16/06/2026
How can 2 people with the exact same salary have such different borrowing power?
Well, there are actually a whole range of factors at play. Things like existing debts, whether that’s credit cards, car loans, or buy now pay later accounts. Living expenses matter too, lenders look closely at how much you’re actually spending day to day.
So two people on the exact same salary can end up with very different borrowing power, simply based on their financial picture as a whole.
If you’re not sure where you stand, that’s exactly the kind of thing our brokers can walk you through.
Send us a message today 🏠