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John Dillon - VanDyk Mortgage Corporation

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Winston-Salem, NC
John Dillon - VanDyk Mortgage Corporation

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John Dillon III
Loan Officer, NMLS # 1638463
Licensed in NC SC GA FL
Equal Housing Opportunity
nmlsconsumeraccess.org
Corp. VanDyk in Grand Rapids, Michigan.

NMLS # 3035
Georgia Residential Mortgage Licensee VanDyk Mortgage Corporation was established in 1987 by its Founder and CEO Thomas L. We currently have over 500 employees and we are licensed in 48 states with 90+ brand offices nationwide. Since 1987, we’ve closed over 120,000 mortgage loans. Whether you’re looking to refinance your current home or find the right mortgage loan program for you, we’re ready to help you!

11/02/2026

October was one for the books! A month full of closings and happy homeowners. So grateful for every client who trusted me with their home financing and every Realtor and industry partner who helped make it happen. Grateful to have played a part in some exciting new chapters this month - cheers to everyone who closed in October! 🎉

10/29/2026

Great communication and a smooth experience are exactly what we strive to provide!

Thank you, Christine, for your kind words and for trusting our team with your home financing. We know how important it is to feel informed and supported throughout the process, and I'm grateful we could make that experience a positive one - helping my clients navigate the mortgage process with confidence is always my goal.

10/29/2026

Dressing up for Halloween is fun. Dressing up your finances to talk to a lender? Not necessary! At VanDyk Mortgage, we’ll help you explore your options right where you are.

10/29/2026

"John Dillon and Ashley Wiggins at Van Dyk Mortgage made the whole process easy. They were quick to respond, respectful of my time, and followed through on every single thing they said they would.

Anyone who's been through a loan knows the industry's favorite phrase is "should be good." I never heard it once from these two. With John and Ashley it wasn't "should be good," it was "it's done." Honestly, they might as.." says Charles on Google

★★★★★ John Dillon and Ashley Wiggins at Van Dyk Mortgage made the whole process easy. They were quick to respond, respectful of my time, and followed through on every single thing they said they would. Anyone who's been through a loan knows the industry's favorite phrase is "should be good...

10/28/2026

Did you know that two condos in Winston Salem with similar prices could have very different financing options?

It may have nothing to do with the buyer.

When lenders review a condo purchase, they may need to evaluate both the borrower AND the condo project.

A "warrantable" condo generally meets applicable Fannie Mae or Freddie Mac project guidelines.

A "non-warrantable" condo doesn't meet one or more of those requirements.

The difference could involve HOA finances, insurance, commercial space, litigation, or other project characteristics.

And here's where things can get confusing for buyers.

You might have strong credit, steady income, and money saved for a down payment, but the condo itself could still create financing challenges.

That doesn't mean you did anything wrong or that the property is automatically a bad investment.

It simply means you may need to explore a different financing approach.

If you're shopping for a condo in Winston Salem, let's look at both your qualifications and the property's eligibility before making assumptions about what's possible.

10/27/2026

An Adjustable-Rate Mortgage (ARM) doesn’t have to be scary! Your rate starts fixed for a set number of years before it can adjust, which could mean a lower starting rate compared to some fixed-rate options. Just keep in mind, your payment could change later.

The monster might be fictional, but understanding your mortgage options is no Halloween trick. Let’s talk through what makes sense for you!

10/23/2026

Each closing is truly a special milestone and I’m so grateful to have played a part in helping my clients take the next step in their homeownership journey.

It’s always rewarding to see everything come together and know that another family has a place to call home. A heartfelt thank you to my amazing clients, referral partners, and everyone who helped make these closings possible. I truly appreciate your trust and support!

Congratulations to all of my recent homeowners, wishing you many wonderful memories and happy years ahead!

10/22/2026

Some transactions come with unique challenges, but having the right team in your corner can make all the difference!

Helping buyers navigate the mortgage process with confidence and peace of mind is always my priority, especially when circumstances require a little extra coordination and care.

Royda, thank you for your thoughtful words and for trusting my team and me throughout this transaction. Working with buyers who were deployed overseas required clear communication, teamwork, and attention to every detail. Knowing that your clients considered this their smoothest lending experience yet is truly the greatest compliment!

I'm grateful for the opportunity to work alongside dedicated real estate professionals who share the same commitment to putting clients first.

10/21/2026

Buying a condo in Winston-Salem? There's something important to know about the homeowners association (HOA).

Your mortgage approval may depend on more than just your income, credit, and down payment.

When financing a condo, lenders may also review information about the condo association and the building itself.

That can include things like:-The HOA's financial condition-Insurance coverage-Pending litigation-Special assessments-Significant maintenance or structural concerns

Why does this matter? Because when you purchase a condo, you're not just buying your individual unit. You're also becoming part of a community with shared financial responsibilities.

If the condo project doesn't meet certain conventional lending guidelines, it may be considered non-warrantable. That doesn't necessarily mean the property can't be financed, but it may require exploring alternative loan programs. If you're considering a condo in Winston-Salem, let's talk about what lenders may review before you get too far into the buying process.

A little information upfront can help you make a more informed decision.

10/20/2026

One of the best parts of owning a home? You can paint the walls whatever color you want without asking your landlord first. 🎨 From a bold accent wall to finally getting rid of that rental beige, sometimes making a house feel like yours starts with a little paint and a free Saturday.

Address

1014 Brookstown Avenue Suite A&B
Winston-Salem, NC
27101

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Website

https://johndillon.vandykmortgage.com/

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