Robert Flynn - Mortgage Consultant

30/09/2020

I have a lot of fifo clients who definitely have the ability to do this, yet so few of them actually do it.
Tune in to find out the how and the why!

This Tuesday evening

24/09/2020

Absolutely huge if true.

The government will in effect dump the responsible lending law that was imposed by the Rudd Labor government in 2009 following the American subprime loan crisis.

09/07/2020

How’s this for more great news for WA!
What a place to live

The iconic Bunnings sausage sizzle is returning but there is a catch – it will only be in WA.

16/06/2020

Tomorrow night I am co-hosting a free webinar with expert budgeting coach Matt Hern.

If you want to know how to manage your money better but weren't sure where to start, this may be what you've been waiting for.

Share it around with those you think may be interested, the same principles can also be applied if you're currently saving up for your deposit, this will give you the foundations to pay your mortgage off faster when you do have one.

Ready to save years and thousands of dollars off your mortgage? And want to know how to do it while still enjoying life? Then join us!

07/06/2020

🤯🤯

If you weren’t thinking of building before, maybe now it’s worth considering!
If you were thinking of building, this may be the year to do it!

$20,000 State Building Bonus Grants in addition to the $25,000 Federal HomeBuilder. These are also stackable with the $10,000 FHOG and stamp duty concessions if you are a first home buyer

While restrictions may have started to ease, the economic challenge from the pandemic and the restrictions we needed to put in place remains.

That includes our construction industry, where the pipeline of new projects has slowed dramatically, putting local jobs at risk in the coming months.

If we take action, we can help to mitigate or avoid the potential damage.

But we need your help.

If you have been thinking about building - now is the time to get it underway and support local jobs.

To help get new homes under construction, we're introducing $20,000 Building Bonus grants for any Western Australia to build a new house or purchase a property in a single-tier development already under construction.

The grants will be available until the end of the year, and will not be means tested and have no cap on property value.

They will be on top of the Federal Government's HomeBuilder Grants, as well as WA’s First Home Owner Grants and first home buyer duty concession, meaning someone who qualifies for all four could access up to $69,440 in Government assistance to help build their first home.

Simply put, these grants are about getting as many new projects off the ground as possible, and keeping as many WA jobs intact as we can.

We're also making some changes to the 75% stamp duty rebate we introduced for new multi-tier developments last year.

The rebate, which is capped at $25,000, will now also apply to purchases in multi-tiered developments already under construction, in addition to pre-construction contracts.

04/06/2020

Eagerly awaited details since it first surfaced in the media a couple of weeks ago. Read on below

Scott Morrison will fire the starter’s gun on a renovation rescue for the economy with $25,000 cash grants for new homes and renos from midnight tonight.

27/05/2020

Interesting times indeed!
The media is telling us that property sales and purchases are dead, but on the ground I’m seeing much more activity than last year. Now we have the stats to prove it!

WOW! Look at these stats! Acoording to REIWA there are nearly 30% less properties on the market compared to last year and a lot more demand from buyers. We have seen multiple house selling after the first Home Open and here is why!

If you would like to take advantage of this perfect time to put your property on the market, give me a call now on 0448 266 050.

20/05/2020

Looking to upgrade where you live?

Not everyone knows you can do this. You don’t always have to sell and buy a new house to upsize!

Save on stamp duty, selling costs and moving costs by simply improving your existing home

Want to do a big renovation on your home? Don’t have the cash in the bank to do it? You most likely can borrow to do it, even if you don’t have the equity right now!

Here’s how it works:

Let’s say your house is worth $500,000 and you want to spend $200,000 to raise the house, add a couple of new rooms, a new kitchen and complete a full internal renovation.

What we will do is provide to the bank a copy of the builder’s contract and all the quotes for the work. The bank will engage a valuer to work out the ‘on completion’ value based on the proposed work.

The valuer will determine what the house will be worth when it’s all done. The bank will then lend against this figure.

In this example the on completion value might be $700,000. You can then increase your current home loan to borrow against this future value.

Depending how much you owe right now and the future value you might not need to put in any cash deposit at all!

Want to turn your 2x1 into a 4x2? Maybe you just want a new kitchen? This might be the way to do it.

15/05/2020

Always love a good review, especially when they’re as eloquently worded as this.

Just remember: I’m not perfect, just better!

06/05/2020

Keep up the good work everyone but stay vigilant and stay safe!

Once again, WA has recorded no new cases of COVID-19 overnight.

That means we've now reached a significant milestone with zero new cases confirmed in WA in the last week.

This is a major accomplishment - especially considering that our rate of testing has been higher than ever before.

We've only reached this point because the vast majority of Western Australians have done the right thing over the past two months.

So thank you WA - let's keep it up.