Lori Denise Dickson Mortgage Loan Originator NMLS #351791

01/29/2026

Had a great time at the Maitland State of the City luncheon!

01/05/2026

The new FHA and Conventional loan limits have officially increased, creating more opportunities for buyers—and more flexibility for your transactions heading into 2026. Please contact us today if you would like more information.

08/19/2025

Networking at Its Best!

A huge thank you to Lori Dickson, Lisa Semans, and Christine Bowen - REMAX Florida for hosting such an incredible event! 👏

This gathering brought together an amazing group of professionals — Financial Planners, Estate Planners, CPAs, Realtors, Family Law Attorneys, Divorce Attorneys, Insurance Agents, and Mortgage Loan Originators — all with one goal: to build stronger relationships with each other and with our clients.

Topics we dove into included:
-Breaking records and celebrating wins
-The power of being a true connector
-Introducing clients and partners to trusted professionals
-Asking clients to rate their partners 1–10 on how they perform (a great way to evaluate the strength of your referral network)
-Understanding that partnerships are about value and not kickbacks.

A special thank you to B.J. Sellers, CEO of Certified Mortgage Planners for speaking to the group and sharing powerful insight on building genuine connections and bringing value to those we serve. Your message truly resonated with everyone in the room!

Events like this remind us that collaboration fuels growth — for us and for the clients we serve.

Who do you know that could benefit from these kinds of connections? 🤝

07/14/2025

Happy 2nd Birthday to my adorable grand daughter, Emeline! Love you!! 🎂😘🩷

04/04/2025

We had an incredible time at our Spring Into Equity event, hosted at the gorgeous Completely Transformed showroom!

✨ Me from Certified Mortgage Planners shared powerful strategies on how to tap into your home's value through HELOCs and cash-out refinances—because your home is more than where you live, it’s a financial tool! 💰

💎 Cambria showcased their stunning quartz countertops, giving us all the design inspiration we didn’t know we needed!

And to wrap up the evening, we got creative and crafted our own flower arrangements from the beautiful flower bar—a perfect spring touch! 💐🌿

What a fun, informative, and inspiring event about how you can reinvest in your home and future! Huge thanks to everyone who made it so special!

Please reach out if you have any questions.

02/18/2025

Realtors – SAVE THE DATE!

Homeowners are sitting on untapped equity—let’s help them make the most of it!

As a trusted real estate professional, you know the power of home equity. Many homeowners don’t realize they can access their home’s value to:

Purchase Second home and Investment property
Fund home renovations & upgrades (which could increase their property value!)
Consolidate high-interest debt & lower monthly payments
Leverage equity for investment properties or financial goals

Why This Matters to YOU as a Realtor:
Stronger Client Relationships – Be the go-to resource for all things homeownership
More Referrals – A happy, financially savvy client = more business for you!
More Listings & Buyers – When clients access equity, they may be ready to sell, upgrade, or invest!

This is the perfect opportunity to provide VALUE to your clients and position yourself as a real estate expert who helps beyond the sale!

More details to follow.

02/12/2025

🏡 🎉 OPEN HOUSE THIS WEEKEND! 🎉 🏡

Looking for your dream home? Come tour this stunning property in Longwood, FL and see what makes it so special!

One or more photo(s) has been virtually staged. Wow! Come live the Florida lifestyle on Wekiva's golf course in this pretty condo! A lovely move-in ready home in Wekiva's Villas on the Green. Step in to lots of open living area - all with hardwood flooring, a fireplace, living and dining rooms, with...

01/28/2025

🏡✨ Considering Refinancing? Discover Fannie RefiNow & Freddie Refi Possible! ✨🏡

Refinancing your home has never been more accessible! The Fannie RefiNow and Freddie Refi Possible programs are designed to make refinancing a breeze while offering incredible benefits to qualified borrowers.

Program Highlights:
✅ Flexible DTI: Debt-to-Income ratios up to 65% are allowed, offering more flexibility.
✅ High LTV Eligibility: Refinance with Loan-to-Value ratios as high as 97%.
✅ Reduced Income Documentation:

Salaried Income: Only your most recent YTD paystub needed.
Variable Income: YTD paystub + most recent W2.
Self-Employed: Most recent year’s tax return.
Military: Most recent LES (Leave and Earnings Statement).
✅ $500 Appraisal Credit: Receive a $500 credit towards your appraisal costs!
This is your opportunity to lower your interest rate, reduce monthly payments, or access equity with ease. Let’s explore how these programs can work for you and start saving today! 📞🏠

01/23/2025

🏡✨ Discover the Power of DSCR Loans for Real Estate Investments! ✨🏡

Looking for a flexible, investor-focused financing solution? Debt Service Coverage Ratio (DSCR) loans are designed with real estate investors in mind, offering a streamlined process and incredible benefits for expanding your portfolio.

