Jennifer Clemons Mortgage Banker

Jennifer Clemons Mortgage Banker Sr.

Mortgage Banker Licensed in Virginia and West Virginia| NMLS #540388| Atlantic Bay Mortgage Group, NMLS #72043| Equal Opportunity Lender| nmlsconsumeraccess.org Jennifer Clemons, NMLS
NMLS #540388, Licensed in VA & WV
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Atlantic Bay Mortgage Group
NMLS # 72043
www.nmlsconsumeraccess.org
Equal Opportunity Lender

Before you can play the homebuying game, someone’s got to roll the ball. 🟢That’s what the Origination Fee does. It’s the...
09/08/2026

Before you can play the homebuying game, someone’s got to roll the ball. 🟢

That’s what the Origination Fee does.

It’s the payment that gets your loan started. Picture it as giving the ball its first little push. 🫸

Once it’s rolling, the rest of the mortgage process follows!
https://myoc.io/jenniferclemons



NMLS # 540388

This Labor Day, I’m thinking about all the early mornings and late nights that turn into a down payment. That's the work...
09/07/2026

This Labor Day, I’m thinking about all the early mornings and late nights that turn into a down payment. That's the work our team gets to be part of. Enjoy the day off, you've (more than) earned it.



NMLS # 540388

One of the biggest obstacles to buying your next home... is qualifying whileyou're still paying for your current one.Tha...
09/03/2026

One of the biggest obstacles to buying your next home... is qualifying while
you're still paying for your current one.
That's where DTI Buster may help.
Qualified buyers may be able to:
Exclude their current mortgage from their qualifying debt ratio
Submit offers without a home sale contingency
Buy first, then sell
Every situation is unique, but I'd be happy to walk you through your options.
Send me a message to learn more.
https://myoc.io/jenniferclemons



NMLS # 540388

Thanks to the incredible efforts of our team during our Month of Service, we packed 2,500 disaster relief kits to help f...
09/02/2026

Thanks to the incredible efforts of our team during our Month of Service, we packed 2,500 disaster relief kits to help families when they need it most.

Some kits have already been sent to Venezuela, while the rest are positioned throughout our footprint, ready to provide support when disasters strike.

NMLS # 540388

4.5 star review received on Experience.com for Jennifer Clemons by Riley F - I had a great  experience getting my  first...
09/01/2026

4.5 star review received on Experience.com for Jennifer Clemons by Riley F - I had a great experience getting my first home loan.

Click to see all 597 reviews of Jennifer Clemons, Senior Mortgage Banker

09/01/2026

A great mortgage experience is built on communication, strategy, and trusted guidance from start to finish. If you’re thinking about buying or refinancing, let's talk.
https://myoc.io/jenniferclemons



NMLS # 540388

Football season is back! Time to break out the jerseys, fire up the grill, and settle in for the touchdowns, rivalries, ...
08/27/2026

Football season is back! Time to break out the jerseys, fire up the grill, and settle in for the touchdowns, rivalries, and unforgettable moments we’ve been waiting for.
Who are you rooting for this season? 👇🏈



NMLS # 540388

Thank you, first responders, for your dedication and service! 🚒🚑🚓 We appreciate all you do.Now let us serve you! Explore...
08/26/2026

Thank you, first responders, for your dedication and service! 🚒🚑🚓 We appreciate all you do.

Now let us serve you! Explore mortgage options tailored for first responders.
https://myoc.io/jenniferclemons



NMLS # 540388

5.0 star review received on Experience.com for Jennifer Clemons by Rebekka R - thanks so much for all your help!!! YOU a...
08/26/2026

5.0 star review received on Experience.com for Jennifer Clemons by Rebekka R - thanks so much for all your help!!! YOU are the BEST!!

Click to see all 596 reviews of Jennifer Clemons, Senior Mortgage Banker

Kids aren't the only ones who need a desk this fall. Here's where to put a home office after you buy a house, what it ac...
08/25/2026

Kids aren't the only ones who need a desk this fall.
Here's where to put a home office after you buy a house, what it actually costs, and whether it's worth it before you sell.
https://myoc.io/jenniferclemons/6Njwg



NMLS # 540388

Address

325 East Main Street Ste E4
Wytheville, VA
24382

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