NoBnk, Brisbane (2026)

12/08/2026

🚨 **𝙒𝙝𝙖𝙩?...𝙒𝘼𝙄𝙏... 𝘼𝙣 𝙐𝙗𝙚𝙧 𝘿𝙧𝙞𝙫𝙚𝙧 𝙅𝙪𝙨𝙩 𝙀𝙖𝙧𝙣𝙚𝙙 $𝟭𝟬,𝟬𝟬𝟬 𝙍𝙚𝙛𝙚𝙧𝙧𝙞𝙣𝙜 𝘽𝙪𝙨𝙞𝙣𝙚𝙨𝙨 𝙩𝙤 𝙉𝙤𝘽𝙣𝙠! 🤯💰**

𝙉𝙤 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 𝙚𝙭𝙥𝙚𝙧𝙞𝙚𝙣𝙘𝙚.
𝙉𝙤 𝙨𝙖𝙡𝙚𝙨 𝙗𝙖𝙘𝙠𝙜𝙧𝙤𝙪𝙣𝙙.
𝙉𝙤 𝙥𝙖𝙥𝙚𝙧𝙬𝙤𝙧𝙠.

𝙅𝙪𝙨𝙩 𝙘𝙤𝙣𝙫𝙚𝙧𝙨𝙖𝙩𝙞𝙤𝙣𝙨.

𝘼 𝙛𝙚𝙬 𝙢𝙤𝙣𝙩𝙝𝙨 𝙖𝙜𝙤, 𝙬𝙚 𝙢𝙚𝙩 𝙖𝙣 𝙐𝙗𝙚𝙧 𝙙𝙧𝙞𝙫𝙚𝙧 𝙬𝙝𝙤 𝙘𝙝𝙖𝙩𝙨 𝙬𝙞𝙩𝙝 𝙗𝙪𝙨𝙞𝙣𝙚𝙨𝙨 𝙤𝙬𝙣𝙚𝙧𝙨 𝙚𝙫𝙚𝙧𝙮 𝙙𝙖𝙮. 𝙒𝙝𝙚𝙣 𝙨𝙤𝙢𝙚𝙤𝙣𝙚 𝙢𝙚𝙣𝙩𝙞𝙤𝙣𝙨 𝙘𝙖𝙨𝙝 𝙛𝙡𝙤𝙬 𝙘𝙝𝙖𝙡𝙡𝙚𝙣𝙜𝙚𝙨 𝙤𝙧 𝙣𝙚𝙚𝙙𝙞𝙣𝙜 𝙛𝙞𝙣𝙖𝙣𝙘𝙚, 𝙝𝙚 𝙨𝙞𝙢𝙥𝙡𝙮 𝙨𝙖𝙮𝙨:

*"𝙔𝙤𝙪 𝙨𝙝𝙤𝙪𝙡𝙙 𝙩𝙖𝙡𝙠 𝙩𝙤 𝙉𝙤𝘽𝙣𝙠."*

𝙃𝙚 𝙨𝙚𝙣𝙙𝙨 𝙪𝙨 𝙩𝙝𝙚𝙞𝙧 𝙙𝙚𝙩𝙖𝙞𝙡𝙨... 𝙖𝙣𝙙 𝙩𝙝𝙖𝙩'𝙨 𝙞𝙩.

💥 **𝙏𝙝𝙚 𝙧𝙚𝙨𝙪𝙡𝙩? 𝙉𝙚𝙖𝙧𝙡𝙮 $𝟮𝟱,𝟬𝟬𝟬 𝙞𝙣 𝙧𝙚𝙛𝙚𝙧𝙧𝙖𝙡 𝙞𝙣𝙘𝙤𝙢𝙚 𝙩𝙝𝙞𝙨 𝙮𝙚𝙖𝙧.**

𝙄𝙢𝙖𝙜𝙞𝙣𝙚 𝙩𝙪𝙧𝙣𝙞𝙣𝙜 𝙚𝙫𝙚𝙧𝙮𝙙𝙖𝙮 𝙘𝙤𝙣𝙫𝙚𝙧𝙨𝙖𝙩𝙞𝙤𝙣𝙨 𝙞𝙣𝙩𝙤 𝙖𝙣 𝙚𝙭𝙩𝙧𝙖 𝙞𝙣𝙘𝙤𝙢𝙚 𝙨𝙩𝙧𝙚𝙖𝙢 𝙬𝙝𝙞𝙡𝙚 𝙝𝙚𝙡𝙥𝙞𝙣𝙜 𝘼𝙪𝙨𝙩𝙧𝙖𝙡𝙞𝙖𝙣 𝙗𝙪𝙨𝙞𝙣𝙚𝙨𝙨𝙚𝙨 𝙖𝙘𝙘𝙚𝙨𝙨 𝙩𝙝𝙚 𝙛𝙪𝙣𝙙𝙞𝙣𝙜 𝙩𝙝𝙚𝙮 𝙣𝙚𝙚𝙙.

