Mortgage Choice - Mt Pleasant

Mortgage Choice - Mt Pleasant Mortgage Choice Mt Pleasant | 15 Years in Perth 🏠✨

Expert home loan advice from Matt Stammers, Jocelyn Bennett, and Melissa Sexton.

Whether you're buying your first home or refinancing, we've spent 15 years making the process easy and stress-free. Matt Stammers & Jocelyn Bennett are a Personal Mortgage Advisor at Smartline in Cockburn Central. They can look after all your financing needs including home loans, personal loans, leasing and commercial and business financing.

Behind every loan application is a person’s dream, and Bianca is the one making sure yours doesn't get lost in the paper...
19/06/2026

Behind every loan application is a person’s dream, and Bianca is the one making sure yours doesn't get lost in the paperwork! 📄✨

If you are getting a home loan through Jocelyn, Bianca is the organisational powerhouse working her magic behind the scenes. With a Bachelor of Commerce (Honours) and having just finished her Certificate IV in Finance and Mortgage Broking, she brings a high degree of financial literacy to the team. From first home buyers to complex refinances, our clients constantly praise her kindness and support!

When she’s not chopping through admin, Bianca's a busy mum and a Squad Team Manager in the WA Karate community. 🥋 We asked her to share a little more about herself:

Most rewarding part of the job?
"Helping everyday people achieve their dreams! Buying or constructing a property and going through the loan application process with the banks can seem so complex, stressful and daunting at first. Our clients are all so great, I really love adding value by making that whole exciting journey easier for them."

How does Karate help with home loans?
"In the world of competitive sport and elite athletes, each competition season is made up of a series of event milestones. Managing a home loan from application to settlement is strangely very similar - lots of preparation (and paperwork!), managing multiple timelines, and coordinating across numerous stakeholders."

Your secret to supporting clients?
"Every client is different, every lender is different. Our job is to bridge that gap between them, so what always remains the same is my goal of providing great customer service. I want our clients to feel supported and informed every step of the way so that they're comfortable enough to ask any question - big or small - and trust that we're always here for them."

Ready for a truly supported home loan experience? Hit the link in our bio to connect with our team! 👇

Drop a 🥋 below to say a massive congratulations to Bianca on finishing her Cert IV! We are so lucky to have her on the team.

Let’s talk about the ultimate home loan tug-of-war: Fixed vs. Variable rates! 🪢🏡In a rapidly changing economic environme...
19/06/2026

Let’s talk about the ultimate home loan tug-of-war: Fixed vs. Variable rates! 🪢🏡

In a rapidly changing economic environment, it's totally normal to wonder if your current loan is still a "rate" fit for your lifestyle. 😉 We chat with so many locals every week who are wrestling with this exact decision.

If you’re on the fence about which way to go, ask yourself a few key questions:
💵 Do you crave predictability so you can nail your budget every single month?
😴 Will rate movements keep you up at night, or are you happy to ride the economic waves? 🏄‍♂️
📈 Are you looking for extra loan features like an offset account or redraw facility?

There is no one-size-fits-all answer, but the good news is you don't have to figure it out alone! Our brokers can crunch the numbers and help you map out the best option for your unique situation. Send us a DM or click the link in our bio to book a chat. ☕️📊

👇 Let’s settle the debate in the comments: Are you Team Fixed, Team Variable, or Team "Please Help Me Figure It Out"?

Setting financial goals for the new financial year 🎯The new financial year is right around the corner. 🗓️It’s the perfec...
15/06/2026

Setting financial goals for the new financial year 🎯

The new financial year is right around the corner. 🗓️
It’s the perfect time to set your property and finance goals for the next 12 months. 🏡✨

We can help you with a range of lending services, including:

Reviewing your current home loan 📄

Upgrading your car 🚗

Purchasing a new vehicle 🚙

Book an appointment today to start the new year on the right financial foot. 👟👇

https://www.mortgagechoice.com.au/matt.stammers/

Say hello to Melissa! 👋 If you want a broker who knows exactly how the banks work from the inside out, Melissa is your p...
12/06/2026

Say hello to Melissa! 👋 If you want a broker who knows exactly how the banks work from the inside out, Melissa is your person.

Starting in support roles in 2006 before transitioning to a mortgage broker in 2023, she has an "engine room" understanding of how to get applications across the line. Today, she uses that knowledge to negotiate with over 35 lenders so you don’t lose interest! 😉

We asked Melissa a few questions to help you get to know her:

💡 One insider tip for buyers? My tip would be to clean up your day-to-day spending and eliminate debts like Buy Now, Pay Later (BNPL) or credit cards before applying for pre-approval. A small Afterpay, Zip, or credit card limit can slash your borrowing capacity by thousands of dollars.

