œ๐ก ๐จ๐ฎ๐ญ ๐ฐ๐ก๐ž๐ง ๐ฒ๐จ๐ฎ'๐ซ๐ž ๐ซ๐ž๐š๐๐ฒ. We'd love to help you achieve your property goals with confidence.

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The Finance Family Pty Ltd ABN 81 618 586 691 is a credit representative #489536 under Australian Credit Licence #389328. Any advice given is general in nature and does not consider your personal financial needs and objectives.

๐’๐š๐ฏ๐ข๐ง๐  ๐ญ๐ก๐ž ๐๐ž๐ฉ๐จ๐ฌ๐ข๐ญ ๐ข๐ฌ ๐š ๐ก๐ฎ๐ ๐ž ๐ฆ๐ข๐ฅ๐ž๐ฌ๐ญ๐จ๐ง๐ž. ๐Ÿ‘But here's the part most people don't talk about...๐—ง๐—ต๐—ฒ ๐—ฑ๐—ฒ๐—ฝ๐—ผ๐˜€๐—ถ๐˜ ๐—ด๐—ฒ๐˜๐˜€ ๐˜†๐—ผ๐˜‚ ๐—ถ๐—ป ๐˜๐—ต๐—ฒ ...
19/08/2026

๐’๐š๐ฏ๐ข๐ง๐  ๐ญ๐ก๐ž ๐๐ž๐ฉ๐จ๐ฌ๐ข๐ญ ๐ข๐ฌ ๐š ๐ก๐ฎ๐ ๐ž ๐ฆ๐ข๐ฅ๐ž๐ฌ๐ญ๐จ๐ง๐ž. ๐Ÿ‘

But here's the part most people don't talk about...

๐—ง๐—ต๐—ฒ ๐—ฑ๐—ฒ๐—ฝ๐—ผ๐˜€๐—ถ๐˜ ๐—ด๐—ฒ๐˜๐˜€ ๐˜†๐—ผ๐˜‚ ๐—ถ๐—ป ๐˜๐—ต๐—ฒ ๐—ด๐—ฎ๐—บ๐—ฒ. ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐˜€๐˜๐—ฟ๐—ฎ๐˜๐—ฒ๐—ด๐˜† ๐—ฑ๐—ฒ๐˜๐—ฒ๐—ฟ๐—บ๐—ถ๐—ป๐—ฒ๐˜€ ๐—ต๐—ผ๐˜„ ๐˜†๐—ผ๐˜‚ ๐—ฝ๐—น๐—ฎ๐˜† ๐—ถ๐˜.

Buying a home is about more than just having enough saved.

It's also about understanding:
โœ”๏ธ Your borrowing power
โœ”๏ธ What your repayments will actually look like
โœ”๏ธ The upfront costs most buyers forget to budget for

A little planning now can save a lot of stress later.

The goal isn't just to ๐—ฏ๐˜‚๐˜† a home.

It's to buy the right home, with the right loan, and the confidence that you're making a smart financial decision.

๐Œ๐ž๐ฌ๐ฌ๐š๐ ๐ž ๐…๐ข๐ง๐š๐ง๐œ๐ž ๐…๐š๐ฆ๐ข๐ฅ๐ฒ ๐ญ๐จ๐๐š๐ฒ.

Let's map out your next move before you sign the contract.
๐Ž๐ง๐ž ๐œ๐จ๐ง๐ฏ๐ž๐ซ๐ฌ๐š๐ญ๐ข๐จ๐ง ๐œ๐จ๐ฎ๐ฅ๐ ๐ก๐ž๐ฅ๐ฉ ๐ฒ๐จ๐ฎ ๐š๐ฏ๐จ๐ข๐ ๐œ๐จ๐ฌ๐ญ๐ฅ๐ฒ ๐ฆ๐ข๐ฌ๐ญ๐š๐ค๐ž๐ฌ ๐š๐ง๐ ๐›๐ฎ๐ฒ ๐ฐ๐ข๐ญ๐ก ๐œ๐จ๐ง๐Ÿ๐ข๐๐ž๐ง๐œ๐ž.

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The Finance Family Pty Ltd ABN 81 618 586 691 is a credit representative #489536 under Australian Credit Licence #389328. Any advice given is general in nature and does not consider your personal financial needs and objectives.

