Essor Wealth Bluestar - Authorised by Sanlam

04/06/2026

There are the three steps to a confident retirement... SAVE. BOOST. PRESERVE. Seems easy enough, so why are so many investors behind on their retirement savings journeys?

Siba Mgijima and Dharen Frances, Business Development Managers at Glacier, dive into what's tripping people up.

Listen to the full podcast - https://bit.ly/430TVt5

Questions?
Contact Essor Wealth BlueStar
📞 Phone: 0219473310
📧 Email: [email protected]
🏢 Office: 3rd Floor, Sanlam Head Office, 2 Strand Road, Bellville, Cape Town, 7530

03/06/2026

Like mom Nerischa, you too can take control of your future today with Sanlam’s free will-drafting service because building a legacy starts with protecting the ones you love.

Draft a free will easily on our website here - https://www.sanlamadvice.co.za/bluestar/essorwealth/financial-planning/online-will

30/05/2026

🌟 EVERY CAREER HAS ITS REWARDS — WHAT'S YOURS? 🌟


💬 "Mine is every thank-you note from a client, which is a reminder that I'm making a difference." 💌

Becoming a trusted and successful Sanlam Financial Planner takes dedication, professional qualifications, and a genuine commitment to people. It’s a career built on expertise, ethics, and long‑term relationships — and the reward comes from seeing clients reach life milestones with confidence, knowing you played a meaningful role in their journey.

💼 David K**k
0219473310 / 0834670158

Learn more about my career here: https://www.sanlamadvice.co.za/bluestar/essorwealth/adviser/david-kock/5432274693781

30/05/2026

Financial Literacy Tips

Prioritise 💰 SAVINGS 💰 even when living from pay-cheque to pay-cheque.

A strict approach to how you split your income between financial goals and short-term discretionary expenses is key to prioritising saving when you are living pay-cheque to pay-cheque.

The initial discomfort of putting more money 💸 towards financial freedom will be balanced out when debt is no longer a line item in your budget. 🏦

PLUS, once you've eliminated debt 👍, the fraction of your income that would've gone towards repayments can now start growing into a sizeable amount of savings so you can realise your financial goals.

See other things you can prioritise when living on pay-cheque to pay-cheque in this article. 👏 👉 Like, SHARE, follow and INVITE others to benefit from these

https://www.sanlamreality.co.za/wealth-sense/how-to-budget-if-youre-living-pay-cheque-to-pay-cheque/

26/05/2026

Share our May Newsletter with family, friends and work colleagues using the buttons below.

✍ MAKING YOUR MONEY WORK AS HARD AS YOU DO...


May is Workers Month in South Africa, a reminder that the effort you put in today should not only support your current lifestyle, but also help build long-term financial security. While hard work creates income, investing helps turn that income into lasting wealth.

Whether you are saving for retirement, your children’s education, a first home or simply building a stronger financial future, investing plays an important role in helping you get there. Markets may shift and uncertainty may come and go, but staying invested with a long-term view can help you remain focused on what matters most.

---Support those around you through financial education---

If you have family, friends and colleagues who are working hard but unsure if they're on the right financial path, forward this message to them. Sharing knowledge is a powerful way to support the people you care about.

Access our details below 👇👇 – to easily share on your WhatsApp, Email or Social Media.

Remember, the work you put in today can help create the future you want tomorrow.

Warm regards,
Kevin Harms and team
📞0219473310
📧[email protected]
3rd Floor, Sanlam Head Office, 2 Strand Road, Bellville, Cape Town, 7530

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QUICK READS FROM OUR BLOG
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✍ Is Income Protection Insurance Really Necessary?
Income protection insurance helps protect your income if illness or injury prevents you from working. It can cover up to 85% of your salary, helping you manage bills, debt and daily expenses. It is especially valuable for breadwinners, self-employed people and those without large savings.

🔗 Read full article on our website

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✍ 9 Money Lessons Inspired by Moms

Motherhood can reshape your relationship with money - from teaching valuable financial lessons to your children and talking openly about finances to helping little ones learn about generosity - it can sometimes feel overwhelming. This article contains some tips shared by a mother which we hope you can relate to.

🔗 Get the full article sent to your Inbox 📩 📧 📲

JOIN OUR MAILING LIST - email [email protected]

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✍ Why You Shouldn't Keep All Your Rands in One Basket

Diversify your investments to spread risk and increase chances of growth over time. A balanced portfolio helps shield you from market swings and improves long-term financial security. We share 5 tips for investors looking to start, or strengthen, their offshore investment journey.

🔗 Contact Kevin Harms and team for more...
https://www.sanlamadvice.co.za/bluestar/essorwealth/adviser/kevin-harms/2829638479066

25/05/2026

Diversify your investments to spread risk and increase chances of growth over time. A balanced portfolio helps shield you from market swings and improves long-term financial security. We share 5 tips for investors looking to start, or strengthen, their offshore investment journey.

Don’t keep all your rands in one basket. Diversify your investments to spread risk and increase chances of growth over time. A balanced portfolio helps shield you from market swings and improves long-term financial security.

22/05/2026

🛡️ This Winter, Fedhealth shares 12 Natural Ways to Boost Your Immune System

1. Drink Herbal Tea with Honey
– Supports respiratory health and offers natural antiviral and anti-inflammatory benefits.

2. Eat More Protein
– Essential for building and repairing immune cells.

3. Clean Your Workspace Naturally
– Use DIY disinfectants with essential oils to reduce germ exposure.

4. Use Personal Items in Public Spaces
– Minimize contact with shared surfaces by carrying your own pen and essentials.

5. Get a Massage
– Reduces stress hormones and promotes lymphatic drainage for better immunity.

6. Stay Social
– Positive social connections help reduce stress and strengthen immune responses.

7. Exercise Regularly
– Moderate activity improves circulation and immune function.

8. Eat Immune-Boosting Foods
– Include garlic, onions, citrus, berries, broccoli, yogurt, and fermented foods.

9. Get Enough Sleep
– 7–9 hours of quality sleep is vital for immune recovery and function.

10. Reduce Sugar Intake
– Excess sugar weakens the immune system. Choose whole food alternatives.

11. Try Mindfulness or Meditation
– Helps manage stress and reduce cold/flu symptoms.

12. Have S*x
– Boosts immunoglobulin levels, supports better sleep and lowers stress.

See full article and references here: https://www.fedhealth.co.za/articles/beat-the-sniffles-naturally/

💡Like, share and follow for more ways to take control of your wellness this flu season.

22/05/2026

In running and in life, there are no shortcuts. 🏃🏾✨
Every "K" you bank, every early morning you choose, every session you push through when it would be easier to stop. That is the currency that buys progress.

Effort is not just what you spend on the road. It’s what you invest in yourself. And LIKE ANY GOOD INVESTMENT, the returns compound over time.

19/05/2026

Creating a secured financial future for a newborn is one of the most important things young parents should do, but very often many new parents do not know what to do and where to begin.

Here are some ways to prepare financially (and more generally) for your baby.

Find out more in my blog post here: https://www.sanlamadvice.co.za/bluestar/essorwealth/blogs/having-a-financial-plan-to-prepare-for-your-first-child-is-important/2829638479066

18/05/2026

Income protection insurance helps protect your income if illness or injury prevents you from working. It can cover up to 85% of your salary, helping you manage bills, debt and daily expenses. It is especially valuable for breadwinners, self-employed people and those without large savings.

Do I need income protection insurance? Get clear on risks, income gaps, and how to keep your finances stable if illness or injury affects your earnings—secure peace of mind.