Matt Ewart - Prowest Financial Solutions

Matt Ewart - Prowest Financial Solutions Specialists:
Business Finance
Investments Loans
Home Loans
Debt Consolidation, Restructure
Budgeting

Think of pre-approval as a written confirmation from a lender that they're willing to loan you a certain amount of money...
31/08/2026

Think of pre-approval as a written confirmation from a lender that they're willing to loan you a certain amount of money to buy a property, provided you meet certain conditions.

Keep in mind not all pre-approvals are created equal. Some are system-generated and won't factor in your full situation. Others will be based on a more complete assessment – and therefore a better reflection of how likely you are to secure formal approval.

Here's why you might want to secure pre-approval before you make an offer on a property:

Know your borrowing capacity: Get a clear idea of the amount you can borrow, so you can narrow down your property search.

Negotiating power: Show the seller you're a serious buyer who has already been assessed by a lender.

Avoid delays: Provide the lender with most of the info they need to assess your loan upfront, to make the formal approval process more seamless.

Peace of mind: Is there anything worth more than certainty? Pre-approval gives you a clearer view of your options.

Get in touch to secure your pre-approval.

Yes, refinancing can save you money – but it’s not always the right move.Why? Because costs like exit fees, application ...
28/08/2026

Yes, refinancing can save you money – but it’s not always the right move.

Why? Because costs like exit fees, application fees, or losing loan features can outweigh the savings.

Sometimes the smartest option is repricing your current loan with your existing lender.

We’ll crunch the numbers and help you make the right call.

🏠When eyeing off a home loan, interest rates loom large. But as Warren Buffet wisely says: price is what you pay, value...
26/08/2026

🏠When eyeing off a home loan, interest rates loom large.

But as Warren Buffet wisely says: price is what you pay, value is what you get.

💰Fixating solely on the lowest rate may mean missing out on other perks.

It's about balancing your needs now and in the future.

🌟 Reach out and we'll help you navigate the finance maze to find your perfect fit 🚀

So, after searching high and low, you've found the perfect property for you – well done!Next step is to make sure there ...
24/08/2026

So, after searching high and low, you've found the perfect property for you – well done!

Next step is to make sure there are no nasty surprises, like rising damp, structural defects, or termite damage.

Make sure you get this inspection completed either before contracts are exchanged, or during the cooling off period. It's crucial that you understand your rights before signing anything – this is where enlisting a buyer's agent or conveyancer early in the process can help.

Building and pest inspections will typically take 2 or 3 days and cost around $500.

Money well spent for such a significant investment!

Thank you for your feedback, Carrie! It was our absolute pleasure to help you.⭐️⭐️⭐️⭐️⭐️Matt was extremely prompt & will...
22/08/2026

Thank you for your feedback, Carrie! It was our absolute pleasure to help you.

⭐️⭐️⭐️⭐️⭐️
Matt was extremely prompt & willing to be available instantly, which helped me get finance & progress my move extremely swiftly. He was always knowledgeable and professional and helpful. It’s always a pleasure working with Matt. Thanks so much!

It's true there are all kinds of lenders willing to provide finance to small businesses. Not all of them are created equ...
20/08/2026

It's true there are all kinds of lenders willing to provide finance to small businesses. Not all of them are created equal, and they may not all have your interests at heart.

So, like anything, knowledge is power.

Our top tips for comparing business finance:

– Consider the comparison rate, that is, make sure you're comparing apples with apples, and factoring in all the fees and charges.

– Look at other finance options beyond basic business loans. Perhaps a business line of credit or specialist equipment finance is a better option for you.

– Seek professional advice. We analyse and compare finance for a living, so you can be confident you're getting a more complete picture than if you were to go it alone.

Get in touch to find out how we can help.

18/08/2026

A deposit bond is sometimes used by home buyers who can't pay the deposit to secure the property straight away.

It's an insurance policy, and it gives the vendor assurance you'll pay them at settlement.

It can be helpful if you're in the process of selling a property – and are waiting on funds to clear – or if you're buying off the plan, and would rather keep hold of the funds while the property is being built.

Note that not all vendors or real estate agents will accept a deposit bond. Get in touch if you'd like to understand more.

Investing in property can be a viable way to build wealth, but it comes with risks and requires careful planning.From ch...
16/08/2026

Investing in property can be a viable way to build wealth, but it comes with risks and requires careful planning.

From choosing the right property to understanding the tax implications and lending options, there’s a lot to consider.

It's certainly a lot more complicated and fraught with risk than what the self-proclaimed 'property gurus' make out.

And, besides sourcing the right property, you want to make sure the mortgage you secure is setup in a way that supports your long-term financial goals.

This is where we can help.

Get in touch to discuss how to finance your property investment strategy.

Thinking specifically of your home loan here - provided you haven’t had it reviewed in the last 12-24 months - but sure,...
14/08/2026

Thinking specifically of your home loan here - provided you haven’t had it reviewed in the last 12-24 months - but sure, feel free to use this as the sign you’ve been looking for.⠀⠀⠀⠀⠀

Applying for a home loan can feel overwhelming, but don't worry, we've got your back.We've seen firsthand the common mis...
12/08/2026

Applying for a home loan can feel overwhelming, but don't worry, we've got your back.

We've seen firsthand the common mistakes people make when applying for a home loan (without a trusted broker on their team), and we're here to help you avoid them.

Here's what NOT to do:
- Stretch your budget too thin: Look, we get it. That dream home is calling your name, but it's important to be realistic about what you can afford. Don't overextend yourself or you'll be left with a hefty mortgage repayment that will sap the joy away from home ownership.

- Skip the shopping around part: It's easy to go with the first lender that offers you a loan, but hang on a sec! Take the time to compare loan products from multiple lenders to make sure you're getting the best deal possible.

- Ignore your credit score: Your credit score matters. It plays a big role in being able to qualify for a loan and will impact the interest rate you're offered. Keep tabs on your credit file and take steps to keep it healthy.

- Forget the deposit: Most lenders require a deposit of at least 5% of the property's purchase price. Not having a deposit can limit your loan options and increase your interest rate.

- Hold back on financial information: We're not here to judge. We just need the complete picture of your financial situation to work out your loan eligibility. Holding back on information could lead to a rejected loan application or unfavourable terms.

We're here to help guide you through the home loan application process. Get in touch to make your homeownership dreams a reality.

Address

Level 20 , 140 Street Georges Terrace
Perth, WA
6000

Telephone

+61459826916

Website

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