19/08/2026

โšฝ BCSC โ€” weโ€™re coming to you this Saturday! ๐Ÿ’™

The Finance Family will have a seat at Berwick Churches Soccer Club this Saturday, 22 August, from 10amโ€“12pm โ€” and weโ€™re there to talk all things money, property and finance.

Got a question about:
๐Ÿก Buying a home
๐Ÿ”„ Refinancing
๐Ÿ’ฐ Getting your debts under control
๐Ÿ“ˆ Using equity
๐Ÿ’ธ Or just making your money work a little harder?

Come over and have a chat with us. No awkward sales pitch. No silly questions.

Weโ€™ll also be walking people through some of our unique Finance Family calculators โ€” practical tools designed to help you see where your money is going, understand your options and start taking more control of your financial future.

๐Ÿ“ Berwick Churches Soccer Club
๐Ÿ“… Saturday, 22 August
โฐ 10am โ€“ 12pm

Come say hi ๐Ÿ‘‹โšฝ You might be surprised what a quick conversation can uncover.

Refinance MoneyManagement MortgageBroker FinancialGoals

The Finance Family Pty Ltd ABN 81 618 586 691 is a credit representative 489536 under Australian Credit Licence 389328. Any advice given is general in nature and does not consider your personal financial needs and objectives.

๐“๐ซ๐ฎ๐ฌ๐ญ๐ž๐ ๐Ž๐ง๐œ๐ž. ๐‚๐ก๐จ๐ฌ๐ž๐ง ๐€๐ ๐š๐ข๐ง โ€” ๐ฐ๐ข๐ญ๐ก ๐๐ข๐ค๐ข & ๐‘๐จ๐ง๐š ๐Ÿ’™โ€œThis is the second time Iโ€™m working with Niki and I would not have appro...
17/08/2026

๐“๐ซ๐ฎ๐ฌ๐ญ๐ž๐ ๐Ž๐ง๐œ๐ž. ๐‚๐ก๐จ๐ฌ๐ž๐ง ๐€๐ ๐š๐ข๐ง โ€” ๐ฐ๐ข๐ญ๐ก ๐๐ข๐ค๐ข & ๐‘๐จ๐ง๐š ๐Ÿ’™

โ€œThis is the second time Iโ€™m working with Niki and I would not have approached her to relook at my mortgage if I wasnโ€™t confident that she could get me the best rate. Together with Rona, the team got back and familiarised me on the different banks and rates so quickly, even while I am based overseas. Thank you for working so thoroughly and I cannot recommend them enough.โ€ -๐™…๐™š๐™ฃ๐™ฃ๐™ฎ

Trust is built through consistency, not just one great experience.

Whether itโ€™s your first loan, your next property move, or reviewing your current mortgage, having a team who understands your goals and stays connected makes all the difference. ๐Ÿ’™

๐ˆ๐Ÿ ๐ฒ๐จ๐ฎโ€™๐ซ๐ž ๐ซ๐ž๐š๐๐ฒ ๐ญ๐จ ๐ซ๐ž๐ฏ๐ข๐ž๐ฐ ๐ฒ๐จ๐ฎ๐ซ ๐จ๐ฉ๐ญ๐ข๐จ๐ง๐ฌ ๐š๐ง๐ ๐ฌ๐ž๐ž ๐ฐ๐ก๐š๐ญโ€™๐ฌ ๐ฉ๐จ๐ฌ๐ฌ๐ข๐›๐ฅ๐ž,
๐Ÿ’ฌ ๐‘๐ž๐š๐œ๐ก ๐จ๐ฎ๐ญ ๐ฐ๐ก๐ž๐ง ๐ฒ๐จ๐ฎโ€™๐ซ๐ž ๐ซ๐ž๐š๐๐ฒ. ๐–๐žโ€™๐ซ๐ž ๐ก๐ž๐ซ๐ž ๐ญ๐จ ๐ก๐ž๐ฅ๐ฉ.

