Jo Croft Mortgage Choice Tweed Coast & Northern NSW

16/06/2026

Rates are staying on hold this month 📈

The next RBA announcement isn’t until 11 August, so the cash rate will remain at 4.35% for at least the next two months. A bit of good news for homeowners and anyone keeping an eye on interest rates.

If you’re not sure whether you’re on a competitive rate, get in touch for a free home loan review 🏠

11/06/2026

Many homeowners are surprised by how much equity they’ve built over the years…

Instead of spending hundreds of thousands on selling costs, stamp duty and moving expenses, some are choosing to access their equity and renovate instead 🔨🏠

That’s exactly what we’re doing!

After 10+ years in our home, we’re starting a major renovation in the new year and I’ll be sharing the journey along the way 🙌🏼

If you’re wondering whether renovating or relocating makes more sense, let’s have a chat.

09/06/2026

Even with a little uncertainty in the market right now and despite the headlines, buyer activity across the Tweed Coast is staying remarkably consistent 🙌🏼

Here are the 5 suburbs that recorded the highest number of property sales in May 🏠✨

If you’re wondering whether now is the right time to buy, the answer is often less about the market and more about whether the timing is right for you.

Send me a message and we can discuss your options! 🏠


(Source: onthehouse.com.au)

09/06/2026

07/06/2026

→ You do not need to have your deposit before speaking to a broker.

→ The cheapest interest rate isn’t always the best loan.

→ Your home loan should be reviewed more often than your car.

→ Buying your first home is not as out of reach as social media makes it seem.

→ A good broker should educate you, not confuse you.

→ Loyalty to your bank gets you nowhere.

→ The right strategy can be worth more than a lower rate.

Have a question about your own situation? My inbox is always open 🏠

05/06/2026

This is the why 😍

Always so grateful for the trust and ongoing support from my amazing clients 🏠🤍

05/06/2026

Thankyou for a wonderful & inspiring Sports Lunch today

31/05/2026

Big settlement month for May with over $8.5 million! 🥂

Even though the landscape is a little uncertain it’s not a bad time to buy if the situation works for you. This week I’ve seen buyers snap up properties below the original listing price 🏠🙌🏼

Send me a message and we can discuss your options 🤍

26/05/2026

A lot of my clients right now are refinancing, consolidating debt and renovating instead of moving 🤍

If things feel tight, it’s worth seeing what’s possible.

14/05/2026

Rates have been creeping up… and it adds up faster than you think 😫💰

Even a small increase can mean hundreds more each month (and thousands over the year)!

If your repayments are starting to feel tight, it might be time to review your rate and see what options you’ve got.

A quick check could make a bigger difference than you expect 🏠✨


Figures are based on a $1M loan over 30 years and are for illustrative purposes only. Your situation may vary.