Houston-Brown & Jackson Pty Ltd t/a Wealth Craft

Houston-Brown & Jackson Pty Ltd t/a Wealth Craft Building your financial future with personalized expertise and 30+ years of experience.

12/06/2026

When something goes wrong, the last thing you want is to be scrambling for paperwork.๐Ÿ“๐Ÿค”

๐€ ๐œ๐ฅ๐š๐ข๐ฆ ๐œ๐š๐ง ๐จ๐Ÿ๐ญ๐ž๐ง ๐ฆ๐จ๐ฏ๐ž ๐Ÿ๐š๐ฌ๐ญ๐ž๐ซ ๐ฐ๐ก๐ž๐ง ๐ฒ๐จ๐ฎ๐ซ ๐ซ๐ž๐œ๐จ๐ซ๐๐ฌ ๐š๐ซ๐ž ๐ž๐š๐ฌ๐ฒ ๐ญ๐จ ๐Ÿ๐ข๐ง๐, ๐ฒ๐จ๐ฎ๐ซ ๐๐ž๐ญ๐š๐ข๐ฅ๐ฌ ๐š๐ซ๐ž ๐ฎ๐ฉ ๐ญ๐จ ๐๐š๐ญ๐ž, ๐š๐ง๐ ๐ฒ๐จ๐ฎ ๐œ๐š๐ง ๐ฉ๐ซ๐จ๐ฏ๐ž ๐ฐ๐ก๐š๐ญ ๐ฒ๐จ๐ฎ ๐จ๐ฐ๐ง๐ž๐.

A simple claims folder can make a big difference.

๐Š๐ž๐ž๐ฉ ๐œ๐จ๐ฉ๐ข๐ž๐ฌ ๐จ๐Ÿ:

โœ”๏ธ Photos and serial numbers
โœ”๏ธ Proof of ownership
โœ”๏ธ Your latest policy schedule
โœ”๏ธ Correct bank details

It may feel like admin now, but it can save you stress ๐ฐ๐ก๐ž๐ง ๐ฒ๐จ๐ฎ ๐ง๐ž๐ž๐ ๐ฌ๐ฎ๐ฉ๐ฉ๐จ๐ซ๐ญ ๐ฆ๐จ๐ฌ๐ญ.

๐–๐ž๐š๐ฅ๐ญ๐ก ๐‚๐ซ๐š๐Ÿ๐ญ ๐ก๐ž๐ฅ๐ฉ๐ฌ ๐ฒ๐จ๐ฎ ๐ฉ๐ฅ๐š๐ง ๐š๐ก๐ž๐š๐, so youโ€™re not caught off guard when it matters.

Clarity today. Confidence always. ๐Ÿ˜Š๐Ÿฆ‹

11/06/2026

โณHalfway through the year is the perfect time to pause and check in with your money.

Not just your bank balance, your bigger financial picture.

Your Mid-Year Money Dashboard looks at 5 numbers that can tell you whether youโ€™re moving forward, standing still, or quietly slipping behind:

๐Ÿ’ฐNet worth
๐Ÿ’ฐSavings rate
๐Ÿ’ฐDebt-to-income
๐Ÿ’ฐEmergency runway
๐Ÿ’ฐProtection gap

These numbers donโ€™t have to be perfect. They just need to be visible.

Because once you know where you stand, you can make better decisions for the months ahead.

Need help making sense of your financial picture? Wealth Craft can help you turn the numbers into a clearer plan.

Clarity today. Confidence always.

๐—ง๐—›๐—˜ ๐Ÿฏ-๐—•๐—จ๐—–๐—ž๐—˜๐—ง ๐— ๐—˜๐—ง๐—›๐—ข๐——๐ŸชฃSPEND ๐ŸชฃSAVE ๐ŸชฃGOALSA simple money system that works.Allocate money ๐Ÿ’ฐ on payday into 3 buckets so your...
01/06/2026

๐—ง๐—›๐—˜ ๐Ÿฏ-๐—•๐—จ๐—–๐—ž๐—˜๐—ง ๐— ๐—˜๐—ง๐—›๐—ข๐——

๐ŸชฃSPEND ๐ŸชฃSAVE ๐ŸชฃGOALS

A simple money system that works.

Allocate money ๐Ÿ’ฐ on payday into 3 buckets so your month doesnโ€™t run you.