𝙒𝙞𝙩𝙝 𝙩𝙝𝙚 **𝙉𝙤𝘽𝙣𝙠 𝙋𝙖𝙧𝙩𝙣𝙚𝙧 𝙍𝙚𝙛𝙚𝙧𝙧𝙖𝙡 𝙋𝙧𝙤𝙜𝙧𝙖𝙢**, 𝙮𝙤𝙪 𝙘𝙖𝙣 𝙚𝙖𝙧𝙣 **𝟯𝟬% 𝙤𝙛 𝙤𝙪𝙧 𝙘𝙤𝙢𝙢𝙞𝙨𝙨𝙞𝙤𝙣** 𝙬𝙝𝙚𝙣 𝙖 𝙧𝙚𝙛𝙚𝙧𝙧𝙚𝙙 𝙡𝙤𝙖𝙣 𝙨𝙚𝙩𝙩𝙡𝙚𝙨.

✅ 𝙉𝙤 𝙛𝙞𝙣𝙖𝙣𝙘𝙚 𝙚𝙭𝙥𝙚𝙧𝙞𝙚𝙣𝙘𝙚 𝙧𝙚𝙦𝙪𝙞𝙧𝙚𝙙.
✅ 𝙉𝙤 𝙨𝙚𝙡𝙡𝙞𝙣𝙜.
✅ 𝙅𝙪𝙨𝙩 𝙞𝙣𝙩𝙧𝙤𝙙𝙪𝙘𝙚 𝙥𝙚𝙤𝙥𝙡𝙚 𝙬𝙝𝙤 𝙣𝙚𝙚𝙙 𝙛𝙪𝙣𝙙𝙞𝙣𝙜.

𝙒𝙝𝙚𝙩𝙝𝙚𝙧 𝙞𝙩'𝙨 𝙬𝙤𝙧𝙠𝙞𝙣𝙜 𝙘𝙖𝙥𝙞𝙩𝙖𝙡, 𝘼𝙏𝙊 𝙙𝙚𝙗𝙩, 𝙚𝙦𝙪𝙞𝙥𝙢𝙚𝙣𝙩 𝙛𝙞𝙣𝙖𝙣𝙘𝙚, 𝙥𝙧𝙤𝙥𝙚𝙧𝙩𝙮 𝙙𝙚𝙫𝙚𝙡𝙤𝙥𝙢𝙚𝙣𝙩 𝙤𝙧 𝙘𝙖𝙨𝙝 𝙛𝙡𝙤𝙬 𝙨𝙪𝙥𝙥𝙤𝙧𝙩 - 𝙬𝙚 𝙙𝙤 𝙩𝙝𝙚 𝙝𝙖𝙧𝙙 𝙬𝙤𝙧𝙠.

❤️ 𝘽𝙚𝙨𝙩 𝙤𝙛 𝙖𝙡𝙡, 𝙚𝙫𝙚𝙧𝙮 𝙧𝙚𝙛𝙚𝙧𝙧𝙖𝙡 𝙝𝙚𝙡𝙥𝙨 𝘼𝙪𝙨𝙩𝙧𝙖𝙡𝙞𝙖𝙣 𝙗𝙪𝙨𝙞𝙣𝙚𝙨𝙨𝙚𝙨 𝙖𝙣𝙙 𝙛𝙖𝙢𝙞𝙡𝙞𝙚𝙨 𝙣𝙖𝙫𝙞𝙜𝙖𝙩𝙚 𝙘𝙝𝙖𝙡𝙡𝙚𝙣𝙜𝙞𝙣𝙜 𝙚𝙘𝙤𝙣𝙤𝙢𝙞𝙘 𝙩𝙞𝙢𝙚𝙨.

