Verna Jackson - VanDyk Mortgage Corporation

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Verna Jackson - VanDyk Mortgage Corporation NMLS #3035
Equal Housing Lender
nmlsconsumeraccess.org VanDyk Mortgage Corporation was established in 1987 by its Founder and CEO Thomas L.

https://vernajackson.vandykmortgage.com/

Florida, Virginia & Georgia Residential Mortgage Licensee
NMLS #1387039
210 Challenge Club Dr, Clinton NC 28328
Corp. VanDyk in Grand Rapids, Michigan. We currently have over 500 employees and we are licensed in 48 states with 90+ brand offices nationwide. Since 1987, we’ve closed over 120,000 mortgage loans. Whether you’re looking to refinance your current home or find the right mortgage loan program for you, we’re ready to help you!

Think down payment assistance is only for first-time homebuyers? You may have more options than you realize.While some p...
10/14/2026

Think down payment assistance is only for first-time homebuyers? You may have more options than you realize.

While some programs are designed specifically for first-time buyers, others may be available to people who have owned a home before.

And here's something many buyers don't know: Some programs may consider you a first-time homebuyer if you haven't owned a primary residence in the past three years.

So, if you've owned a home in the past but are thinking about buying again in Port St. Lucie, don't automatically count yourself out.

Every assistance program has its own requirements, and your eligibility may depend on your income, homeownership history, and the type of financing you're using.

Before you assume you don't qualify, let's take a look at what programs may be available to you.

Getting pre-approved before you start touring homes can help you understand your budget, narrow your search, and feel mo...
10/07/2026

Getting pre-approved before you start touring homes can help you understand your budget, narrow your search, and feel more confident when you find a home you love.

It can also help identify loan programs or down payment assistance opportunities before you begin shopping.

If you're preparing to buy on the Treasure Coast, I'd be happy to walk you through the pre-approval process.

A lesser-known myth about down payment assistance is that using it automatically makes your offer less attractive to a s...
09/30/2026

A lesser-known myth about down payment assistance is that using it automatically makes your offer less attractive to a seller.
That isn’t necessarily the case.
Down payment assistance programs are designed to help eligible buyers with some of the upfront costs of purchasing a home. Depending on the program, assistance may be available toward a down payment, closing costs, or both.
For buyers in Port St. Lucie, using assistance doesn’t automatically mean the financing is less reliable or that the transaction will be more difficult. What matters is understanding the specific program before you start making offers.
Different assistance programs can have their own requirements for income, credit, purchase price, property type, occupancy, homebuyer education, and available funding. Some may also affect the loan timeline or include additional steps that should be considered when writing an offer.
This is where communication between the buyer, lender, and real estate agent can make a difference.
When everyone understands the financing structure from the beginning, the agent can write the offer with a clearer understanding of what the buyer needs and what the program requires.
If you’re considering buying a home in Port St. Lucie, don’t rule out down payment assistance because you’re worried about how it will make your offer look.
First, find out what programs you may qualify for and how they could fit into your homebuying plan.

For farmers and rural buyers, home can mean more than four walls—it can mean fields, livestock and room to work. USDA lo...
09/25/2026

For farmers and rural buyers, home can mean more than four walls—it can mean fields, livestock and room to work. USDA loans may offer eligible buyers 100% financing with no down payment in qualifying rural areas. 🌽

Retirement can change what you want from your home. Maybe it’s less space, less upkeep, or being closer to the people yo...
09/23/2026

Retirement can change what you want from your home. Maybe it’s less space, less upkeep, or being closer to the people you love.

If you’re 62+ and your home no longer fits your lifestyle, let’s talk about your options.

A loan officer helps you navigate the mortgage process from application to closing. We review your finances, explain you...
09/21/2026

A loan officer helps you navigate the mortgage process from application to closing. We review your finances, explain your loan options, answer your questions and help you find a loan that fits your situation. Think of us as your local, friendly lender who’s here to help make the process a little easier.

Your mortgage payment may come with a little extra baggage — taxes, insurance, HOA fees, and other costs can all add to ...
09/18/2026

Your mortgage payment may come with a little extra baggage — taxes, insurance, HOA fees, and other costs can all add to the monthly number.

Before you shop, it’s worth looking beyond the price tag and getting a better idea of what your total monthly payment could look like.

Address

210 Challenge Club Drive
Clinton, NC
28328

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

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