๐Œ๐ˆ๐ƒ-๐˜๐„๐€๐‘ ๐๐‘๐„๐: ๐‰๐”๐๐„ ๐ˆ๐’ ๐‚๐Ž๐Œ๐ˆ๐๐†Before month-end: ๐Ÿ๐ŸŽ-๐ฆ๐ข๐ง๐ฎ๐ญ๐ž โฐ money reset.๐Ÿ’ฐ Check debit orders๐Ÿ’ฐ Cancel unused subscriptions...
29/05/2026

๐Œ๐ˆ๐ƒ-๐˜๐„๐€๐‘ ๐๐‘๐„๐: ๐‰๐”๐๐„ ๐ˆ๐’ ๐‚๐Ž๐Œ๐ˆ๐๐†

Before month-end: ๐Ÿ๐ŸŽ-๐ฆ๐ข๐ง๐ฎ๐ญ๐ž โฐ money reset.

๐Ÿ’ฐ Check debit orders
๐Ÿ’ฐ Cancel unused subscriptions
๐Ÿ’ฐ Top up emergency fund, &
๐Ÿ’ฐ Set next monthโ€™s target.

๐‘๐„๐“๐ˆ๐‘๐„๐Œ๐„๐๐“ ๐‘๐„๐€๐‹๐ˆ๐“๐˜ ๐‚๐‡๐„๐‚๐ŠAre you on track?๐Ÿƒโ€โ™€๏ธ๐ŸƒYour future income needs planning now, small increases matter more than bi...
27/05/2026

๐‘๐„๐“๐ˆ๐‘๐„๐Œ๐„๐๐“ ๐‘๐„๐€๐‹๐ˆ๐“๐˜ ๐‚๐‡๐„๐‚๐Š

Are you on track?๐Ÿƒโ€โ™€๏ธ๐Ÿƒ

Your future income needs planning now, small increases matter more than big intentions.

๐Œ๐„๐ƒ๐ˆ๐‚๐€๐‹ ๐€๐ˆ๐ƒ ๐ฏ๐ฌ. ๐†๐€๐ ๐ฏ๐ฌ. ๐’๐„๐•๐„๐‘๐„ ๐ˆ๐‹๐‹๐๐„๐’๐’ Three different layers of protection. Each with a different role.๐Ÿ’Š๐Œ๐ž๐๐ข๐œ๐š๐ฅ ๐š๐ข๐ hel...
25/05/2026

๐Œ๐„๐ƒ๐ˆ๐‚๐€๐‹ ๐€๐ˆ๐ƒ ๐ฏ๐ฌ. ๐†๐€๐ ๐ฏ๐ฌ. ๐’๐„๐•๐„๐‘๐„ ๐ˆ๐‹๐‹๐๐„๐’๐’

Three different layers of protection. Each with a different role.

๐Ÿ’Š๐Œ๐ž๐๐ข๐œ๐š๐ฅ ๐š๐ข๐ helps with day-to-day and in-hospital medical costs.

๐Ÿ’Š๐†๐š๐ฉ ๐œ๐จ๐ฏ๐ž๐ซ may help with certain in-hospital shortfalls.

๐Ÿ’Š๐’๐ž๐ฏ๐ž๐ซ๐ž ๐ข๐ฅ๐ฅ๐ง๐ž๐ฌ๐ฌ ๐œ๐จ๐ฏ๐ž๐ซ can provide a lump-sum benefit after diagnosis of a covered condition.

The right balance can help protect both your health and your finances.

Contact us today:

โœ‰๏ธ [email protected]
โ˜Ž๏ธ 011 675 3671
๐ŸŒ https://hbj.co.za/ See less

๐Ÿ“ˆ ๐‚๐‘๐„๐ƒ๐ˆ๐“ ๐’๐‚๐Ž๐‘๐„ ๐๐€๐’๐ˆ๐‚๐’ ๐Ÿ“ˆYour credit score is important. ๐๐”๐“ it is not a reflection of your value as a person.It is simply...
23/05/2026

๐Ÿ“ˆ ๐‚๐‘๐„๐ƒ๐ˆ๐“ ๐’๐‚๐Ž๐‘๐„ ๐๐€๐’๐ˆ๐‚๐’ ๐Ÿ“ˆ

Your credit score is important. ๐๐”๐“ it is not a reflection of your value as a person.

It is simply data. A snapshot of how credit providers may view your borrowing behaviour at a certain point in time.

A healthier credit profile can make it easier to access finance when you need it, and in some cases, may influence the interest rate or terms you are offered. That is why small, consistent habits matter.

