AFS Financial services

03/06/2025

Welcome to afs ,

17/10/2024

20/08/2024

5 Best Dividend Paying Shares on the JSE Revealed (2024):


☑️The Spar Group Ltd (JSE: SPP)
☑️HomeChoice International Plc (JSE: HIL)
☑️Foschini Group Limited (JSE: TFG)
☑️Oceana Group Ltd (JSE: OCE)
☑️Truworths International Ltd (JSE: TRU)

20/08/2024

20/08/2024

High-dividend stocks
All dividend and yield information is as of July 12, 2024.

1. Altria (MO)
Altria is the name behind Marlboro ci******es, one of the most recognized and popular to***co brands in the world, and the company also owns a sizable stake in Anheuser-Busch InBev. Altria’s management has stated for years that it intends to pay out the vast majority of its earnings as dividends.

Dividend yield: 8.3 percent
Annual dividend: $3.92

2. Verizon Communications (VZ)
Verizon is a leader in communication and technology services. Along with AT&T and T-Mobile, they provide the majority of mobile-phone services in the U.S. Verizon generated about $134 billion in revenue in 2023.

Dividend yield: 6.4 percent
Annual dividend: $2.66

3. AT&T (T)
AT&T is another telecommunications leader that generates solid cash flow for shareholders. Recently, the company has divested some assets and cut its dividend by nearly half as it focuses on 5G investments and paying down its heavy debt load.

Dividend yield: 5.9 percent
Annual dividend: $1.11
4. Pfizer (PFE)

Pfizer is a global pharmaceutical company that offers products that treat various cancers, vaccines against infectious diseases and a number of specialty care products. Its 2023 revenues fell more than 40 percent from 2022 to $58.5 billion due to significant declines in its Covid-19 vaccine and treatment products.

Dividend yield: 5.9 percent
Annual dividend: $1.68

5. Franklin Resources (BEN)
Franklin Resources is a global investment management company with about $1.4 trillion in assets under management as of September 2023. The company operates under several well known asset managers including Franklin Templeton, Legg Mason, Royce Investment Partners and Western Asset Management.

Dividend yield: 5.4 percent
Annual dividend: $1.24

6. Dow Inc. (DOW)
Dow is involved in the production of different chemicals that are used in a variety of industries. Its segments include packaging and specialty plastics, industrial intermediates and infrastructure, as well as performance materials and coatings. Dow is headquartered in Midland, Michigan.

Dividend yield: 5.3 percent
Annual dividend: $2.80

7. Kraft Heinz (KHC)
Kraft Heinz operates a variety of food and beverage brands including Kraft, Heinz, Oscar Mayer, Ore-Ida, Velveeta, Maxwell House, Kool-Aid and more. The company generated about $27 billion in 2023 sales and counts Warren Buffett’s Berkshire Hathaway as its largest shareholder.

Dividend yield: 5.0 percent
Annual dividend: $1.60

8. Philip Morris International (PM)
Philip Morris sells ci******es and smoke-free products in more than 180 countries outside the U.S. Though the company still generates significant profits from sales of to***co-related products, it’s moving towards a greater focus on smoke-free products that, while not risk-free, present less of a health risk than ci******es.

Dividend yield: 5.0 percent
Annual dividend: $5.20

9. Ford Motor Co. (F)
Ford is one of the largest automakers in the world, selling cars under its Ford and Lincoln brands. It sold more than 4.4 million vehicles globally in 2023 and reported consolidated revenues of more than $176 billion.

Dividend yield: 4.5 percent
Annual dividend: $0.60

10. CME Group (CME)
CME Group operates derivatives exchanges, a clearing business and market data and analytics. Its exchanges include CME, CBOT, NYMEX and COMEX. The company generated nearly $4.6 billion in revenue during 2023 and about $3.4 billion in operating income.

Dividend yield: 4.4 percent
Annual dividend: $8.65

20/08/2024

https://www.dividend.com/how-to-invest/earn-dividend-income-every-week-12-stock-portfolio/

Receiving steady dividend income is one of the best ways to generate returns over the long term.

20/08/2024

Personal Finance Rules💰
Spare a few minutes on holiday to read some useful & very important rules of personal finance ⬇️
1. Rule of 72 (Double Your Money)
2. Rule of 114 (Triple)
3. Rule of 144 (Quadruple)
4. Rule of 70 (Inflation)
5. 50-30-20 Rule
6. 3X Emergency Rule
7. 40℅ EMI Rule
8. Life Insurance Rule
1. Rule of 72:
No. of yrs required to double your money at a given rate, U just divide 72 by interest rate
Eg, if U want to know how long it will take to double your money at 8% interest, divide 72 by 8 and get 9 yrs
At 6% rate, it will take 12 yrs
At 9% rate, it will take 8 yrs
2.Rule of 114:
No. of years required to triple your money at a given rate, U just divide 114 by interest rate.
For example, if you want to know how long it will take to triple your money at 12% interest, divide 114 by 12 and get 9.5 years
At 6% interest rate, it will take 19yrs
3.Rule of 144:
No. of years required to, quadruple your money at a given rate, U just divide 144 by interest rate.
(For eg, if you want to know how long it will take to quadruple your money at 12% interest, divide 144 by 12 and get 12 yrs
At a 6% interest rate, it will take 24yrs
4. Rule of 70:
Divide 70 by the current inflation rate to know how fast the value of your investment will get reduced to half its present value.
The inflation rate of 7% will reduce the value of your money to half in 10 years.
5. 50-30-20 Rule:Allocation
Divide your income into
50℅ - Needs - Groceries, rent, EMI
30℅ - Wants - Entertainment, vacations, etc
20℅ - Savings - Equity, MFs, Debt, FD, etc
At least try to save 20℅ of your income.
You can definitely save more
6. 3X Emergency Rule:
Always put at least 3 times your monthly income in Emergency funds for emergencies such as loss of employment, medical emergency, etc.
You can have around 6 X Monthly Income to be on a safer side
7. 40℅ EMI Rule:
Never go beyond 40℅ of your income into EMIs.
Say you earn, 50,000 per month. So you should not have EMIs of more than 20,000.
This Rule is generally used by Finance companies to provide loans. You can use it to manage your finances.
8. Life Insurance Rule:
Always have Sum Assured as 20 times of your Annual Income
Thank you for patiently reading the long yet important msg😃😇🙏
Retweet for larger reach🙏🤗
Gratitude 🙏🙏

04/04/2024

PROPERTY VALUATIONS :

• Do you want to SELL your property? Let's value it so you can sell at the right market price.

• Do you want to BUY property? Lets value it so you can buy at the right market price. Don't just buy without a Valuation.

• Do you want to do CHANGE OF OWNERSHIP to your names? Let's value the property.

• Do you want to INSURE your property against disasters like fire and other natural disasters? Let's value the property.

• Do you want to have GENERAL KNOWLEDGE on how much your property is worth? Let's value it so you can have informed decisions going forward.

• Do you want to get FINANCE against your property to do other things or other investments? Let's value the property.

We are REGISTERED VALUERS and our Valuations are accepted by the BANKS , CEDA GEMVAS, LANDBOARDS and other institutions.

CONTACTS : 0615254270

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