Tim Alm - Bell Bank Mortgage

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Tim Alm - Bell Bank Mortgage Bell Bank Mortgage NMLS #250061
Senior Mortgage Banker

At Guaranteed Rate Affinity, we provide the best experience possible, featuring incredibly low rates, fantastic customer service and a fast, simple process!

10/29/2026

A lot of lenders talk about their culture, but at Guaranteed Rate Affinity, we truly walk the walk.

Our focus on sharing our winning practices is a key part of our culture. We lift each other up and celebrate our successes.

10/28/2026

Markets are pulling in two directions: inflation is still a concern, but tighter financial conditions could give the Fed reason to stay patient. That makes the next mortgage-rate move hard to call. One of our Loan Officers can help you compare today’s options without building your purchase plan around a prediction.

Congratulations Tony Gemmell and welcome to the President's Club at Guaranteed Rate Affinity!
10/26/2026

Congratulations Tony Gemmell and welcome to the President's Club at Guaranteed Rate Affinity!

10/26/2026

A buydown could be a win-win scenario for all parties. Instead of dropping the price, reduce the rate. Hear it from Christine Wenger on how a rate buydown could be the solution to a listing that's been sitting.

10/23/2026

A rate buydown could lower the interest rate and monthly payment, creating a more affordability without automatically cutting the list prices. Enda Moore explains exactly how a temporary buydown strategy could work for you. Don't drop the price, reduce the rate.

10/21/2026

A week after the Fed raised its benchmark rate, Treasury yields dipped while mortgage rates were mostly flat. With rates remaining high amid persistent inflation, buyers should focus on their budget, timing and financing options. Your Guaranteed Rate Affinity Loan Officer can run the numbers and help you navigate today’s market.

Congratulations Natasha Robinson and welcome to the President's Club at Guaranteed Rate Affinity!
10/20/2026

Congratulations Natasha Robinson and welcome to the President's Club at Guaranteed Rate Affinity!

10/20/2026

Hear from Robin Baran on what makes Guaranteed Rate Affinity the best of the best. Our incredible Events Team is like having a professional event planner by your side at all times, making a huge difference in creating an exceptional guest experience while helping loan officers grow their businesses together. Curious what it’s really like to be part of the team? Hear it straight from Robin and discover what sets Guaranteed Rate Affinity apart!

10/19/2026

If you're looking for a home, don't drop the price, reduce the rate. Do you know what a rate buydown is? Hear it straight from Johnita on a way that you can ease into homeownership.

10/16/2026

If a monthly payment is what's holding buyers back, don't drop the price, reduce the rate. Hear from Monica on how a RateReduce buydown lowers payments early so buyers can move in now instead of waiting it out.

06/26/2023

The number of homes for sale rose slightly in May, providing good news for people looking to buy and helping to drive a ...
06/22/2023

The number of homes for sale rose slightly in May, providing good news for people looking to buy and helping to drive a modest increase in existing-home sales. http://ms.spr.ly/6189gqYVl

We hope this   is filled with backyard BBQs, slip n’ slides and sprinklers, plenty of popsicles and all of summer’s best...
06/21/2023

We hope this is filled with backyard BBQs, slip n’ slides and sprinklers, plenty of popsicles and all of summer’s best.

On this day back in 1865, Black slaves in Galveston, Texas, were finally freed – two-and-a-half years after the Emancipa...
06/19/2023

On this day back in 1865, Black slaves in Galveston, Texas, were finally freed – two-and-a-half years after the Emancipation Proclamation was issued. celebrates African-American freedom, history and culture.

Happy  . Today is a day to celebrate fathers everywhere for all their love, support and encouragement. Here’s to you, Da...
06/18/2023

Happy . Today is a day to celebrate fathers everywhere for all their love, support and encouragement. Here’s to you, Dad.

06/15/2023

You might think it’s ultimately cheaper to buy a home that needs some fixing up, but doing work on that home will likely cost the same amount you would have paid for a move-in ready home.
Read on to learn more: http://ms.spr.ly/6188gmxD0

After a lackluster spring season, we take a look at what’s going to happen with mortgage rates, home prices and more dur...
06/14/2023

After a lackluster spring season, we take a look at what’s going to happen with mortgage rates, home prices and more during the summer of 2023: http://ms.spr.ly/6189gmJD3

Understanding the difference between buyer’s markets and seller’s markets is very important when buying a house. But who...
06/13/2023

Understanding the difference between buyer’s markets and seller’s markets is very important when buying a house. But who has the advantage right now? We’ll help you figure it out. http://ms.spr.ly/6186glo5r

Address

563 Bielenberg Drive
Woodbury, MN
55125

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