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Deval Upadhyay Finance Broker

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Berwick, VIC
Deval Upadhyay Finance Broker

Helping you with Residential Loans, Business Loans, Commercial Loans, Agriculture Loans, SMSF Loans

09/01/2026

𝐀𝐮𝐬𝐭𝐫𝐚𝐥𝐢𝐚𝐧 𝐁𝐫𝐨𝐤𝐞𝐫 𝐍𝐞𝐰𝐬 - Australian building approvals rose in November, but not fast enough to solve the nation's housing crisis.

The Australian Bureau of Statistics (ABS) released its monthly building approvals data on Wednesday, revealing that building approvals nationwide jumped 15.2% in November to 18,406, in seasonally adjusted terms.

Private sector dwellings excluding houses, or units, surged 34.1% to 8,463, while private sector homes increased 1.3% to 9,458.

𝐑𝐞𝐚𝐝 𝐌𝐨𝐫𝐞: https://ow.ly/gaNS50XTMvS

𝐁𝐨𝐨𝐤 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐜𝐡𝐚𝐭: [email protected]?anonymous&ismsaljsauthenabled&ep=plink" rel="ugc" target="_blank">https://outlook.office.com/bookwithme/user/[email protected]?anonymous&ismsaljsauthenabled&ep=plink

19/12/2025

𝐀𝐮𝐬𝐭𝐫𝐚𝐥𝐢𝐚𝐧 𝐁𝐫𝐨𝐤𝐞𝐫 𝐍𝐞𝐰𝐬 - Australia’s housing market in 2025 was pulled in different directions by lower interest rates, stubborn inflation, targeted government incentives and strong investor demand, with rising consumer confidence and a tight rental market setting the tone for another year of solid price growth in 2026, according to Mortgage Choice.

𝐁𝐨𝐨𝐤 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐜𝐡𝐚𝐭:
[email protected]?anonymous&ismsaljsauthenabled&ep=plink" rel="ugc" target="_blank">https://outlook.office.com/bookwithme/user/[email protected]?anonymous&ismsaljsauthenabled&ep=plink

12/12/2025

𝐀𝐮𝐬𝐭𝐫𝐚𝐥𝐢𝐚𝐧 𝐁𝐫𝐨𝐤𝐞𝐫 𝐍𝐞𝐰𝐬 - More than three in four borrowers now turn to mortgage brokers for help securing a home loan, according to new Cotality data.

That’s after brokers facilitated 77.3% of all new residential loans in the September 2025 quarter – a figure only just below the record 77.6% in the June quarter.

Compared to the same time last year, broker market share is up 2.7 percentage points, while the value of broker-facilitated loans is up 26.1%, reaching $130.23 billion.

So why are so many Australians using a broker?

Mortgage & Finance Association of Australia CEO Anja Pannek said it's about trust, clarity and results.

“Australian borrowers clearly value the skill, expertise and choice a mortgage broker brings, in what is a complex lending market,” she said.

While a bank will only offer its own products, a broker compares options from across the market. They also help borrowers understand lender policies, navigate application hurdles and secure deals that suit their financial goals.

That saves time, increases choice and often results in a loan that’s better suited to the borrower’s situation.

𝐁𝐨𝐨𝐤 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐜𝐡𝐚𝐭:
[email protected]?anonymous&ismsaljsauthenabled&ep=plink" rel="ugc" target="_blank">https://outlook.office.com/bookwithme/user/[email protected]?anonymous&ismsaljsauthenabled&ep=plink

05/12/2025

𝐀𝐮𝐬𝐭𝐫𝐚𝐥𝐢𝐚𝐧 𝐁𝐫𝐨𝐤𝐞𝐫 𝐍𝐞𝐰𝐬 - First-home buyer activity has jumped sharply as borrowers move quickly to take advantage of changes to the federal government’s 5% First Home Buyer Deposit Scheme, which removed its placement and income limits on 1 October.

The latest data from Equifax shows a clear spike in demand, particularly among borrowers targeting higher-value properties.