📩 **𝙍𝙚𝙖𝙙𝙮 𝙩𝙤 𝙨𝙩𝙖𝙧𝙩 𝙚𝙖𝙧𝙣𝙞𝙣𝙜 𝙗𝙮 𝙨𝙞𝙢𝙥𝙡𝙮 𝙘𝙤𝙣𝙣𝙚𝙘𝙩𝙞𝙣𝙜 𝙥𝙚𝙤𝙥𝙡𝙚?** 𝙎𝙚𝙣𝙙 𝙪𝙨 𝙖 𝘿𝙈 𝙤𝙧 𝙘𝙤𝙢𝙢𝙚𝙣𝙩 **"𝙋𝘼𝙍𝙏𝙉𝙀𝙍"** 𝙗𝙚𝙡𝙤𝙬, 𝙖𝙣𝙙 𝙬𝙚'𝙡𝙡 𝙨𝙝𝙤𝙬 𝙮𝙤𝙪 𝙝𝙤𝙬 𝙚𝙖𝙨𝙮 𝙞𝙩 𝙞𝙨.

, , , ,

04/08/2026

SMSF Residential Borrowing ends on 10 August 2026. Find out what this means and what can you do instead?

All is not lost. Investors can still borrow for commercial property.

Here's the benefits:

- Higher rental yields (typically 6–9% vs 2–4% for residential)
- SMSF can lease the property to your own business at market rates
- More flexible compliance rules than residential
- Longer lease terms = more stable cash flow
- Tenants often pay outgoings, reducing SMSF expenses
- Potential GST credits on purchase (if applicable)
- Strong alignment with SMSF goals: income, stability, long‑term growth
- Gives business owners control over their premises through their SMSF

Anything operating as a business is allowed, including:

Multi-lease space, such as registered rooming / boarding houses, not used for personal or related party accommmodation
Commercial plus residential, depending on the dominant use. Eg: workshops with office/living space
Hotels/motels & caravan parks
Rural land for business use (farming, agriculture)
Aged care facilities
Childcare centres

To name a few.

NoBnk has many lenders willing to fund these deals. Bring us your scenarios and let's keep Australia moving.

04/08/2026

𝗪𝗼𝗿𝗸𝗶𝗻𝗴 𝗧𝗼𝗴𝗲𝘁𝗵𝗲𝗿 𝘁𝗼 𝗖𝗼𝗺𝗯𝗮𝘁 𝗛𝗼𝗺𝗲𝗹𝗲𝘀𝘀𝗻𝗲𝘀𝘀: Structural Solutions to Structural Problems

Australia’s homelessness crisis is driven first & foremost by financial strain & structural housing shortages - not individual circumstances - atleast to begin with anyway. Everything else wrong with this country flows on from that - DV, job loss, financial strain, mental health decline, poverty, stigma. While we do nothing - it gets worse.

So, to my engineering mind, it makes sense that if the core problem is structural - the solutions have to be structural too.

1. 𝗙𝗶𝘅 𝘁𝗵𝗲 𝗿𝗼𝗼𝘁 𝗰𝗮𝘂𝘀𝗲 𝗳𝗶𝗿𝘀𝘁 - 𝗵𝗼𝘂𝘀𝗶𝗻𝗴 𝘀𝗵𝗼𝗿𝘁𝗮𝗴𝗲
a) Investment into large, long-term programs to construct & acquire social housing stock outside of cities.
b) Prioritise the vulnerable: women & children escaping DV, first nations communities, young people leaving care, older renters.

𝟮. 𝗚𝗿𝗼𝘄 𝗰𝗼𝗺𝗺𝘂𝗻𝗶𝘁𝘆 𝗵𝗼𝘂𝘀𝗶𝗻𝗴
a) Expand not‑for‑profit community housing providers with stable funding & cheaper finance.
b) Let them partner with private developers & lenders to deliver mixed‑tenure projects.

3. 𝗟𝗼𝗰𝗸 𝗶𝗻 𝗮𝗳𝗳𝗼𝗿𝗱𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗶𝗻 𝘁𝗵𝗲 𝗽𝗿𝗶𝘃𝗮𝘁𝗲 𝗺𝗮𝗿𝗸𝗲𝘁
a) Inclusionary zoning: require a % of new developments to be affordable rentals.
b) Long‑term rent‑controlled leases & incentive schemes for investors, backed by government guarantees & subsidies.

𝟰. 𝗨𝘀𝗲 𝗲𝘅𝗶𝘀𝘁𝗶𝗻𝗴 𝘀𝘁𝗼𝗰𝗸 𝗯𝗲𝘁𝘁𝗲𝗿
a) Incentives or levies to shift short‑stay/holiday rentals back into long‑term housing.
b) Bring vacant properties into use via tax settings, penalties, or “use it or lose it” style measures. Particularly for parcels of land that a further from citiies.

