Kristen Pavez Mortgage Broker

Kristen Pavez Mortgage Broker Home, investment and personal loan specialist. Online/in person applications available. DM or email me to book a chat [email protected] 😊

Mobile healthy cooking classes that come to you. I specialise in Corporate & Private group cooking classes & I also run cooking classes for the public. See my website for more information.

09/09/2026

Predictions have just been updated, and all four majors agree. Listen in to find out more

Perth buyers now have more than twice the choice they had a year ago.There are currently 7,312 properties listed for sal...
07/09/2026

Perth buyers now have more than twice the choice they had a year ago.

There are currently 7,312 properties listed for sale across Perth, compared with 2,981 this time last year.

More choice can mean more time to compare properties, negotiate and avoid paying more than planned.

But your finance still needs to be ready.

Book a borrowing capacity review before you start making offers.

Link is in my bio or via DM.

Reverse mortgages are becoming a much bigger conversation lately.For some retirees, they can provide breathing room, hel...
30/08/2026

Reverse mortgages are becoming a much bigger conversation lately.

For some retirees, they can provide breathing room, help fund renovations, clear debt, assist children into the property market, or simply improve cash flow without needing to sell the family home.

But like any lending strategy, they’re not one size fits all.

There are pros, risks, long term impacts on equity, and important things families should understand before making any decisions.

I think education around these products is really important, because there’s still a lot of confusion and stigma attached to them.

Have you looked into reverse mortgages before, or would you consider one later in life?

Would love to hear people’s thoughts and experiences below 👇. If this is on your radar, reach out:
📲0421 900 705
📧 [email protected]

Has your project budget run out before the job is finished?I have access to a new lending product that could help you se...
28/08/2026

Has your project budget run out before the job is finished?

I have access to a new lending product that could help you secure the funds needed to complete it.

Renovations? No worries.
New build? No worries.
Landscaping? Sorted.

The loan can be funded quickly, making it a great solution when you need funds fast.

Book a call, or drop into my DMs to see if this option could work for you.

One of the positives of the federal budget, is negative gearing on new builds for investment remains. As a consequence, ...
26/08/2026

One of the positives of the federal budget, is negative gearing on new builds for investment remains.

As a consequence, I am seeing more new build contracts over my desk than ever.

Building an investment property could offer more than long-term growth.

Depending on your circumstances, you may be able to claim certain costs, including loan interest, depreciation and property expenses, which could help reduce your taxable income through negative gearing.

Before you build, it’s worth understanding the finance options, potential rental return and ongoing costs.

Speak with your accountant for tax advice, then book a call with me to explore your lending options.

General information only. This is not financial or tax advice.

When was the last time you checked your home loan rate?Banks are hungry for business right now, and a quick chat could s...
24/08/2026

When was the last time you checked your home loan rate?

Banks are hungry for business right now, and a quick chat could save your hard earned money 💸.

Those savings could help fund a holiday, renovate your home or simply give you more breathing room each month.

I’ll compare your options and do the hard work, saving you time too.

Book a call today and let’s see if your current loan is still competitive. Link is in my bio, or send me a DM 🙏

Sunday: “My car has died. I need finance for a new one.”Monday afternoon: Loan approved.Tuesday: Contract signed for the...
04/08/2026

Sunday: “My car has died. I need finance for a new one.”

Monday afternoon: Loan approved.

Tuesday: Contract signed for the new car.

When you need finance fast, having the right broker makes all the difference.

Whether it’s a car, a home or a refinance, I’ll work quickly to get you the right solution, so you can get on with life.

Need finance? Let’s chat.
📲 0421 900 705
📧 [email protected]

The latest budget is changing how Australians are borrowing, and there is one trend that’s standing out.More owner occup...
27/07/2026

The latest budget is changing how Australians are borrowing, and there is one trend that’s standing out.

More owner occupiers are choosing to renovate instead of relocate.

With building costs settling and property values remaining strong in many areas, homeowners are using equity to create the home they want to live in long term.

Improvements to your family home can add value, and if it’s your principal place of residence, any gain when you eventually sell is generally tax free under current Australian tax rules.*

If you’ve been putting off that renovation, now could be the right time to explore what’s possible.

Let’s see how much equity you could access and whether renovating makes more financial sense than moving.
* This is not financial advice.

Summer might feel a long way off, but now is the perfect time to start planning.Thinking about adding a pool? Installing...
11/07/2026

Summer might feel a long way off, but now is the perfect time to start planning.

Thinking about adding a pool? Installing solar? Creating the outdoor entertaining space you’ve always wanted? Maybe your pergola needs a facelift?

Using the equity in your home could help you fund your renovation sooner, without dipping into your savings.

With tradies often booking out well before summer, getting your finance sorted now means you’ll be ready to enjoy the warmer months, not spend them waiting.

If you’re wondering how much equity you could access, let’s chat and explore your options.
Book a quick chat via DM or the link in my bio ☀️.
If you’d like, I can also create a matching carousel or Reel caption to go with this post.

INTEREST RATE UPDATEMost of the Big Four banks believe we’re at, or very close to, the peak of the rate cycle.Current fo...
11/06/2026

INTEREST RATE UPDATE

Most of the Big Four banks believe we’re at, or very close to, the peak of the rate cycle.

Current forecasts suggest:

CBA and ANZ expect no further rate rises.

NAB predicts one final 0.25% increase.

Westpac sees the possibility of a small rise before rates ease.

Most banks expect rate cuts to begin in 2027.

While forecasts can change, now is a great time to review your home loan and ensure you’re still on a competitive rate.

A small rate reduction could save you thousands over the life of your loan.

Book a quick chat to review your options.

General information only and not financial advice.

Address

5/787 Canning Highway Applecross
Applecross, WA
6153

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61421900705

Website

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