Home Loans Australia

Home Loans Australia We have access to the best home loan rates in Melbourne. We will help you save time and money on your mortgage. Obligation free!

Home Loans Australia offers products from over 30 different lenders. We are not owned by a bank and have over 17 years experience in the mortgage and banking industry. Our specialties lie in home loans, refinancing, first home buyers, investment loans, loan consolidation and vehicle leasing. Jason Brown is a credit representative (Credit Representative Number 400228) of BLSSA Pty Ltd ACN 117 651 7

60 (Australian Credit Licence No. 391237). Home Loans Australia Pty Ltd is a corporate representative (Credit Representative Number 393976) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence No. 391237).

📈 Interest rates have risen three times this year, but that doesn't mean your property goals need to change.Whether you ...
17/08/2026

📈 Interest rates have risen three times this year, but that doesn't mean your property goals need to change.

Whether you already have a mortgage or you're planning to buy, taking a few simple steps today can help you prepare for whatever comes next.

Review your home loan, understand your borrowing capacity, build a financial buffer and make sure your budget is ready for changing conditions.

Preparation today can lead to greater confidence tomorrow.

📍 Australian Mortgage Brokers
🏡 Helping Australians navigate changing interest rates with confidence.

More: https://homeloansoz.com.au/how-to-prepare-for-rising-interest-rates-in-2026/

Contact us today to discuss your options: https://homeloansoz.com.au/contact/

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🏡 Your home could be working harder for you than you realise.With property values increasing across much of Australia, m...
11/08/2026

🏡 Your home could be working harder for you than you realise.

With property values increasing across much of Australia, many homeowners have built enough equity to unlock better refinancing opportunities.

A quick home loan review could help you secure a more competitive interest rate, reduce your repayments or access better loan features.

You don't always need to change lenders to benefit. The first step is simply understanding your options.

📍 Australian Mortgage Brokers
🏠 Helping Australians make the most of their home equity.

More: https://homeloansoz.com.au/built-up-equity-you-could-save-with-a-home-loan-refinance/

Contact Home Loans Australia today: https://homeloansoz.com.au/contact/

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The RBA has kept the cash rate on hold at 4.35%.No change this time, but it’s still a great opportunity to check whether...
11/08/2026

The RBA has kept the cash rate on hold at 4.35%.

No change this time, but it’s still a great opportunity to check whether your home loan is working as hard as Angus the office dog apparently is. 😂

🏡 Want us to review your rate? Get in touch: https://homeloansoz.com.au/contact/

🏢 Thinking about investing in property through your SMSF?Recent rule changes have changed how SMSFs can finance resident...
09/08/2026

🏢 Thinking about investing in property through your SMSF?

Recent rule changes have changed how SMSFs can finance residential property, while commercial property lending rules remain different.

If you're considering property as part of your long-term investment strategy, it's important to understand how these changes could affect your options before making any decisions.

Need help understanding the finance side of SMSF property? We're here to help.

More: https://homeloansoz.com.au/smsf-property-rules-changed-what-property-investors-need-to-know/

Contact us today: https://homeloansoz.com.au/contact/

📍 Australian Mortgage Brokers
🏡 Helping Australians understand their property finance options.

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The Help to Buy Scheme has expanded, with 10,000 new places available and higher income limits allowing more Australians...
02/08/2026

The Help to Buy Scheme has expanded, with 10,000 new places available and higher income limits allowing more Australians to qualify.

For eligible buyers, the scheme may reduce the size of your deposit and mortgage, helping you step into home ownership sooner.

If you've been wondering whether buying is finally within reach, now could be the perfect time to explore your options.

📍 Australian Mortgage Brokers
🏠 Helping first home buyers navigate government schemes with confidence.

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More info:
ttps://homeloansoz.com.au/help-to-buy-scheme-expanded-more-australians-can-now-buy-their-first-home/

📈 RBA Update: Rates on the Move AgainThe Reserve Bank has lifted the cash rate by 0.25% to 4.10% at its March meeting.So...
18/03/2026

📈 RBA Update: Rates on the Move Again

The Reserve Bank has lifted the cash rate by 0.25% to 4.10% at its March meeting.

So… what’s behind it?

Inflation is still hanging around longer than anyone would like. The RBA’s preferred measure has ticked up slightly, and with strong spending and a tight job market, prices are proving a bit stubborn to bring down.

In simple terms 👉 there’s still more demand than supply… and that keeps pressure on prices.

