Capstone Credit - Pty Ltd

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Capstone Credit - Pty Ltd We provide the following loans:

1. Staff loans
2. Individual loans
3. Business loans

Contact us today

The takeaway because you're too tired to cook. The delivery fee because you don't feel like driving. The extra R30 for s...
02/11/2026

The takeaway because you're too tired to cook. The delivery fee because you don't feel like driving. The extra R30 for something you could have bought on your usual shopping trip.

None of these things is necessarily a problem on its own. But when convenience becomes the default, it can quietly become one of the biggest drains on your budget.

Try choosing one or two days this week to plan ahead instead. Pack lunch, prepare dinner in advance or combine errands into one trip. You don't have to give up convenience completely. Just be intentional about when you're paying extra for it.

It's tempting to wait until payday and then figure out what needs to be paid. But by the time you've covered groceries, ...
30/10/2026

It's tempting to wait until payday and then figure out what needs to be paid. But by the time you've covered groceries, debit orders, school expenses and all the little things that pop up, saving can become an afterthought.

Try giving your money a job before payday. List the essentials, planned spending, debt repayments and savings first. You don't need a complicated spreadsheet or a perfect budget. You just need to know what your money needs to do before you decide what you can spend.

Life doesn't always go according to plan.Unexpected expenses can place employees under tremendous pressure, affecting bo...
29/10/2026

Life doesn't always go according to plan.

Unexpected expenses can place employees under tremendous pressure, affecting both their personal lives and their performance at work.

Our staff loan solution helps employees access responsible credit when they need it, while your business carries zero financial risk.

Contact us to apply.

📧 [email protected]
📞 (010) 591 0302

Capstone Credit rent-to-own solutions are designed to help qualifying clients move toward vehicle ownership through stru...
28/10/2026

Capstone Credit rent-to-own solutions are designed to help qualifying clients move toward vehicle ownership through structured alternative finance arrangements.

This solution is ideal for individuals who may not yet qualify for traditional vehicle finance but are working toward long-term ownership goals.

Photo of one of our Rent-to-Own customers.

Contact us to apply

📩 [email protected]
📞 (010) 591 0302

When last did you actually read your bank statement? Not just check your balance?Your statement can reveal patterns you ...
23/10/2026

When last did you actually read your bank statement? Not just check your balance?

Your statement can reveal patterns you don't notice during the month: repeated convenience purchases, forgotten subscriptions, bank fees or spending that always seems to happen just before payday.

Take 10 minutes to look through the last month. Choose one expense you could reduce, cancel or handle differently next month. You don't have to change everything at once. One small adjustment, repeated consistently, can make a difference over time.

Unexpected expenses don't wait for a convenient payday.A car repair, a household emergency or an urgent bill can put rea...
22/10/2026

Unexpected expenses don't wait for a convenient payday.

A car repair, a household emergency or an urgent bill can put real pressure on an employee's finances. And when money worries build up, they can affect more than just the household budget.

Capstone Credit works with employers to provide qualifying employees with access to staff loan solutions, subject to approval and applicable terms. We manage the loan process, so employers can offer an additional financial support option without becoming the lender or taking on the associated lending risk.

Want to explore staff loans for your business?

Contact us to apply

📩 [email protected]
📞 (010) 591 0302

If you buy something you didn't need simply because it was discounted, you've still spent money you could have kept. And...
21/10/2026

If you buy something you didn't need simply because it was discounted, you've still spent money you could have kept. And those little “I couldn't pass up that deal” purchases can add up surprisingly quickly.

Next time you see a bargain, ask yourself two things: Would I have bought this at full price? And does it fit into my budget right now? A genuine saving is money you planned to spend less of, not an excuse to spend more.

Here’s a challenge:Check your bank statement tonight and highlight every subscription.Streaming. Apps. Gym. Insurance ad...
09/10/2026

Here’s a challenge:

Check your bank statement tonight and highlight every subscription.

Streaming. Apps. Gym. Insurance add-ons. Bank fees.

Cancel one unnecessary expense this week.
Redirect that money to savings.

Simple shift. Real results.

There will always be something.A birthday.A school expense.A car repair.A weekend away.Start with what you can afford no...
07/10/2026

There will always be something.

A birthday.
A school expense.
A car repair.
A weekend away.

Start with what you can afford now, even if it's small.

The amount can grow later.

The habit needs to start somewhere.

Address

148 Pritchard Street
Randburg
2188

Opening Hours

Monday 07:30 - 16:00
Tuesday 07:30 - 16:00
Wednesday 07:30 - 16:00
Thursday 07:30 - 16:00
Friday 07:30 - 16:00

Telephone

+27105910302

Website

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