RCS Group

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RCS Group RCS' purpose is to improve people’s lifestyles by being innovative in offering accessible credit. Today we are owned by BNP Paribas. NCRCP 38/ FSP 44481.

RCS is a home-grown, consumer finance company, founded in 1999. We are South Africa’s top provider of retail credit and proudly offer our customers store cards, loans and insurance products. We care about our customers and we take fraud very seriously. RCS does not request upfront deposits for loans and we offer interest rates aligned to the NCA regulations. Beware of fraudsters posing as RCS and report fraudulent schemes at 0861 77 55 22.

*T&Cs Apply. RCS is a registered Credit and authorised Financial Services Provider.

The Countdown Is On!The competition is almost over but there’s still time to shop and WIN. Every qualifying online purch...
14/10/2026

The Countdown Is On!

The competition is almost over but there’s still time to shop and WIN. Every qualifying online purchase with your RCS Store Card earns you an entry into the draw.

Make your next online purchase count.

*RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481

What are you loud budgeting your way OUT of this month? 👀📢💸Because “sorry, I can’t” is out. “That’s not in my budget thi...
13/10/2026

What are you loud budgeting your way OUT of this month? 👀📢💸

Because “sorry, I can’t” is out. “That’s not in my budget this month” is IN. 😌

Loud budgeting is all about actually saying your limit instead of making up an excuse:

🗣️ “I’ve only budgeted R300 for dinner.”
💸 “I’m saving this month, so I’m skipping it.”
👀 “Love it for you. Not in my budget though.”

And nope, it’s not just a Gen Z thing — knowing your limit works at any age, on any budget.

So… what are you confidently saying “not in the budget” to this month? 👇😂

*RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481. Ts & Cs apply.

12/10/2026

6 summer fashion trends we’re keeping our eyes on! ☀️🛍️

From stripes making a comeback to polka dots having their moment, summer style is looking GOOD 👀✨

We headed to Fashion Fusion to find six trends worth adding to your wardrobe this season:
✨ Stripes ✨ Polka dots ✨ Balloon pants ✨ Florals ✨ Kitten heels ✨ Matching sets

And yes, you can shop your summer favourites at Fashion Fusion with your RCS Store Card. 🧡

Which trend are you wearing this summer? Drop your favourite below! 👇

*RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481.

💭 Ever feel like money is taking up more space in your mind than it should?From planning for upcoming expenses to decidi...
10/10/2026

💭 Ever feel like money is taking up more space in your mind than it should?

From planning for upcoming expenses to deciding what can wait and supporting the people who depend on us, the mental load of money can feel like a lot. 🧡 This Mental Health Awareness Month, we're reminding you that financial wellbeing isn't about having everything figured out. Sometimes, it's about finding small ways to feel more in control.

💸 Set aside time for a weekly money check-in.
🤝 Plan ahead for what you can realistically contribute to family.
💰 Build an emergency fund, even if you start small.

You don't have to solve every financial worry today. A little more clarity can go a long way.
We've unpacked the mental load of money and three practical ways to lighten it in our latest blog.

🔗 Read more: https://rcs.co.za/media/lightening-the-mental-load-of-money-is-closer-than-you-think/

08/10/2026

Do you and your bestie talk about money… or literally EVERYTHING except money? 👀💸👯‍♀️

Because somehow we’ll share every detail of our lives, but asking “sooo… what’s the budget?” suddenly feels illegal 😭

Try making these chats normal:

💸 How are we splitting this?
🎯 What are we both saving towards?
🛍️ Do we actually need it… or are we being influenced again? 👀

Money chats don’t have to be awkward! Sometimes having someone to talk it through with is exactly what keeps you both on track 🫶

Tag the bestie you can have a money chat with 👇🧡

*RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481.

Which money personality are you: 1, 2, 3, 4 or 5? 👀💸Some of us budget every cent. Some of us are very much “we’ll figure...
06/10/2026

Which money personality are you: 1, 2, 3, 4 or 5? 👀💸
Some of us budget every cent. Some of us are very much “we’ll figure it out” 😭😂

Whatever your type:
💰 Find a budgeting system that actually works for you
🛍️ Plan for the treats and the instalments before they hit
🧠 Be intentional with your money instead of just hoping for the best

No perfect budget required — just a little less winging it 😌

Okay, be honest… which type are you? 👀👇

*RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481.

05/10/2026

What if one card could keep up with your everyday spending? 👀💳

Groceries? 🛒 Fuel? ⛽ Everyday essentials? Your RCS Store Card gives you more choice across the RCS Shopping Network.

✨ One card to shop across 100,000+ stores
🙌 More choice across the places you already shop
📲 Manage your account and keep track in the RCS App

Because one card can open up a whole lot more choice 🧡
Ready to get yours? Apply for an RCS Store Card today 💳

*RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481.

04/10/2026
Time’s running out!You can still enter our monthly R2 500 shopping voucher competition, spend R500 or more online with y...
03/10/2026

Time’s running out!

You can still enter our monthly R2 500 shopping voucher competition, spend R500 or more online with your RCS Store Card and you could win.

Don’t miss your chance to be one of our lucky winners.

*RCS is a registered Credit and authorised Financial Services Provider. NCRCP 38/FSP 44481

Address

Mutualpark, Jan Smuts Drive, Pinelands
Cape Town
7405

Opening Hours

Monday 08:00 - 21:15
Tuesday 08:00 - 21:15
Wednesday 08:00 - 21:15
Thursday 08:00 - 21:15
Friday 08:00 - 21:15
Saturday 08:00 - 17:00
Sunday 09:00 - 17:00

Telephone

+27861729727

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