More Than Mortgages

More Than Mortgages We know how overwhelming it can be buying a property. That's why we partner with home buyers looking

If you'd like to book in a free appointment to discuss your borrowing capacity and property portfolio, please book in here: https://www.morethanmortgages.com.au/make-an-appointment/ or call us on 02 6188 4555.

26/05/2026

💡 EOFY Tip for Property Investors 💡
Did you know some investors choose to pay their investment loan interest in advance before 30 June?

Potential benefits may include:
✔️ Possible tax advantages
✔️ Simplifying cash flow planning
✔️ Locking in repayments ahead of time
✔️ Getting ahead on investment expenses before EOFY

Interest in advance strategies are commonly used with fixed-rate investment loans, however it’s important to ensure the strategy suits your personal circumstances and financial goals.

If you’re an investor and want to understand your options before EOFY, now is the perfect time to speak with your broker and accountant 😊

Feel free to reach out if you'd like to discuss your lending structure or review your current loan setup.
Book here

General information only. Please seek advice from your accountant or financial adviser regarding tax implications.

21/05/2026

Does your mortgage statement make “Interest Charged” look like the villain of the story?

An offset account could help reduce the interest charged on your home loan, but it is not automatically the right fit for everyone. The trick is knowing whether the savings outweigh the costs, based on how you actually use your money.

We break it down in plain English here:
https://www.morethanmortgages.com.au/articles/offset-accounts-explained/

Ready to see whether an offset account could work for your situation? Book an appointment with the More Than Mortgages team. https://www.morethanmortgages.com.au/book-an-appointment/

18/05/2026

📋 EOFY Property & Finance Checklist 📋
EOFY is the perfect time to review your finances and make sure your home loan is still working for you 😊

Before June 30, here are a few things worth checking:
✔️ Review your current interest rate
✔️ Make sure your offset account is working effectively
✔️ Review any personal debts or credit cards
✔️ Organise your financial documents
✔️ Check your borrowing capacity before lodging tax returns
✔️ Review your equity position if considering investing or upgrading

A quick review now could help set you up for the next 12 months 🏡
If you’re thinking about purchasing, refinancing, or investing this year, now is a great time to have a chat.

Send us a message to book in your EOFY Home Loan Health Check 😊
Book here: https://www.morethanmortgages.com.au/book-an-appointment/

**General information only. Please seek advice relevant to your personal situation.**

08/05/2026

Still waiting for the “perfect” time to buy?

The 2026 property market is keeping plenty of buyers stuck on the sidelines, but waiting is not always the safer move. Prices, interest rates, borrowing power and your own financial readiness all matter.

Our latest blog breaks down the real question - should you wait, or is it time to get clear on what you can actually do?

Read the blog here:
https://www.morethanmortgages.com.au/articles/wait-or-buy-in-2026/

Want to know where you stand? Book a chat with one of our brokers today. https://www.morethanmortgages.com.au/book-an-appointment/

05/05/2026

RBA rates are up!

Today, the RBA increased the cash rate by 0.25%, taking it to 4.35%.

If your repayments are heading north too, now’s a good time to check whether your loan is still doing its job.

A rate rise does not mean you have to just sit there and cop it.

Review your options before higher rates hit harder.

Call 02 6188 4555 or head to morethanmortgages.com.au

30/04/2026

Curious about how much equity you may have in your home?

Your equity could help open up options for renovating, refinancing, investing, or making your next move.

Not sure where you stand? Let’s talk it through.

Call More Than Mortgages on 02 6188 4555

23/04/2026

Nothing beats hearing that the process felt easy, because buying a home should feel exciting, not overwhelming.

We are so grateful for this lovely feedback from James S:
“Fantastic experience through the entire process, Tris and Tash made buying a house extremely easy with great communication and knowledge. Highly recommend to anyone!”

A big thank you for trusting More Than Mortgages to be part of your home buying journey.

If you want support, clear advice, and a team that keeps things simple, we are here to help.

📱 02 6188 4555
📧 [email protected]

Thinking of waiting for the “perfect time” to buy? Fair call… but it might be costing you more than you think.In 2026, t...
17/04/2026

Thinking of waiting for the “perfect time” to buy? Fair call… but it might be costing you more than you think.

In 2026, the market hasn’t exactly cooled off, rates are still shifting, and sitting on the sidelines can mean rising prices, ongoing rent, and missed opportunities to build equity.

So the real question isn’t “wait or buy”… it’s what waiting is actually costing you.

We break it all down in this latest blog with clear, practical insights you can actually use. https://www.morethanmortgages.com.au/articles/fixed-rates-sub-5-era/

If you’re unsure what your next move should be, this one’s worth a read.

De Launches MTMG in ten minutes. Come and join and who knows you might walk away with $500!
15/04/2026

De Launches MTMG in ten minutes. Come and join and who knows you might walk away with $500!

14/04/2026

A big thank you to Gianna Thomson from Thomson Wealth for supporting the MTMG Launch.

Gianna is generously gifting one lucky person who attends the launch a 90-minute strategy session, a seriously valuable prize for anyone wanting more clarity, stronger direction, and a smarter financial plan for the future.

With more than 20 years of experience in superannuation, investing, and financial advice, Gianna helps people protect and grow their wealth with confidence.

We really appreciate your support, Gianna. Thank you for backing this event and offering such a thoughtful prize to our guests.

Address

4/6 Phipps Close
Canberra, ACT
2600

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61261884555

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