Vido Xako - Sanlam Wealth Solutions - Financial Planner

09/09/2026

"Remember when your biggest decision for your children going to school was what to pack them for lunch? 😅

Fast forward to their Matric prelims... and suddenly the big decisions about their future feels very real.

Right now, thousands of Grade 12 learners are focused on exams, but for many families, it's also a time of important conversations about what's next.

University, college, a first job, moving away from home, transport, accommodation... these milestones often come with major financial commitments.

The good news? The best time to start planning for your future Grade 12 child is now.

Whether you're a parent or guardian, having honest conversations about future goals and the costs involved can help reduce stress and create confidence for the journey ahead.

Talk to a financial adviser today!

Vido Xako 0605885553
📞0605885553
📧[email protected]
🏠Sanlam Head Office, 2 Strand Street, Bellville, Cape Town, 7532

07/09/2026

- Heart disease isn’t just for older adults – younger South Africans are at risk too. Stress, sleep, and mental health all play a role. Learn how you can protect your heart and your income with Sanlam →

Heart disease isn’t just an older adult’s concern. Younger South Africans face rising cardiovascular risks, worsened by stress, poor sleep, and mental health challenges. Protect your health and income with holistic Sanlam solutions.

06/09/2026

A common challenge for many SMEs isn't a lack of ambition. It's a lack of financial visibility.

Economic uncertainty, changing market conditions and rising costs make financial discipline more important than ever. One of the simplest ways to strengthen your business is to revisit the fundamentals:

• Build and update a financial roadmap
• Stay on top of bookkeeping and tax planning
• Monitor cash flow consistently
• Manage debt strategically
• Keep personal and business finances separate

As the saying goes, "A failure to plan is a plan to fail."

Taking time to review these areas can help business owners move from simply surviving to planning for sustainable growth.

🔗 Explore the full article in our blog for practical insights on giving your business finances a spring clean.

Website users may experience intermittent downtime between 04/09 - 07/09 while infrastructure maintenance is carried out. Report any issues to [email protected]

05/09/2026

Have you ever wondered what would happen to a loved one who depends on you if you were no longer around? 💙

Estate planning isn't only about passing on wealth. It's about making sure the people who rely on you are cared for according to your wishes.

For parents of children with disabilities or dependants who may struggle to care for themselves, having a valid will and the right estate planning structures in place can make a significant difference.

Proper planning can help ensure ongoing care, minimise uncertainty, and provide peace of mind for your family.

One important takeaway: Estate planning is not just for the wealthy. It's for anyone who wants to protect the people they love.

Read the full article on my blog and discover how thoughtful estate planning can help protect vulnerable loved ones.

Website users may experience intermittent downtime between 04/09 - 07/09 while infrastructure maintenance is carried out. Report any issues to [email protected]

04/09/2026

We often spend time building a life for the people we love, but have you thought about what happens to your assets when you're no longer around?

A valid will is more than just a legal document. It's a way to:
✅ Protect your loved ones
✅ Clearly communicate your wishes
✅ Help avoid unnecessary stress and delays during an already difficult time

The legacy you leave behind isn't only about wealth. It's about providing clarity, care, and peace of mind for the people who matter most.

If tomorrow wasn't promised, would your loved ones know exactly what your wishes are?

Start the conversation: Have you drafted a will, or is it still on your to-do list?

26/08/2026

💡 Ready to make smarter financial decisions? Celebrate Money Smart Week with Vido Xako and take control of your money. Contact me to speak with a financial adviser.

Website: https://www.sanlamadvice.co.za/adviser/Vido-Xako/contact-us/

25/08/2026

💡 Divorce can bring significant financial changes, making it important to understand the impact on your income, assets, savings, and future financial goals. Being informed can help you make confident decisions and build a secure financial future.

It is said that nearly half of all marriages in South Africa end in divorce. Unfortunately divorce usually goes hand in hand with great unhappiness about the way in which the assets the two parties have built up over the years should be divided.

23/08/2026

Many women are solely responsible for their children 👩‍👧‍👦

SHARE this privately with a colleague or friend on WhatsApp who needs to see this -
https://wa.me/?text=https://www.sanlamadvice.co.za/adviser/Vido-Xako/blogs/single-mothers-even-more-at-risk-when-losing-their-income/

The importance of making careful provision should something unforeseen happen to a single mom cannot be overstated, as there is not a second stream of income generated by another person in their household.

When a single mother loses her ability to earn, the financial consequences can be devastating. 😳

Here is how you can plan and protect your income as a single mother, or when you have dependents.

Read more - https://www.sanlamadvice.co.za/adviser/Vido-Xako/blogs/single-mothers-even-more-at-risk-when-losing-their-income/

https://www.sanlamadvice.co.za/bluestar/Vido-Xako/blogs/single-mothers-even-more-at-risk-when-losing-their-income/

Most parents will agree that raising a child is expensive. So, raising a child on one income is particularly tough but a reality for many South Africans. According to research conducted by the Human Sciences Research Council (HSRC) and the South African Race Relations Institute (SARRI), more than 40...

22/08/2026

South African women drive the economy, yet many remain underinsured. Ask yourself these key questions today to safeguard your income and family's future.

South African women drive the economy, yet many remain underinsured. Ask yourself these key questions today to safeguard your income and family's future.

20/08/2026

"Moms Know Best" - Teach Your Kids About Money 💰👩‍👧‍👦

Parents have a way of teaching valuable life lessons.

🌟 Mothers empower yourselves to teach your kids about money! 💸

Don't know where to start?

Here's a short article on our website that can help -

https://www.sanlamadvice.co.za/adviser/Vido-Xako/blogs/what-parents-should-be-teaching-children-about-money/ 💡