Efficient Wealth Fourways/Sandton

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Efficient Wealth Fourways/Sandton We assist individuals & companies manage their wealth. We assist with the following services :
1. Property Finance
2. Comprehensive Financial Planning

Contact us:
Cell/Whatsapp: 0760385137
Email: [email protected]

Not interested in severe illness or dread disease cover?Unfortunately, no one is immune to dread diseases. A sudden diag...
01/11/2026

Not interested in severe illness or dread disease cover?

Unfortunately, no one is immune to dread diseases. A sudden diagnosis can have a major financial impact on you and your family — from medical costs to loss of income.

That’s why having the right cover in place matters. 💛

At Efficient Wealth, we help you find a solution tailored to your unique needs, giving you peace of mind when it matters most.

Protect your future today.
Contact us for assistance: [email protected]

28/10/2026

Unexpected expenses may require investors to access long-term investments earlier than planned.

Maintaining an appropriate emergency fund or accessible short-term savings can help reduce the need to draw from investments intended for longer-term goals.

Speak to an Efficient Wealth financial advisor about structuring your investments around your financial needs: www.efw.co.za

Your finances are interconnected.An unexpected event in one area of your life can affect your income, investments, healt...
26/10/2026

Your finances are interconnected.

An unexpected event in one area of your life can affect your income, investments, healthcare costs and long-term plans.

That is why financial well-being requires looking at the complete picture rather than planning for each financial need in isolation.

Take a more integrated approach to your financial well-being.

Get your advice from the best:
Kharmen Mathios:
+27 11 513 3248
[email protected]

Investment risk cannot be removed entirely, but it can be managed.A well-constructed portfolio considers different asset...
24/10/2026

Investment risk cannot be removed entirely, but it can be managed.

A well-constructed portfolio considers different asset classes, investment horizons and sources of risk to create a strategy appropriate for its objectives.

Discover more about Efficient’s investment capabilities:.

Get your advice from the best:
Kharmen Mathios:
+27 11 513 3248
[email protected]

22/10/2026

Before making any decisions, consult with real estate professionals and contractors to understand...

18/10/2026

Estate planning is not only about having a Will. It is also about making sure your important documents and information are organised.

Keeping key information securely organised and accessible when required can make it easier for your loved ones and those responsible for administering your estate to navigate the process.

Speak to Efficient Board of Executors about putting your affairs in order: www.efboe.co.za

Kharmen Mathios is a powerhouse in South Africa’s financial advisory landscape. With over 35 years of experience across ...
15/10/2026

Kharmen Mathios is a powerhouse in South Africa’s financial advisory landscape.

With over 35 years of experience across banking, wealth management, private banking and property finance, Kharmen brings unmatched insight and a proven track record to every client she serves.

She is a Certified Financial Planner with the CFP Board (US) and the Financial Planning Institute (SA). She holds an Executive MBA and several post graduate diploma’s with a BCom in Banking. She is also affiliated with the Institute of Bankers, SCI Wealth (Botswana), the Chartered Institute for Securities & Investment (UK), the Institute of Directors and Women on Boards (UK and Australia)
But Kharmen isn’t just about numbers. She’s about people.

Her passion lies in helping individuals, business owners and families to:
đź’° Create sustainable wealth
🛡️ Protect what matters most
🏖️ Retire with dignity and comfort
🧭 Achieve true financial independence

If you need professional financial planning and advice, call Kharmen.
+27 11 513 3248
[email protected]

Sad reality.
14/10/2026

Sad reality.

Just 10% of members of retirement funds run by South Africa’s biggest standalone administrator are on track to replace three-quarters of their final pensionable salary when they stop working.

Retirement does not remove risk. It changes it.Without the right protection, unexpected events can erode years of saving...
11/10/2026

Retirement does not remove risk. It changes it.

Without the right protection, unexpected events can erode years of savings.

Review your protection strategy before retirement.

Contact us:
đź“ž+27 11 513 3248
[email protected]

Address

Johannesburg
2055

Opening Hours

Monday 09:00 - 17:00
Tuesday 09:00 - 17:00
Wednesday 09:00 - 17:00
Thursday 09:00 - 17:00
Friday 09:00 - 17:00

Telephone

+27115133248

Website

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