𝐑𝐞𝐚𝐝 𝐌𝐨𝐫𝐞: https://ow.ly/hsBI50XCfJV

𝐁𝐨𝐨𝐤 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐜𝐡𝐚𝐭:
[email protected]?anonymous&ismsaljsauthenabled&ep=plink" rel="ugc" target="_blank">https://outlook.office.com/bookwithme/user/[email protected]?anonymous&ismsaljsauthenabled&ep=plink

28/11/2025

𝐀𝐮𝐬𝐭𝐫𝐚𝐥𝐢𝐚𝐧 𝐁𝐫𝐨𝐤𝐞𝐫 𝐍𝐞𝐰𝐬 - The Australian housing market is heading into 2026 with far more momentum than expected, although the pace of price growth is likely to slow by mid-year as the timing of rate cuts and constrained new supply shape the next phase of the cycle, according to Ray White Group chief economist Nerida Conisbee.

Fresh national forecasts from SQM Research align with this outlook, predicting dwelling price rises of 6% to 10% in 2026, supported by strong demand and momentum from 2025’s monetary easing.

𝐑𝐞𝐚𝐝 𝐌𝐨𝐫𝐞: https://ow.ly/4b6M50XyUef

𝐁𝐨𝐨𝐤 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐜𝐡𝐚𝐭:
[email protected]?anonymous&ismsaljsauthenabled&ep=plink" rel="ugc" target="_blank">https://outlook.office.com/bookwithme/user/[email protected]?anonymous&ismsaljsauthenabled&ep=plink

21/11/2025

𝐀𝐮𝐬𝐭𝐫𝐚𝐥𝐢𝐚𝐧 𝐁𝐫𝐨𝐤𝐞𝐫 𝐍𝐞𝐰𝐬 - Investor activity is on the rise across Australia, and brokers are tapping into the expanding pipeline to grow their revenue streams.

In the September quarter, investment lending for dwellings rose 13.6%, quarter over quarter, to 57,624 new investor loans, according to the Australian Bureau of Statistics (ABS). That's the largest number of investment dwelling loans on record, and equals approximately 12.3% growth annually.

𝐑𝐞𝐚𝐝 𝐌𝐨𝐫𝐞: https://ow.ly/V19L50Xvpoo

𝐁𝐨𝐨𝐤 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐜𝐡𝐚𝐭:
[email protected]?anonymous&ismsaljsauthenabled&ep=plink" rel="ugc" target="_blank">https://outlook.office.com/bookwithme/user/[email protected]?anonymous&ismsaljsauthenabled&ep=plink

14/11/2025

𝐀𝐮𝐬𝐭𝐫𝐚𝐥𝐢𝐚𝐧 𝐁𝐫𝐨𝐤𝐞𝐫 𝐍𝐞𝐰𝐬 - Australia’s high-end property market is seeing a clear shift in buyer behaviour, with prestige buyers increasingly favouring turnkey homes over renovation projects — even if it means paying a premium.

According to buyer’s advocate George Cherchian (pictured), founder of James Chase Buyer’s Advocacy, clients in the $5 million to $10 million range are routinely turning down homes that require upgrades or construction work.

𝐑𝐞𝐚𝐝 𝐌𝐨𝐫𝐞: https://ow.ly/CSNs50XrrUK

𝐁𝐨𝐨𝐤 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐜𝐡𝐚𝐭:
[email protected]?anonymous&ismsaljsauthenabled&ep=plink" rel="ugc" target="_blank">https://outlook.office.com/bookwithme/user/[email protected]?anonymous&ismsaljsauthenabled&ep=plink

07/11/2025

SQM Research has reported a 10.9% jump in total property listings in October, bringing the national count to 252,557.

It’s the clearest sign yet that vendors are responding to rising prices and stable interest rates, with Melbourne (+15.4%), Canberra (+16.1%) and Adelaide (+15.7%) leading the charge. Sydney, Brisbane, Perth and Hobart also posted solid monthly increases.

New listings soared 18.2%, showing a strong influx of fresh stock. But even with more properties hitting the market, many are being snapped up quickly. Clearance rates remain healthy, and days on market are still relatively low in most capitals.

For buyers, this means better choice – but not necessarily better bargains.