๐Ÿง ๐Ÿค“A few basics to keep in mind:

โœ” Pay accounts on time
โœ” Keep your credit utilisation low
โœ” Avoid applying for too much new credit at once
โœ” Check your credit report for errors
โœ” Make sure old or settled accounts are correctly updated

Your score can change over time, and it can be improved with the right habits and a clear plan.๐Ÿ’š

The goal is not perfection, it is awareness, consistency, and making informed financial decisions.

๐™’๐™๐™š๐™ฃ ๐™ก๐™–๐™จ๐™ฉ ๐™™๐™ž๐™™ ๐™ฎ๐™ค๐™ช ๐™ง๐™š๐™ซ๐™ž๐™š๐™ฌ ๐™ฎ๐™ค๐™ช๐™ง ๐™š๐™ญ๐™˜๐™š๐™จ๐™จ?Choosing a higher excess can help lower your monthly premiums, but it only works in...
21/05/2026

๐™’๐™๐™š๐™ฃ ๐™ก๐™–๐™จ๐™ฉ ๐™™๐™ž๐™™ ๐™ฎ๐™ค๐™ช ๐™ง๐™š๐™ซ๐™ž๐™š๐™ฌ ๐™ฎ๐™ค๐™ช๐™ง ๐™š๐™ญ๐™˜๐™š๐™จ๐™จ?

Choosing a higher excess can help lower your monthly premiums, but it only works in your favour if you can comfortably afford that amount when you need to claim.

A quick review can help you check whether your cover still suits your budget, your risk, and your current circumstances.

Speak to your adviser to make sure your excess is working for you, not against you.

โœ‰๏ธ [email protected]
โ˜Ž๏ธ 011 675 3671
๐ŸŒ https://hbj.co.za/ See less

๐‹๐จ๐ฏ๐ž ๐ข๐ฌ ๐ฉ๐ฅ๐š๐ง๐ง๐ข๐ง๐ .Protecting the people who depend on you starts with having the right plans in place. Not just for today...
15/05/2026

๐‹๐จ๐ฏ๐ž ๐ข๐ฌ ๐ฉ๐ฅ๐š๐ง๐ง๐ข๐ง๐ .

Protecting the people who depend on you starts with having the right plans in place. Not just for today, but for the unexpected moments too.

A simple ๐‘๐‘’๐‘Ž๐‘๐‘’ ๐‘œ๐‘“ ๐‘š๐‘–๐‘›๐‘‘ checklist may include:

๐Ÿ‘‰ Reviewing your beneficiaries
๐Ÿ‘‰ Making sure your will is up to date
๐Ÿ‘‰ Checking that your life cover still matches your familyโ€™s needs
๐Ÿ‘‰ Considering severe illness and disability protection
๐Ÿ‘‰ Building or maintaining an emergency fund
๐Ÿ‘‰ Planning for education costs, where relevant

As life changes, your financial plan should change with it. Marriage, children, new responsibilities, changes in income, or growing family needs can all affect the level of protection required.

The best gift is not always something wrapped. Sometimes, it is the comfort of knowing your loved ones will be cared for ๐Ÿ’.

Speak to a trusted financial adviser to review whether your current plan still gives your family the protection they need.

๐๐ซ๐จ๐ญ๐ž๐œ๐ญ ๐ญ๐ก๐ž ๐ฉ๐ž๐จ๐ฉ๐ฅ๐ž ๐ฐ๐ก๐จ ๐๐ž๐ฉ๐ž๐ง๐ ๐จ๐ง ๐ฒ๐จ๐ฎFor many mothers, protecting their family is at the heart of every decision.This Mot...
11/05/2026

๐๐ซ๐จ๐ญ๐ž๐œ๐ญ ๐ญ๐ก๐ž ๐ฉ๐ž๐จ๐ฉ๐ฅ๐ž ๐ฐ๐ก๐จ ๐๐ž๐ฉ๐ž๐ง๐ ๐จ๐ง ๐ฒ๐จ๐ฎ

For many mothers, protecting their family is at the heart of every decision.

This Motherโ€™s Month, take a moment to review whether your life cover, severe illness cover and education planning still meet your familyโ€™s needs.

Because the best gift is a plan ๐Ÿ’๐ŸŽ๐Ÿ’

Address

Bergzicht Office Park, Block 4 Suite 23, Allensnek, Rooibok Road
Roodepoort

Opening Hours

Monday 08:00 - 17:00
Tuesday 08:00 - 17:00
Wednesday 08:00 - 17:00
Thursday 08:00 - 17:00
Friday 08:00 - 14:30

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