The Finance Family Pty Ltd ABN 81 618 586 691 is a credit representative #489536 under Australian Credit Licence #389328. Any advice given is general in nature and does not consider your personal financial needs and objectives. ๐Ÿ’™

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๐—ฌ๐—ผ๐˜‚ ๐—ณ๐—ถ๐—ป๐—ฎ๐—น๐—น๐˜† ๐—ด๐—ผ๐˜ ๐˜๐—ต๐—ฎ๐˜ ๐—ฝ๐—ฎ๐˜† ๐—ฟ๐—ถ๐˜€๐—ฒ. ๐Ÿ‘So here's the question...๐‚๐š๐ง ๐ฒ๐จ๐ฎ ๐š๐œ๐ญ๐ฎ๐š๐ฅ๐ฅ๐ฒ ๐Ÿ๐ž๐ž๐ฅ ๐ข๐ญ?Or has your mortgage quietly absorbed ...
12/08/2026

๐—ฌ๐—ผ๐˜‚ ๐—ณ๐—ถ๐—ป๐—ฎ๐—น๐—น๐˜† ๐—ด๐—ผ๐˜ ๐˜๐—ต๐—ฎ๐˜ ๐—ฝ๐—ฎ๐˜† ๐—ฟ๐—ถ๐˜€๐—ฒ. ๐Ÿ‘
So here's the question...

๐‚๐š๐ง ๐ฒ๐จ๐ฎ ๐š๐œ๐ญ๐ฎ๐š๐ฅ๐ฅ๐ฒ ๐Ÿ๐ž๐ž๐ฅ ๐ข๐ญ?

Or has your mortgage quietly absorbed the extra money?

โœ“ Review your loan
โœ“ Explore your options
โœ“ Keep more of what you earn

๐Œ๐ž๐ฌ๐ฌ๐š๐ ๐ž ๐…๐ข๐ง๐š๐ง๐œ๐ž ๐…๐š๐ฆ๐ข๐ฅ๐ฒ ๐ญ๐จ๐๐š๐ฒ.

Let's see if your mortgage is still working for you, not against you.

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The Finance Family Pty Ltd ABN 81 618 586 691 is a credit representative #489536 under Australian Credit Licence #389328. Any advice given is general in nature and does not consider your personal financial needs and objectives.

๐…๐ซ๐จ๐ฆ "๐๐จ ๐ˆ๐๐ž๐š" ๐ญ๐จ ๐๐ž๐ฐ ๐Š๐ž๐ฒ๐ฌ โ€” ๐ฐ๐ข๐ญ๐ก ๐“๐จ๐ง๐ฒ & ๐‰๐ž๐ง๐ง๐ฒ ๐Ÿก๐Ÿ’™โ€œAmazing, amazing service provided by Tony and Jenny. As a first-home b...
10/08/2026

๐…๐ซ๐จ๐ฆ "๐๐จ ๐ˆ๐๐ž๐š" ๐ญ๐จ ๐๐ž๐ฐ ๐Š๐ž๐ฒ๐ฌ โ€” ๐ฐ๐ข๐ญ๐ก ๐“๐จ๐ง๐ฒ & ๐‰๐ž๐ง๐ง๐ฒ ๐Ÿก๐Ÿ’™

โ€œAmazing, amazing service provided by Tony and Jenny. As a first-home buyer with absolutely no idea how anything worked, I was guided through every step from start to finish. Tony and Jenny answered all my questions, walked me through the entire process, and explained all the available options. Highly recommend. Thanks again, Jenny! Thanks, Tony!!โ€ โ€“ ๐™‰๐™ž๐™ ๐™๐™ž๐™ก

Everyone starts somewhere and your first home shouldn't feel intimidating. With the right guidance, what seems complicated becomes clear, and what feels overwhelming becomes exciting. ๐Ÿ’™

Tony and Jenny are passionate about helping first-home buyers understand their options, make informed decisions, and enjoy the journey to homeownership with confidence.

Ready to take your first step towards owning a home?
๐‘๐ž๐š๐œ๐ก ๐จ๐ฎ๐ญ ๐ฐ๐ก๐ž๐ง ๐ฒ๐จ๐ฎ'๐ซ๐ž ๐ซ๐ž๐š๐๐ฒ.

We'd be honoured to help you every step of the way.

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The Finance Family Pty Ltd ABN 81 618 586 691 is a credit representative #489536 under Australian Credit Licence #389328. Any advice given is general in nature and does not consider your personal financial needs and objectives.

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