Tim McDermott at Waterstone Mortgage NMLS #2187552

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Winter Park, FL
Tim McDermott at Waterstone Mortgage NMLS #2187552

Tim McDermott is a home loan mortgage originator at Waterstone Mortgage in Winter Park, FL.

10/22/2026

Think you need 20% down to buy a home? You may have more options than you realize.

Down payment assistance programs can help eligible homebuyers cover part of their down payment — and, in some cases, closing costs. Assistance may be available as a grant, forgivable loan, deferred-payment loan, or low-interest second mortgage.

Eligibility and program availability vary based on factors such as location, income, credit, and the property.

Want to know which options may be available to you? Start your search here: https://bit.ly/4v18sk5

10/19/2026

Want to buy now without feeling the full weight of today’s interest rates on your mortgage payment right away? A temporary buydown could help.

With a temporary buydown, your interest rate is reduced for the first 1–3 years — lowering your initial monthly payments and giving you time to ease into the full payment.

And if a seller-paid buydown isn’t an option, Waterstone Mortgage Smart Start offers a lender-paid alternative.

Ready to learn more? Start here: https://bit.ly/4xUIsJr

10/16/2026

Home is where life happens. 🏡💙 It’s where mornings begin, milestones are celebrated, and everyday moments become lasting memories.

If owning a home is part of your vision, getting pre-approved is a great place to start.

See what may be possible for you: https://bit.ly/45n4pVT

10/13/2026

Buying a home? 🏡 Protect your mortgage approval.

Until closing, keep your finances and employment steady. Avoid new credit, major purchases, large transfers, or unusual deposits — and check with your lender before making any significant financial move.

When in doubt, ask first.

Save this post for later, and share it with someone buying a home.

10/10/2026

Don’t “fall” behind on decorating for the season — there’s still time to cozy up your home!

Check out these tips for decorating your home this autumn: https://bit.ly/4dWNVau

10/05/2026

Love your neighborhood—but need your home to work better for the way you live today?

You may not have to move to make that happen.

With Waterstone Mortgage’s Make It Your Own renovation loan program, eligible homeowners may be able to finance qualifying improvements through a refinance.

Whether you’re dreaming of a finished basement, a dedicated home office, or simply a more functional layout, the right financing could help you reimagine the home you already love.

Sometimes, the best move isn’t moving at all. 🏠🛠️

Let’s explore your options and see whether the Make It Your Own loan may be a good fit for your renovation goals.

10/02/2026

“Should I buy now, or wait?” Instead of trying to predict the perfect market, ask yourself:

💬 Is the total monthly payment comfortable?
💬 Will I have savings left after closing?
💬 Is my income stable?
💬 Do I plan to stay for several years?

If the numbers work and you feel prepared, it may be worth exploring your options now.

If they don’t, waiting can be a smart strategy. Use the time to improve your credit, reduce debt, or build savings.

⏩ Let’s go over these questions together and determine your path forward. Send a message to chat anytime.

10/01/2026

5.0 star review received on Experience.com for Tim McDermott by Michele G - Tim, Thank you for your professionalism, communication, and hard work throughout this transaction. You went above and beyond to help make everything go smoothly. It was truly a pleasure working with you!
Michele S. Gordon Realtor®
S&B Realty

Read more: https://experience.com/reviews/tim-mcdermott-403936/2d2bcae9-c108-49d5-a64b-304fdeeaedcb?V=1790896027&utm_source=facebook&utm_medium=autopost&utm_content=13704440

10/01/2026

5.0 star review received on Experience.com for Tim McDermott by Kimberly E C - Tim was very helpful , gave us lots of information and found us the perfect loans for our needs and qualifications

Read more: https://experience.com/reviews/tim-mcdermott-403936/9ddf9e0d-f4c0-4714-b5c5-8a63fa186897?V=1790888823&utm_source=facebook&utm_medium=autopost&utm_content=13703662

09/28/2026

Mortgages aren’t “one-size-fits-all.” Your financial situation is different from the next homebuyer’s, so you deserve a mortgage program that’s tailored to your unique needs.

That’s where Waterstone Mortgage comes in. 💡🏡

Take a look at our specialty loan offerings to get a glimpse into the kind of solutions we proudly provide: https://bit.ly/4it4RZx

Address

2699 Lee Road Suite 600
Winter Park, FL
32789

Website

https://www.waterstonemortgage.com/originators/tim-mcdermott, http://MortgageWithMcDermott.com/

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