Loan Market Janeen Simpkins

Loan Market Janeen Simpkins Finance Broker Service

Our view from camper today.
14/08/2026

Our view from camper today.

19/12/2025

Interest rate reductions now unlikely. All major banks economists have now changed there forecasts to no more decreases and more than likely increases in the New Year.
Just received a flood of all different lender emails saying they are raising their fixed rates. This is a clear indication they believe rates are going up. If thinking of locking in your rate maybe do it before rather than later.

06/08/2025

Dreaming of a home renovation but wondering how to fund it? Your home's equity could be the key. Many homeowners access the equity they've built up to help pay for renovations, from kitchen makeovers to adding an extra room. It's a smart way to use what you already have to create the home you've always wanted. Discover how accessing your equity could make your renovation dreams a reality.

Reach out to get the ball rolling.
Facebook: Get reno ready ⬇️
/other-loans/construction-loans/

Looking for a car loan? Boosting your financial profile can significantly improve your chances of approval. Here are som...
06/08/2025

Looking for a car loan? Boosting your financial profile can significantly improve your chances of approval. Here are some quick tips:

📈 Improve your credit score. Pay bills on time and reduce credit card balances.

🚗 Check your current car's equity. Know its value if you're trading in or selling.

📉 Lower your debt to income ratio. Pay off existing debts and avoid new ones before applying.

💰 Increase your deposit. A larger upfront payment reduces the loan amount.

💼 Show stable income. Consistent earnings strengthen your application.

These steps can help you get ready for your car loan. Reach out to to discuss your options.
Facebook: For a comprehensive guide download our car loan e-book

Bring on August with the Wallabies taking on the British & Irish Lions. 🦘🏉Just like in a big game, getting your finances...
31/07/2025

Bring on August with the Wallabies taking on the British & Irish Lions. 🦘🏉

Just like in a big game, getting your finances in order often comes down to strategy and having the right team on your side.

When you're looking for a home loan, it's a bit like building a strong forward pack. You need a solid foundation and a clear game plan. Whether you're a first home buyer or looking to invest, having a broker on your team means you've got someone navigating the field for you, looking for the opportunities and helping you score that try in the property market.

Ready to tackle your financial goals? Reach out and let's build a winning strategy together.

11/06/2025

While the internet offers general info, real answers lie in understanding your unique situation, possible fees and the current market.

Contact us today for personalised advice and to see if refinancing your home loan is the right move for you. Let's cut through the noise and find the right option. 📞

You don't have to wait until you have all your ducks in a row to see a broker. From tackling your debt to building your ...
14/05/2025

You don't have to wait until you have all your ducks in a row to see a broker. From tackling your debt to building your borrowing capacity, we can help you fly the nest sooner than you think.

Reach out for a chat to get started.

Happy Easter to all. Hoping you all celebrate with those you love.
15/04/2025

Happy Easter to all. Hoping you all celebrate with those you love.

24/02/2025

Interest Rate Decrease
Repayment Review
Pricing Request

Most lenders have passed on the full 25 basis points decrease recently advised by the Reserve Bank. New rates will take effect early March. If you have been struggling since rates hiked you can request a repayment review to realign with new reduced rate. Lenders won’t voluntarily offer to complete these for you.

At the same time highly recommend checking your current loan product is still competitive and request a pricing discount. If lender won’t consider and your rate is in high 6% range. Consider contacting me to check if refinancing to a lower rated lender is possible.

Address

18 Malua Tce
Bilambil Heights, NSW
2486

Telephone

+61413171822

Website

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