⏰ Secret to staying so organised? "I'm a firm believer in starting your day right." My alarm is set for silly o'clock to get my workout in. This clears my mind, allowing me to prioritise my day and be 100% committed to both my professional and personal roles.

📞 Best part of getting a loan approved? It sounds cliché, but nothing beats making that call to tell a client, "Your home loan has been approved." You can practically hear their smile and the weight lift from their shoulders. It’s a humbling experience that never gets old.

🍷 When away from the laptop? You'll find me with my favourite people: my family and friends. I love cheering on my three children from the sidelines of whatever sports they are playing, camping, heading to the beach, or winding down with a good book and a glass of Rosé.

Ready to get your home loan sorted with a broker who really gets it? Link in our bio to book a free chat with Melissa! 🏡👇

Debt consolidation. Juggling a home loan, car loan, and a couple of credit cards can feel like an Olympic sport! 🥇 Let's...
05/06/2026

Debt consolidation. Juggling a home loan, car loan, and a couple of credit cards can feel like an Olympic sport! 🥇 Let's simplify things.

Debt consolidation is the process of combining multiple debts into a single loan or repayment arrangement. This may help simplify finances by reducing the number of repayments to manage each month. 💡

In some cases, higher-interest debts such as credit cards 💳 or personal loans can be consolidated into a home loan 🏠, which may provide a lower interest rate. However, while this can reduce monthly repayments, it may also increase the total interest paid over the life of the loan and could result in paying off short-term debt over a longer period. 📉

Borrowers should carefully consider the costs, loan term and overall financial impact before consolidating debt. 🤔

Debts you could consider consolidating may include:

🏠 Home loan
💳 Credit cards
💸 Personal loans
🚗 Car loans

Of course, it’s important to understand the risks and benefits of this strategy. Reach out today to talk about whether debt consolidation could be right for you! 🤝

👇 We’d love to hear from you: what’s your ultimate hack for staying on top of your monthly budget? Share your wisdom with our community in the comments! 💬

Extra home loan repayments 💰Did you know that switching from monthly to fortnightly or weekly repayments can shave years...
29/05/2026

Extra home loan repayments 💰

Did you know that switching from monthly to fortnightly or weekly repayments can shave years off your mortgage?

By switching to weekly or fortnightly repayments, you increase the frequency of your payments and can effectively pay off more of your loan each year. It’s a simple ‘set and forget’ hack to pay off your home sooner. 🏡

Want to see how much time you could save? Talk to us today and we’ll crunch the numbers for you.

👇 Link in bio to book a chat.

There's a lot of noise in the property market right now, which is exactly why sitting down face-to-face makes such a dif...
27/05/2026

There's a lot of noise in the property market right now, which is exactly why sitting down face-to-face makes such a difference.

When you come into our office, we don't just hand you a single option and send you on your way. We lay everything out on the table and run through your borrowing scenarios so you actually understand your choices before making a move. It's all about making sure you are informed and in control of your finance journey.

If you're currently weighing up your options, what’s the main thing holding you back from taking the next step? Drop your thoughts below or send us a message to set up a meeting. 👇

Nothing makes our week quite like reading feedback like this. ⭐️⭐️⭐️⭐️⭐️Jasper recently came back to us for his second h...
25/05/2026

Nothing makes our week quite like reading feedback like this. ⭐️⭐️⭐️⭐️⭐️

Jasper recently came back to us for his second home loan, and honestly, the best part of his review is hearing that we made a stressful process feel "smooth and manageable."

Buying a house is a big deal, and the sheer amount of paperwork can definitely test your patience! We try to take the sting out of it by doing the heavy lifting and keeping the communication straightforward. No jargon, and absolutely no getting left on 'read'.

I'm curious – what's the one part of buying a property that stresses you out the most? Let me know in the comments below! 👇

EOFY Checklist 📋With 30 June fast approaching, now is the perfect time to get your finances in order. We can review your...
22/05/2026

EOFY Checklist 📋

With 30 June fast approaching, now is the perfect time to get your finances in order. We can review your home loan to make sure it’s still right for you, taking the hard work right off your plate!

Let’s chat today. Send us a message or give us a call to get started. ☕🤝

Over to you: What's the absolute last thing you need to tick off your to-do list before June 30? Let us know below! 👇

Four things we wish every property investor knew before they started. 📝While investing in property can be a powerful way...
15/05/2026

Four things we wish every property investor knew before they started. 📝

While investing in property can be a powerful way to build wealth, the decisions you make at the starting line will determine your long-term success.

At Mortgage Choice, we can support you with investment loans and can help you create an investment loan strategy that aligns with your financial goals. 🤝

What’s one goal you’re hoping to achieve through property investment this year? Let us know in the comments! 👇

Address

G7, 19 Ogilvie Road, Mount Pleasant
Perth, WA
6153

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+61405771411

Website

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