𝐁𝐨𝐨𝐤 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐜𝐡𝐚𝐭: [email protected]?anonymous&ismsaljsauthenabled&ep=plink" rel="ugc" target="_blank">https://outlook.office.com/bookwithme/user/[email protected]?anonymous&ismsaljsauthenabled&ep=plink

31/10/2025

Sellers are negotiating less as market conditions stay tight.

National median vendor discounting was 3.2% in the September quarter, slightly down from 3.3% last year. The combined capitals eased to 2.9% and the regions to 3.4%, according to Cotality.

Brisbane recorded the tightest discounting at 2.6%, followed by Perth (2.8%), Sydney and Darwin (both at 2.9%). The largest discounts were in Hobart (3.9%) and Adelaide (3.5%).

Discounting tends to fall when properties are selling faster and buyers have fewer options. With new listings still subdued and demand remaining high, many sellers are finding they can achieve near-asking prices. Unless stock levels rise meaningfully over the summer, buyers may continue to face competitive conditions through the end of the year.

𝐁𝐨𝐨𝐤 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐜𝐡𝐚𝐭: [email protected]?anonymous&ismsaljsauthenabled&ep=plink" rel="ugc" target="_blank">https://outlook.office.com/bookwithme/user/[email protected]?anonymous&ismsaljsauthenabled&ep=plink

24/10/2025

𝐀𝐮𝐬𝐭𝐫𝐚𝐥𝐢𝐚𝐧 𝐁𝐫𝐨𝐤𝐞𝐫 𝐍𝐞𝐰𝐬 - Australia’s push toward modular and prefabricated housing has strong government backing – but the path to affordability remains challenging, according to Building 4.0 CRC CEO Mathew Aitchison.

Speaking at the Perth Property Congress, Aitchison said modern methods of construction (MMC) have huge potential to boost productivity and lower costs, but Australia must avoid copying overseas models wholesale, Property Council reported.

𝐑𝐞𝐚𝐝 𝐌𝐨𝐫𝐞: https://ow.ly/T5Kb50XhjYH

𝐁𝐨𝐨𝐤 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐜𝐡𝐚𝐭: calendly.com/deval-upadhyay

17/10/2025

Australia’s national vacancy rate remained at 1.2% in September, according to SQM Research. That means just 12 rental properties in every 1,000 were available – a clear sign the market remains tight.

Hobart recorded the lowest rate at just 0.4%, followed by Perth and Darwin at 0.7%, Adelaide at 0.8% and Brisbane at 0.9%. Sydney tightened to 1.3%, while Melbourne and Canberra held steady at 1.8% and 1.6% respectively.

Despite the unchanged national figure, total vacancies fell by nearly 1,700 dwellings over the month. That suggests conditions are tightening again in many areas, particularly in smaller capital cities where rental stock is already limited.

For renters, the numbers confirm what many are experiencing on the ground: low availability, strong competition and limited choice. For investors, low vacancy rates continue to support upward pressure on rents.

𝐁𝐨𝐨𝐤 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐜𝐡𝐚𝐭: calendly.com/deval-upadhyay

10/10/2025

Australians are feeling bullish about the property market, with price expectations now at their highest level in 15 years.

The Westpac–Melbourne Institute Index of House Price Expectations rose 2.1% in October and is now up 12.2% year-on-year. The index is sitting 34% above its long-run average, with more than three-quarters of consumers expecting prices to rise over the next 12 months.

Sentiment was strongest in Queensland, where the index reached 184, but still high in Victoria (165) and Western Australia (166). Any figure over 100 means more people expect prices to rise than fall.

But confidence in prices is not yet translating to confidence in buying. Westpac’s “time to buy a dwelling” index is still in negative territory, despite climbing 23.7% year-on-year.

That reflects the affordability pressures many buyers still face, even as sentiment around future price growth strengthens.

With the timing of future rate cuts still uncertain, this gap between optimism and action could continue in the months ahead.

𝐁𝐨𝐨𝐤 𝐚 𝐪𝐮𝐢𝐜𝐤 𝐜𝐡𝐚𝐭: calendly.com/deval-upadhyay

Address

Juliet Way
Berwick, VIC
3806

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm
Saturday	9am - 5pm

Website

https://iterfinance.com.au/

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