Jacaranda Finance

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Jacaranda Finance When the banks say NO, give us a GO! 🦄✨💸
💰 Personal Loans up to $30,000
🚗 Car Loans up to $40,000 So, when that happens to you, come and talk to us.

At Jacaranda Finance, our mission is to help the several million Australians who are denied credit by the banks every single year. This is often purely because they don’t have a high credit score, even if they’ve been good with money lately. We think that’s unfair, as your credit score doesn’t define you. We can help make loans happen when the banks can’t - or won’t. Apply with us online for fast, flexible, award-winning Personal Loans up to $25,000 and Car Loans up to $30,000. They also come with the following perks, features and benefits to help you take control of your finances:

- Check if you qualify for one of our loans without impacting your credit score
- Fast applications: can be completed in as little as 5-12 minutes*
- Same-day application outcomes* and 60-second fund transfers to approved customers*
- Comprehensive Credit Reporting (CCR) to help boost your credit score
- Check your credit score in the Better Credit app - updated monthly
- Outstanding customer service
- Flexible repayments - pay off your loan early at no additional cost
- No hidden fees or charges
- 48-hour cooling-off period*
- Financial education, tips & guides available

Click the link below to see how our loans work in greater detail: https://www.jacarandafinance.com.au/frequently-asked-questions/

Australian Credit Licence 456 404. Applications are subject to assessment. T’s and C’s apply. Jacaranda's Facebook comment policy

Jacaranda encourages comments, critiques, questions, and suggestions. By posting comments on the Jacaranda page, you are agreeing to the following:

- All comments left on the Jacaranda page are the responsibility of the commenter. By submitting a comment on our page, you agree that the comment content is your own and that you hold this site, Jacaranda, harmless from any repercussions, damages, or liability.
- Jacaranda reserves the right to delete or mark any comments as spam. We also have the right to block access to anyone from posting to the Jacaranda page.
- Please keep your comments and wall posts clean. In addition to keeping it family-friendly, we ask that you follow our posting guidelines here. If you don’t comply, your message will be removed.
- We will not allow personal attacks or vulgar, abusive, offensive, threatening or harassing images and/or language. This includes creative spellings of swear words using asterisks or spaces between words.
- We will not allow comments that promote, foster or perpetuate discrimination on the basis of race, creed, colour, age, religion, gender, marital status, status with regard to public assistance, national origin, physical or mental disability or sexual orientation.
- We will not allow comments that contain sexual content or links to sexual content.
- We will not allow comments that promote or advertise a person or a business or commercial transaction that is unrelated to Jacaranda. We will not allow the same content to be posted multiple times. Any subsequent posting of identical information will be deleted.
- We will not allow comments that promote or oppose any person campaigning for election to a political office.
- We will not allow comments or posts that disclose information that the agency and its employees are required to keep confidential by law or administrative rules.
- You participate at your own risk, taking personal responsibility for your comments, your username and any information provided. Opinions expressed in public comments do not necessarily reflect the official positions of Jacaranda Finance. Any information posted here is considered public information and may be subject to monitoring, moderation or disclosure to third parties.

*T's and C's apply, see our website for full details.

02/11/2026

Car trouble rarely arrives at a convenient time.

If an unexpected repair or replacement has disrupted your plans, Jacaranda Finance lets you check your potential loan options in minutes—without affecting your credit score.*

Visit our website to explore your options and learn more.

30/10/2026

What’s one thing you’d love to tick off your list?

A holiday? Something for the house? Or something you’ve had your eye on?

If finance is already part of your plans, a Jacaranda Finance Personal Loan could help with the cost.

Plus, apply and sign your loan contract (if approved) by 21 December 2026 to automatically go into the draw to WIN a BYD Shark 6 or $50,000 cash.

Visit our website for full eligibility details and terms and conditions.

27/10/2026

A lower credit score doesn’t automatically mean there’s no point exploring your options.

At Jacaranda Finance, we consider your credit history alongside your broader financial situation when assessing eligible applications.

Every application is assessed individually, and approval isn’t guaranteed.

22/10/2026

Can you get a personal loan with bad credit?

Potentially, yes. However, your eligibility will depend on the lender, the loan product and your individual financial circumstances.

This video also explains the difference between your credit score and credit history.

20/10/2026

A “bad credit loan” isn’t necessarily a separate type of loan.

In many cases, it’s simply a personal loan offered by a lender whose criteria allow them to consider people with different credit profiles.

Here’s what the term actually means.

13/10/2026

A lower credit score doesn't always mean you're out of options.

At Jacaranda Finance, we look beyond your credit score when assessing eligible loan applications.

Here's how it works.

30/09/2026

More options. More flexibility. More choice when exploring your loan options.

We've made some changes to our loan products, including higher loan amounts, longer personal loan terms and lower starting rates on secured loan products.

It's all part of giving customers greater choice when exploring their finance options.

Elgibility criteria, fees and T&Cs apply.

24/09/2026

You can only choose one—which car are you taking? 🚗

If a new car is already on your mind, Jacaranda Finance offers Car Loans of up to $40,000 that could help towards your next vehicle.

Visit our website to explore your options. Eligibility criteria and terms and conditions apply.

24/09/2026

Ready for something newer, roomier or simply more you?

If you’re already planning your next car, Jacaranda Finance offers Car Loans of up to $40,000 that could help get you moving.

Visit our website to explore your options. Eligibility criteria and terms and conditions apply.

27/07/2026

Attention, nugget lovers.

https://shorturl.at/8CQBd

At Jacaranda Finance, we believe your loan should be clear and straightforward. Clear information, transparent costs and no unexpected surprises.

The nuggets, however, are a different story. While we keep the lending side transparent, we’re making things a little more unexpected on the nugget side.

If you’re already considering a loan, apply with us by 31 July and you’ll automatically go into the draw for the chance to win 1,000 chicken nuggets or $500 cash.

*Terms and conditions apply, see our website for full details. Australian Credit License 456404. ABN 53 162 078 195.

Address

Brisbane, QLD
4064

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