Brad Gardner Mortgage Loan Officer 1650028

11/14/2024

is right in the middle of all the states for home prices vs. incomes

09/13/2024

Hey, fellow Loan Officers and Realtors here's a discount code for your required licensing Continuing Education CE so you can compare pricing and possibly save a few dollars. Cheers to a great rest of your year!
35% off courses good nationwide

Get 35% off your first order at The CE Shop

03/08/2024

It’s time to change the mortgage industry Wilmington! Best Al platform that meets all Realtor and Mortgage compliance, is here. available 24/7 and free for you to use.
🔗 Link in bio
✨https://SWMC.com/angelai/bgardner
🤓Empathetic- human assisted Al

03/06/2024

Welcome to this stunning and almost new 4-bedroom, 2.5-bathroom home featuring the highly sought-after Galen floor plan. With a contemporary and open concept design, this residence offers a flexible space that can be used as a dining area or a home office, allowing you to tailor it to your lifestyle.

Welcome to this stunning and almost new 4-bedroom, 2.5-bathroom home featuring the highly sought-after Galen floor plan. With a contemporary and open concept ...

01/19/2024

Join us for TECH TALK on February 22, from 9 AM-12 PM at the BCC Leland Center and become an AI Pioneer! In this FREE workshop presented by the BCC Small Business Center, you'll explore how to improve brand visibility, operational efficiency, and profitability with innovation and automations. No AI experience necessary. Speakers and Co-Sponsors include Brad Gardner, Sun West Mortgage; Lisa & Chad Ragland, Ragland Real Estate; and Charles Boyett, Epique Realty.

A limited amount of laptops will be available, please bring your own so you can follow along. Registration is mandatory to ensure there is adequate seating and refreshments. Register here: https://www.ncsbc.net/reg.aspx?mode=event&event=60430105

Sun West Mortgage Company, Inc. Epique Realty Ragland Team Real Estate

12/30/2023

🚨what?! give up that 3% mortgage rate?🚨
When does taking a cash out refi at a higher interest rate make sense?
When looking at someone's complete financial picture, cash flow improvement might be the key.
Getting rid of high monthly payments on credit cards, loans, lines of credit and more may leave you with more money at the end of the month alleviating financial stress.

Let's review your financial picture for no cost.

https://link.pipelinepro.co/widget/bookings/home-loan-introduction-call

https://blinq.me/Hzo8hd3Fkdzq

12/06/2023

I can help you navigate this unfamiliar territory. Reach out to me BEFORE you start looking at homes, no seriously. I have free tools to help you fully understand the process and your budget.

09/28/2023

Don't try to time the housing market (nearly impossible) and purchase a home when the time is right for you.
1. There will NOT be a housing crash anytime soon (most likely) since the available home supply is still low. (supply)
2. When rates do drop, that will bring more buyers back into the market (demand)... keeping home prices up.
3. renting may be right for some, but home ownership is a proven way to build wealth and secure your own financial future.
Rates ARE still on the rise, BUT if you use me for your loan I can guarantee when rates drop we will REFINANCE your loan with NO FEES.

09/19/2023

Waiting for mortgage rates to go down?
Well...
Happy to introduce the NO FEE REFINANCE Certificate, given to ALL my buyers after closing!

What's the Deal?

When you obtain your purchase financing with me at Sun West, you will be provided with our exclusive No Fee Refi Certificate. This certificate can be utilized for future refinancing opportunities, ensuring a hassle-free experience without the typical refinancing fees.

What this Certificate gets you:

⭐No Lender Fees on your future refinance!
⭐Appraisal Reimbursement up to $500 at Closing

This is a lifetime protection, meaning for as long as your purchase financing is with Sun West & yours truly 👋👀, when rates get pretty, and it's time to refi, I cover the cost!

This certificate stands as a symbol of the trust and value myself and Sun West place in every one of my homeowner clients!

Reach out today!!

09/19/2023

Fall weather and fast closings! Special thanks to Melanie Cameron for trusting me to finance the sale of her listing. Closed in 17 days! Big shoutout to Kevin Millard for a smooth buyer side! ...and a big congratulations to my buyers, Adrienne and Sean!!



Melanie Cameron millard

09/12/2023

At the end of the day, this was a why I love what I do.
Is it easy, no.
Is it always a smooth process, no.
Is the “finish line” always worth it, YES. Congratulations to my borrower (and new friend) for going after her dreams and more importantly her kiddos dreams!