Because of that, the RBA is continuing to nudge rates higher to bring inflation back into that 2–3% target range.

💭 What does this mean for you?

If you’ve got a mortgage, it’s a good time to check in:
• Are you on the right rate?
• Could your loan be structured better?
• Are there options to reduce your repayments or interest?

Sometimes a small tweak can make a big difference 💡

If you’d like to chat through your situation, I’m always here to help 👍

New year, fresh plans… and maybe a few big “adulting” moves? 😄So tell us… what’s on your 2026 wish list?✨ Refinancing yo...
02/01/2026

New year, fresh plans… and maybe a few big “adulting” moves? 😄

So tell us… what’s on your 2026 wish list?

✨ Refinancing your mortgage to free up some cash
🏡 Buying a new home (or upgrading the one you’ve got)
🔨 Renovations that start as “just the kitchen” and somehow grow legs
🏘️ Investing in property
🚗 A new car because your current one is held together by hope
📈 Using your super to invest in property

Whatever your plans look like this year, Home Loans Australia is here to help you make them happen. No jargon, no pressure, just good advice and a team that genuinely has your back.

📞 Call 1300 466 369 and chat with our friendly team…
🐾 including Angus, our Chief Paw-sitivity Officer, who fully supports smart financial decisions and extra treats.

Here’s to a big, exciting 2026 — let’s plan it properly

🏡✨ Thinking About Building Instead of Buying? You’re Not Alone! ✨🏡With Melbourne house prices floating upward like a rog...
18/11/2025

🏡✨ Thinking About Building Instead of Buying? You’re Not Alone! ✨🏡

With Melbourne house prices floating upward like a rogue helium balloon 🎈, more Aussies are ditching the established-home hunt and saying, “Stuff it — let’s build!”

And honestly? We get it.
New HIA data shows new home sales jumped 25.9% in September (yep, you read that right!). With lower interest rates, government incentives, and rising property prices, building is looking more affordable than buying in many suburbs.

But before you dive head-first into display homes and spend three hours debating tapware colours… there's a few things to know. 👀

We’ve broken down:
🔨 Why new builds are booming
💰 The 5 must-know finance tips (so you don’t lose your marbles)
📉 How construction loans really work
🏡 And why planning ahead can save your sanity — and your savings!

Whether you're dreaming of your first home, planning a knock-down rebuild, or wondering if building is actually worth it… this one’s for you.

👉 Read the full blog here: Why More Buyers Are Choosing New Builds
(https://tinyurl.com/mr7s826z)

And if you want help figuring out the dollars and cents before you start comparing floor plans — we’re right here and always up for a chat. 💬😊

Hashtags:

🏡✨ AUSTRALIA’S PROPERTY MARKET IS DOING THAT THING AGAIN… ✨🏡Yep — home prices just hit another record high, and buyers a...
05/11/2025

🏡✨ AUSTRALIA’S PROPERTY MARKET IS DOING THAT THING AGAIN… ✨🏡

Yep — home prices just hit another record high, and buyers are diving back in like it's a Boxing Day sale at Bunnings.

At Home Loans Australia, we’re seeing the buzz up close: more pre-approvals, more competition, and more “wait… how much did that house sell for?!” moments than ever.

If you want the full scoop — who’s growing fastest, what’s driving the surge, and what it means for YOU — we’ve wrapped it all up in a fun, easy read.👇

👉 Check out the full blog here: https://homeloansoz.com.au/australian-home-prices-hit-a-new-high-and-buyers-are-back-with-a-vengeance/

Whether you're buying, refinancing, or just love a cheeky market update with your morning coffee, this one’s worth a read. ☕🏠

📉☕ RBA Keeps Calm & Carries On! ☕📉The Reserve Bank has hit pause on the cash rate, holding it steady at 3.60% — and yes,...
05/11/2025

📉☕ RBA Keeps Calm & Carries On! ☕📉

The Reserve Bank has hit pause on the cash rate, holding it steady at 3.60% — and yes, we’ve broken down what that actually means (in normal-people language 😄).

If you’re wondering whether this is good news for your mortgage, your budget, or just your sanity… we’ve got you covered.

👉 Catch our light-hearted breakdown of the RBA’s latest move here:
https://homeloansoz.com.au/rba-hits-pause-the-cash-rate-takes-a-breather-at-3-60/

A quick, fun read — no economics degree required! 💁‍♀️💸

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Yarra Street
Warrandyte, VIC
3113

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+611300466369

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