David Macaione - Senior Loan Officer NMLS 117378

David Macaione - Senior Loan Officer NMLS 117378 Senior Mortgage Loan Officer NMLS 117378 with ONE Presidential Mortgage | Company NMLS 421593

Since 1985, David Macaione has been helping families turn houses into homes. After moving from Fairbanks, Alaska, to Winston-Salem, North Carolina, to begin his career in mortgage lending, David visited Wilmington on July 4, 1986. He instantly fell in love with the area and knew it was where he wanted to be. Nearly 40 years later, David continues to share his expertise, guiding clients through one

of the most meaningful investments of their lives. Helping people settle into Wilmington and its beautiful beaches is one of his favorite parts of the job. David is married to Karen, and together they have a vibrant family that includes four grown children—Lauren, Chase, Allie, and Gabby—and seven grandchildren, ages 1 to 10. Their home is made even livelier by their two toy poodles, Finrod (Fin) and Bleu (Bleu Bear), who are brothers and bring constant joy. Outside of work, David enjoys everything coastal life has to offer. Whether he’s strolling along the beach at low tide, boating, swimming, or surf fishing, he finds peace and happiness by the water.

06/08/2026

Sometimes opportunity doesn’t look like a headline—it looks like small shifts happening all at once.
A solid jobs report, more homes hitting the market, and pricing corrections from sellers are beginning to reshape the landscape for buyers. That combination is creating more breathing room than we’ve seen in recent months.
The real question: are you positioned to take advantage of it?
Missed calls happen. Missed opportunities don’t have to.

💭 "I can afford the monthly payment, but I don't have enough saved for a down payment."It's one of the most common thing...
06/04/2026

💭 "I can afford the monthly payment, but I don't have enough saved for a down payment."

It's one of the most common things we hear from prospective homebuyers.

The good news? There are programs available that may help eligible buyers with some of the upfront costs associated with purchasing a home. That means you may not need years of saving before taking the next step toward homeownership.

Every situation is different, but a conversation could help uncover opportunities you didn't know existed.

🏡 Ready to learn more? Let's chat!

06/01/2026

The mortgage market will be watching three major events this June: the jobs report, the latest inflation reading, and the Federal Reserve's policy meeting.

Together, these reports could influence market sentiment and mortgage rate trends heading into the summer homebuying season. For buyers and homeowners alike, understanding the factors that impact rates can help make sense of market fluctuations.

Thinking about buying a home that needs some work—or upgrading the one you already have? 🏡🔨Renovation and rehab loans al...
05/30/2026

Thinking about buying a home that needs some work—or upgrading the one you already have? 🏡🔨
Renovation and rehab loans allow you to finance both the home and the improvements in one mortgage, giving you a single payment and a clear path to transforming your space.

From cosmetic updates to major repairs, these programs are designed to help you turn potential into value—without draining your savings upfront.
The key? Having the right plan, the right team, and the right loan structure.

👉 Learn how it all works:
https://www.onepresidentialmtg.com/post/renovation-rehab-loans-everything-you-need-to-know

05/27/2026

🔑 This spring’s housing market is showing signs of balance returning.

Inventory is growing, homes are staying on the market longer, and more sellers are willing to negotiate to help close deals. From seller credits to rate buydowns, financing flexibility is becoming more common again.

If you’re thinking about buying this year, now may be a great time to explore your options.

05/25/2026

Today is about more than remembrance—it’s about honoring the courage, sacrifice, and legacy of those who gave everything for our country.
We carry their memory forward with gratitude and respect, today and always.

Own your office. Build your wealth. 🔑Whether you’re a doctor, attorney, consultant, contractor, or business owner, ownin...
05/21/2026

Own your office. Build your wealth. 🔑
Whether you’re a doctor, attorney, consultant, contractor, or business owner, owning your commercial space can create long-term stability and opportunity for your business.

With financing available up to ~80% CLTV and streamlined local processing, this program helps business owners turn occupancy costs into equity while gaining more control over their future.

Stop leasing your space. Start investing in it.
📲 Let’s talk through your options.

05/18/2026

The housing market continues to shift, but opportunity is still very much alive for prepared buyers 🏡📊

Recent forecasts from Fannie Mae suggest ongoing housing activity even in today’s higher rate environment 📈. With the right approach and guidance, many buyers are still finding ways to move forward confidently toward homeownership 🔑

Whether you are ready to buy now or just starting to explore your options, this is a great time to start planning your next step 📲🏠

Veterans and active-duty service members: your VA benefits go wherever you go! 🌎We offer VA loans at competitive rates i...
05/13/2026

Veterans and active-duty service members: your VA benefits go wherever you go! 🌎

We offer VA loans at competitive rates in all 50 states, helping you take full advantage of this powerful homeownership benefit. With options like no down payment, no PMI, and competitive interest rates, VA loans can make owning a home easier and more affordable no matter where you live. 🏡

Don’t let location limit your opportunities. Reach out today to explore your VA loan options.

05/11/2026

Scrolling headlines won’t build your strategy. 👀
More homes are hitting the market, sellers are becoming more flexible, and opportunities are opening for buyers and homeowners who are ready to act with a plan.
Whether you’re buying or refinancing, the smartest move right now is understanding your options.
Let’s run the numbers.

Address

1213 Culbreth Drive Suite 126
Wilmington, NC
28405

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