Key Features:
✅ Fair Market Rent used for qualifying—no personal income or employment verification required.
✅ Reduced qualifying documents make the process smoother.
✅ Eligible for 1-8 unit properties, including AirBNBs and VRBOs with rental history.
✅ Options for purchase or refinance with interest-only ARMs available.
✅ Close in an LLC or Trust for investment protection.
✅ Perfect for foreign nationals looking to invest in U.S. properties.

PRIVATE Loan Options Include:

Ideal for flippers, renovation projects, and unusual properties.
Solutions for credit challenges and unique scenarios.
Financing for new construction loans.
Fannie Mae & Freddie Mac Options:

Finance up to 10 properties with full documentation.
Competitive pricing with no prepayment penalties.
Important Notes:
❌ Not available for first-time homebuyers.
✔️ Investment properties only.

Ready to grow your real estate portfolio? Let’s discuss the right DSCR loan option for you today! 📞🏠

01/21/2025

🏡✨ Unlock 100% Financing for Your Dream Home! ✨🏡

An innovative loan solution designed for those who thought homeownership was out of reach. Whether you’re a first-time buyer or someone with less-than-perfect credit, this 1st and 2nd mortgage structure has you covered!

Program Highlights:
✅ 100% Financing – No down payment required.
✅ Credit Score as low as 600 – Ideal for buyers with lower FICO scores.
✅ Low Mortgage Insurance Adjustments – Keep your monthly costs manageable.
✅ No Income Limitations – Flexibility for a variety of buyers.
✅ Not Limited to First-Time Buyers – Open to everyone!
✅ Second Mortgage:

Competitive interest rate.
Term of 10 years.
Amount up to 3.5% of the sales or appraisal price (whichever is less).
This program makes homeownership achievable for clients with limited funds or credit challenges, without sacrificing affordability. Ready to take the next step toward your dream home? Let’s explore your options today! 📞🏠

01/16/2025

🏡✨ Turn Your House into the Home of Your Dreams with a Renovation Loan! ✨🏡

Looking to purchase or renovate a home to make it just right? Our renovation loan options combine your mortgage and renovation costs into one simple loan, making it easier than ever to create your dream space!

Here are some great options to consider:

1️⃣ Fannie Mae HomeStyle: Perfect for a wide range of renovations, from structural changes to cosmetic upgrades.
2️⃣ FHA 203(k): Ideal for primary residences, offering lenient credit and down payment requirements for improvements.
3️⃣ VA Renovation Loan: Exclusively for eligible veterans, combining VA benefits with funds for home renovations.

Why Choose a Renovation Loan?
🔨 Finance the purchase and renovation in a single loan.
🏡 Create a home that fits your needs and style.
📈 Increase your home’s value with smart improvements.

Ready to learn more about how a renovation loan can help you achieve your vision? Let’s make it happen! 📞💡

01/14/2025

Achieve Homeownership with Florida Bond Down Payment Assistance! 🏡✨

Buying your first home just got easier with the Florida Bond Program, offering $10,000 in assistance for qualified buyers. Here’s what you need to know:

✅ $10,000 Assistance – Apply it to your down payment or closing costs.
✅ Available for FHA, VA, USDA, and Conventional loans.
✅ 640+ Credit Score required to qualify.
✅ Deferred payment—no interest accrued until the property is sold or refinanced.

Requirements:

First-Time Homebuyer: No homeownership in the last three years.
Household Income Considered: All household members 18+ years are included in income calculations.
Must provide 3 years of tax returns (including spouse not on the loan).
Active military/reserves must complete a first-time homebuyer counseling course and meet documentation requirements.
This program offers incredible benefits for first-time buyers, but also comes with purchase price and household income limits. If you’re ready to take the next step toward homeownership, we’re here to guide you every step of the way!

Let’s get started on your journey to owning your dream home. 📞🏠