𝟱. 𝗣𝗿𝗲𝘃𝗲𝗻𝘁 𝗽𝗲𝗼𝗽𝗹𝗲 𝗳𝗿𝗼𝗺 𝗯𝗲𝗰𝗼𝗺𝗶𝗻𝗴 𝗵𝗼𝗺𝗲𝗹𝗲𝘀𝘀
a) Lobby governments to lower inflation by stopping needless spending on useless projects. Homelessness should be a priority.
b) Strengthen income: raise income to realistic levels relative to local rents.
c) Rental Protections: tighten rules around rent increases & evictions without due cause.
d) Specialised government funding & housing for DV survivors: sharp, short interventions wrapped around legal, financial & trauma support to get families rehomed in longer housing within weeks, not months.
e) Investment into remote housing & infastructure.

𝗪𝗵𝗮𝘁 𝗰𝗮𝗻 𝗯𝗲 𝗱𝗼𝗻𝗲 𝗮𝘁 𝗮 𝗰𝗼𝗺𝗺𝘂𝗻𝗶𝘁𝘆 𝗹𝗲𝘃𝗲𝗹 - 𝗲𝘃𝗲𝗻 𝘄𝗶𝘁𝗵𝗼𝘂𝘁 𝗴𝗼𝘃𝗲𝗿𝗻𝗺𝗲𝗻𝘁 𝗹𝗲𝘃𝗲𝗿𝗮𝗴𝗲?

- Local advocacy: Push councils & states to support social housing projects.
- Support campaigns for stronger tenancy protections & higher income assistance
- Collaborate with community minded developers, builders & private finance lenders
- Keep reframing the homelessness narrative: It's a housing system failure, not an individual failure
- Challenge myths that blame “poor choices” instead of policy.

I'd love to hear your thoughts on how we can combat homelessness together?

30/06/2026

Brokers: Stop losing deals, partner with NoBnk today.

12/05/2026

A broker called us with 48 hours on the clock and a $500k deposit at stake.

Their client had finance approved for a property project. The bank had signed off months earlier. Then two weeks from settlement the bank pulled back - no timeline, no alternative.

We matched them with a private lender the same day. Funded within 48 hours. Deposit protected, project back on track.

Private lenders work differently. No credit committees, no weeks of back and forth. Decisions get made by people who understand the deal and can move when it matters.

Banks change their minds more than people realise. If you have finance approved on a project right now, it is worth knowing who you would call if that changed tomorrow.

A plan B before you need one is the difference between a problem and a crisis.

05/05/2026

Can a brand new business get equipment finance?

Yes! And when it's set up right, it builds something much bigger.

A sole trader reached out to us a few months back. He was just getting started - he did fencing and retaining walls and needed an excavator to grow. With no trading history or track record the banks weren't going to touch him.

We found him a rental agreement through one of our lenders. 1.8 tonne machine, trailer and all the attachments. Reducing principal so he can buy it outright or hand it back. Fully tax deductible and it doesn't sit on his balance sheet.

The best part about this deal? In 12 months he'll have trading history, a real asset under his belt and a track record we can take to lenders. At that point we move him into a longer term solution so the business owns the asset, not him personally.

He didn't just rent a machine. He started building a business that can borrow on its own terms.

If you're a new business owner and you've been told it's too hard or too early, it's worth a quick conversation. There are more options than most people realise.

28/04/2026

ATO IS DONE CHASING YOUR COMPANY.

When a Director Penalty Notice lands, they come after you personally.

Your accounts. Your assets. Your name on the title.

Most directors don't realise that until it's too late.

The ATO isn't after people who can't pay. They're after people who won't. And they're very good at working out the difference.

A DPN is a line in the sand - once it's issued your options get smaller fast.

There are finance solutions that can help before it reaches the point of no return. You don't have to work it out alone.

Call us before the ATO makes the decision for you.

📞 1300 66 2657

03/03/2026

We're proud of the community Paul has helped build. Stronger industries start with people willing to share real experience - that's always been at the heart of what NoBnk is about. Thanks for the recognition The Good Builder!

If you're in construction and haven't checked out The Good Builder yet, definitely worth a look. 👷

08/01/2026

We’re focusing our energy where the conversations are strongest.

This year all of our insights, stories and updates will be shared on LinkedIn.

If you want practical finance insights, real-world deal breakdowns and honest commentary on what the banking system doesn’t tell you - come join us there.

👉 Follow us on LinkedIn here: https://www.linkedin.com/in/paulboydskinner/

NoBnk

12/08/2026

04/08/2026

04/08/2026

30/06/2026

12/05/2026

05/05/2026

28/04/2026

03/03/2026

08/01/2026

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