Mortgage Choice - Tracey Kyle

Mortgage Choice - Tracey Kyle Tracey Kyle is a Smartline Personal Mortgage Adviser in Beaconsfield, Victoria. I can look after al

Why Choose Tracey Kyle?
- My service doesn't cost you a cent (I am paid a commission from the lender)
- Deal with someone who has 36 years of experience in financial services
- I take the stress out of dealing with the lenders
- I stay in contact with you during the whole loan process and beyond
- I am accessible and local
- I will be your one point of contact
- No need to deal with a bank,

never knowing who is assisting you
- I will advise you for the life of your loan
- I support many charities and local groups such as Bunninyong Primary School, Bunninyong Film Festival, Breaze- Ballarat Renewable Energy and Zero Emissions Inc., Country Womens Association, assist 2 children per year to attend Camp Quality, Ovarian Cancer Research, and Abused Child Trust T/AS ACT for kids. Having accumulated over 16 years of lending and banking experience with a major bank, Tracey Kyle is an extremely knowledgeable broker who enjoys going after the right deal for her clients. Confidence in her ability to come up with the right solutions for each client is key to Tracey’s ongoing success and her expertise covers all aspects of lending - from first-home buying to helping self-employed clients and seasoned property investors meet their financial objectives.

“I deliver, I’m dependable, accessible and always available for my clients,” she says. “I also take the ‘client for life’ approach, which means that I stay in contact with my clients during every step of their financial life.”

As a testament to Tracey’s exceptional service standards, she achieved the number one ranking for ‘Sales and Service’ across Australia during the last two years of her banking career.

“It’s very rewarding to help people reach their goals and to give them the right product for their needs,” she adds. “The fact that most of my business comes from referrals is also very satisfying - it means that my clients have confidence in my ability to provide a reliable and efficient service.”

Tracey's mortgage broking business is based in Beaconsfield, Victoria

It's been awhile since I've posted, but I thought I'd share this article with you.
24/03/2026

It's been awhile since I've posted, but I thought I'd share this article with you.

ANZ, Commonwealth Bank, NAB and Westpac have done very well for investors over many years, but there are signs the times are changing.

As a member of the Mortgage Choice Charity Foundation (MCCF) committee, days like today are exactly why I put my hand up...
15/12/2025

As a member of the Mortgage Choice Charity Foundation (MCCF) committee, days like today are exactly why I put my hand up to serve.

I was thrilled to see our National Chairperson, Donna Campbell, and CEO Anthony Waldron present a $75,000 cheque to our FY26 National Charity Partner, the Children's Foundation. This impact is only possible because of the incredible Choice network.

For seriously ill children, hospitals can be a scary place especially during the festive season. This donation will help Starlight deliver the fun and laughter to kids who need it most. $39 brings happiness to a sick child in the Starlight Express Room, which means that this donation will help almost 2000 kids. 💙

It is a privilege to help direct these funds where they are needed most. Wishing all the Starlight families strength, health and joy this Christmas. ✨

28/10/2025

Confused with which lender to choose? Drowning in paperwork? The home loan journey may feel overwhelming, and that's where we can help.

Your broker's job is to do the heavy lifting for you. We compare home loans from over 35 lenders to find the right loan for your situation and manage the process from application to settlement and through the life of your loan.

Melbourne's housing market is now back to its former glory, with home prices in Melbourne now at a record high, eclipsin...
20/10/2025

Melbourne's housing market is now back to its former glory, with home prices in Melbourne now at a record high, eclipsing the previous peak in 2022.

After two recent rate cuts and the prospect of more, many buyers are actively looking in the market.Subscribe for more property news, insights and inspiratio...

From 1st October, there no longer is a cap on your income to qualify.
07/10/2025

From 1st October, there no longer is a cap on your income to qualify.

"I earn too much to get the grant." Sound familiar?

That barrier has just been lowered. Under recent changes to the Home Guarantee Scheme, income caps have been removed for some programs and property price caps have been increased, opening the door for more Australians. You could be eligible to purchase a property with as little as a 5% deposit.

This could be the news you've been waiting for. Chat with your local Mortgage Choice broker to find out how these changes could boost your buying power.

01/10/2025

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27/09/2025
Mortgage Choice Women Franchisee's who came together for a fantastic morning at the MFAA - Women in Finance event.It was...
21/09/2025

Mortgage Choice Women Franchisee's who came together for a fantastic morning at the MFAA - Women in Finance event.

It was a powerful show of strength and unity in our industry, and a reminder of the incredible talent, professionalism, and camaraderie we have among the women at our very own table.

Here's how to pay off your loan quicker.
16/09/2025

Here's how to pay off your loan quicker.

Rate cuts are exciting news! 🎉 But before you celebrate with lower repayments, here's something most homeowners don't consider... Instead of reducing your repayments, what if you kept paying the same amount?

You've already budgeted this amount, keep it going and you could be mortgage-free sooner.

Hi everyone, sorry for no communication for too long...This campaign is too good not to share.Give me a call. 0407810271
16/09/2025

Hi everyone, sorry for no communication for too long...
This campaign is too good not to share.
Give me a call. 0407810271

Aus. res. 18+ only. Ends 11:59pm AEDT 5/12/25. Limit 1 entry/ application. T&Cs apply, see https://www.mortgagechoice.com.au/campaign/win-your-mortgage-paid-for-a-year/.  Prize value based on average yearly mortgage payments (see T&C for full details). Mortgage Choice Pty Ltd ACN 009 161 979 (Austr...

Address

350 O'Neil Road
Beaconsfield, VIC
3807

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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