Jo Croft Mortgage Choice Tweed Coast & Northern NSW

Jo Croft Mortgage Choice Tweed Coast & Northern NSW Caring for your
financial security + freedom
for the rest of your life

Jo Croft
Senior Finance Adviser & Director

Jo Croft, and the award-winning team at Mortgage Choice Springwood & Tweed Coast/Northern NSW have been servicing the local area for over 15 years and are experts at helping home buyers achieve their dreams. We have designed and built the business over many years with one main focus - providing our clients with on going exceptional customer service. Our team is confident, knowledgeable and you will always be greeted with a positive attitude. Each year 80% of our finance clients come to us via repeat business or referrals from our existing clients or business partners, this is a fact we are very proud of. Our clients are not limited to being locals we also have many interstate and some international clients. We specialise in:
• First Home Buyer loans
• New Home Finance
• Refinancing and Debt Consolidation
• Investing in property
• Life, Risk and Income Protection
• Car Finance
• Home, Contents and Landlord Insurance

With access to hundreds of home loan options from up to 27 leading banks and lenders, you can rely on our Finance Consultants to source the right finance option that's ideal for you - saving you time, stress and best of all...... at no cost to you.

Moving to the Tweed Coast was a pretty easy decision 🤍💙
04/09/2026

Moving to the Tweed Coast was a pretty easy decision 🤍💙

Buying your first home can feel like there are 100 things you need to figure out 😅But when you break it down, there’s a ...
03/09/2026

Buying your first home can feel like there are 100 things you need to figure out 😅

But when you break it down, there’s a pretty clear path from “I want to buy” to move-in day 🔑

Save this roadmap for when you’re ready and if you’re stuck at step 1 (or anywhere along the way), send me a message and I’ll help you work out your next step!

03/09/2026

The builder conversations have officially started. 🔨🏡

And one thing I’m quickly being reminded of is that price is only one part of the decision.

Of course we’re looking at the quote — but I’m also asking about timelines, inclusions, exclusions, variations, communication, availability and what they think we may have completely forgotten to budget for. 😅

Because a cheaper quote at the beginning doesn’t necessarily mean a cheaper build at the end.

For us, this stage is about understanding the whole cost, choosing someone we trust and making sure the renovation still works within the bigger financial plan.

And because I’m a broker, naturally the finance side is never far from my mind 😂

If you’re thinking about renovating and wondering whether the equity in your current home could help fund it, DM me “EQUITY” and I’ll send you a simple explanation of how usable equity works.

Jo x 👱🏼‍♀️

A little “get to know your broker” post 👋🏻🏡I think working with a mortgage broker should feel like working with a real p...
01/09/2026

A little “get to know your broker” post 👋🏻🏡

I think working with a mortgage broker should feel like working with a real person — not just someone who sends you forms and disappears once the loan settles.

My job is to help you understand your options and feel confident about the decisions you’re making.

If that sounds like the kind of broker you’d like in your corner, come say hi 👋🏻 and my shout for a coffee! ☕️

27/08/2026

LMI gets a bad reputation… but sometimes it can actually make sense 🏡

Lenders Mortgage Insurance is one of those costs buyers often hear about and immediately think:

“I need to avoid that.”

And sometimes, yes — avoiding LMI is the better option.

But not always.

If saving a larger deposit means waiting another 2–3 years, the property you want may increase in value during that time — potentially by more than the LMI would have cost you.

That’s why I don’t think LMI should automatically be viewed as a “bad” cost.

Sometimes it can be the difference between waiting to buy and getting into the market sooner.

The important part is to run the numbers both ways and look at the bigger picture:

• What would the LMI cost?
• How long would it take to save the extra deposit?
• How much more would we pay in rent?
• What could property prices do in that time?
• And most importantly — what feels comfortable for you financially?

There’s no one-size-fits-all answer.

If you’re trying to work out whether to keep saving or buy sooner, I’m always happy to help you compare the options.

Address

Office 1, 17/56 Cylinders Drive
Casuarina, NSW
2487

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+61425293453

Website

, ,

Alerts

Be the first to know and let us send you an email when Jo Croft Mortgage Choice Tweed Coast & Northern NSW posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category