Michelle Smith, Bankers Life Agent & BLSecurities Financial Representative

Michelle Smith, Bankers Life Agent & BLSecurities Financial Representative I am also a Financial Representative with Bankers Life Securities and offer investment solutions th BCLIC is authorized to sell insurance in New York.

Bankers Life is a marketing brand of various subsidiaries of CNO Financial Group, Inc., including Bankers Life Securities, Inc., Bankers Life Advisory Services, Inc., Bankers Life and Casualty Company and select policies sold in New York by Bankers Conseco Life Insurance Company (BCLIC). Non-affiliated insurance products are offered through Bankers Life Securities General Agency, Inc. (dba BL Gene

ral Insurance Agency, Inc., AK, AL, CA, NV, PA). Securities and variable annuity products and services are offered by Bankers Life Securities, Inc. Member FINRA/SIPC, (dba BL Securities, Inc., AL, GA, IA, IL, MI, NV, PA). Advisory products and services are offered by Bankers Life Advisory Services, Inc. SEC Registered Investment Adviser (dba BL Advisory Services, Inc., AL, GA, IA, MT, NV, PA). Home Office: 111 E Wacker Dr., Suite 1900, Chicago, IL 60601. Bankers Life Securities Customer Call Center: (844) 553-9083. Investments are: Not Guaranteed—Involve Risk—May Lose Value.

Most people say right, but their money is stuck on the left. With the right life insurance strategy, we can fix that. Ca...
06/15/2026

Most people say right, but their money is stuck on the left. With the right life insurance strategy, we can fix that. Call me today to review your options.
bankerslife.com/life-insurance

Blended families can make life insurance complicated. If your policy hasn’t kept up with your life changes, your ex coul...
06/12/2026

Blended families can make life insurance complicated. If your policy hasn’t kept up with your life changes, your ex could accidentally receive money meant for your new partner, or some of your children could be left out entirely. Let’s review your options and make sure your policy reflects your current family.

June is National Annuity Awareness Month, a great time to take a closer look at your retirement income plan.Learn the di...
06/11/2026

June is National Annuity Awareness Month, a great time to take a closer look at your retirement income plan.

Learn the differences between fixed and variable annuities and what each could mean for your future from Clarence Davis, Financial Advisor, Bankers Life Securities, Inc. and Bankers Life Advisory Services, Inc.

When most people think about income, they think about a paycheck. But as you approach retirement, your income sources often shift—and that’s where Learn the differences between fixed and variable annuities and how they can help support your retirement income strategy.

A lump-sum life insurance payout gives your family choices. Pay off the mortgage. Cover medical bills. Take time off wor...
06/10/2026

A lump-sum life insurance payout gives your family choices. Pay off the mortgage. Cover medical bills. Take time off work to grieve. Invest for the future. They decide—not a court, not a lawyer, not the government. Call me today to review your life insurance options.

More clarity. More coverage. More predictability.What would help you feel more confident about retirement?Message me and...
06/09/2026

More clarity. More coverage. More predictability.

What would help you feel more confident about retirement?

Message me and let’s talk about strategies designed to support the retirement you want—so you can focus on enjoying the moment.

Bankers Life Advisory Services, Inc., has been featured on USA TODAY’s 2026 list of Best Financial Advisory Firms. This ...
06/04/2026

Bankers Life Advisory Services, Inc., has been featured on USA TODAY’s 2026 list of Best Financial Advisory Firms. This national recognition reflects strong, sustained growth and the trust of clients and peers alike.

If you’re looking to grow your career with a firm that’s recognized, respected, and built for long-term success, there’s never been a better time to explore opportunities with Bankers Life.

Join a team where your potential can truly stand out.

Investing is risky business. These top-ranked financial advisers can help you invest wisely.

Life insurance is designed to make the claims process simple. No attorneys. No court appearances. No waiting for assets ...
06/03/2026

Life insurance is designed to make the claims process simple. No attorneys. No court appearances. No waiting for assets to be “released.” Just a straightforward claim and a beneficiary-friendly check. Call me today to review your life insurance options.

What monthly income would help you feel more confident in retirement?Annuities offer one way to add predictability and c...
06/02/2026

What monthly income would help you feel more confident in retirement?

Annuities offer one way to add predictability and confidence to your retirement income plan.

Message me to learn more!

New grandkids, new goals. Add protection that keeps up. Many life insurance policies include riders to cover children an...
06/01/2026

New grandkids, new goals. Add protection that keeps up. Many life insurance policies include riders to cover children and grandchildren—at minimal cost. If you haven’t added them, their future might not be as protected as you think. Call me today to review your life insurance options.

Did you know some policies let you adjust coverage without starting over? Universal life insurance policies offer flexib...
05/29/2026

Did you know some policies let you adjust coverage without starting over? Universal life insurance policies offer flexibility, allowing you to increase or decrease premiums, change death benefits, and adapt as your needs shift. No need to buy a whole new policy. Call me today to review your life insurance options.

Address

1000 Commerce Park Drive STE 301
Williamsport, PA
17701

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