Insurance Pro, Scott Seewald

04/10/2026

🚨 Your Life Insurance Check-Up 🚨

Be honest…
❓ Do you have life insurance?
❓ Do you need more?
❓ Have you been putting it off because you think it’s too expensive?

Here’s the reality—life changes fast. Whether it’s a home, kids, or just making sure your family is protected… life insurance isn’t about you—it’s about them. ❤️

And I hear it all the time:
“My insurance agent never calls me back…”

That’s actually great news for me—because I will. 📞

I’ll help you build a plan that fits your life, not a one-size-fits-all policy.

💡 Example:
$250,000 Term Life for as low as $12.54/month* through Erie Family Life.

That’s peace of mind for less than most people spend on coffee. ☕

📲 Call/Text: 570-244-7823
📧 [email protected]

🏢 Cornerstone Insurance Associates Inc.

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Fine print for those who love it:
ERIE® life and health insurance products and services are provided by Erie Family Life Insurance Company (home office: Erie, Pennsylvania). Available in PA. Erie Family Life Insurance Company is not licensed to operate in all states. Go to erieinsurance.com for company licensure information. Above rate based on female, non-smoker, age 24 qualifying for UltraSelect rates. The insurance product and rate, if applicable, described are in effect as of July 2023 and may be changed at any time. Insurance products are subject to terms, conditions and exclusions. Eligibility and rates will be determined by Erie Family Life Insurance Company based upon applicable underwriting guidelines and rules in effect at that time. Your ERIE agent can offer you practical guidance and answer questions you may have before you buy.

Send a message to learn more

01/12/2026

Thank you to everyone who took the time to vote for Cornerstone Insurance Associates Inc.
And congratulations to all of the other winners and finalists as well. 👏
👉

See if your favorites won or placed in this year's contest now.

11/21/2025

Check out Cornerstone Insurance Associates Inc.. Vote for your favorites now through November 22 in the Reader's Choice Awards. Show your favorite businesses and businesspeople some love! https://sungazette.secondstreetapp.com/og/144e7812-b006-46db-bd70-b4a48a2b7526/gallery/511452210

08/25/2025

🚨 Your Life Insurance Check-Up 🚨
Be honest…
❓ Do you have life insurance?
❓ Do you need more?
❓ Have you been putting it off because you think it’s too expensive?

Here’s the thing… folks tell me all the time their insurance agent never calls them back. That’s great news for me—because I will! 📞

I’ll create a plan that fits your life, not someone else’s.
Example: $250,000 Term Life for as low as $12.54/month* through Erie Family Life.

📲 Call/Text: 570-244-7823
📧 [email protected]
🏢 Cornerstone Insurance Associates Inc.

(Fine print for those who love it: ERIE® life and health insurance products and services are provided by Erie Family Life Insurance Company (home office: Erie, Pennsylvania). Available in PA. Erie Family Life Insurance Company is not licensed to operate in all states. Go to erieinsurance.com for company licensure information. Above rate based on female, non-smoker, age 24 qualifying for UltraSelect rates. The insurance product and rate, if applicable, described are in effect as of July 2023 and may be changed at any time. Insurance products are subject to terms, conditions and exclusions. Eligibility and rates will be determined by Erie Family Life Insurance Company based upon applicable underwriting guidelines and rules in effect at that time. Your ERIE agent can offer you practical guidance and answer questions you may have before you buy.)

ERIE offers great rates for life, home, business, auto insurance, and more. Connect with an insurance agent near you or start an online quote, today!

07/18/2025

🚫 Don’t waste time with 800 numbers or generic websites for life insurance.
✅ Call someone who knows YOU.

I’ll create a plan tailored to your unique needs and budget — no cookie-cutter policies here. 👨‍👩‍👧‍👦👫🏾

📞 Call or Text: 570-244-7823
📧 Email: [email protected]
🏢 Cornerstone Insurance Associates Inc.

Let’s protect what matters most. 💙

Send a message to learn more

05/12/2025

🚗💸 Why Are Car Insurance Premiums Increasing?

If you've noticed your car insurance bill creeping up lately, you're not alone. Rates are rising across the country—and here’s why:

🔧 Repair Costs Are Up
Modern cars come with advanced tech like sensors and cameras that are expensive to fix. Even a minor fender bender can now lead to a major bill.

🚙 More Accidents
Distracted and aggressive driving are big issues—accidents are increasing, which pushes up claims and premiums.

📈 Inflation
Everything costs more these days, and insurance companies are no exception. Higher costs for parts, labor, and even medical care mean they’re paying out more on claims.

🌪️ Severe Weather
Hail, floods, and other extreme weather events are happening more often and causing major vehicle damage. That impacts everyone’s rates, even if you haven’t filed a claim.

💡 What Can You Do?

Shop around and compare quotes

Ask about discounts (good driver, bundling, low mileage, etc.)

Consider raising your deductible (if financially manageable)

Staying informed helps you make the best choices for your budget and coverage. 🚘✅

Call now to connect with business.

05/09/2025

04/28/2025

04/14/2025

📈 Why Are Homeowners Insurance Rates Going Up?

If you’ve noticed a hike in your homeowners insurance premiums lately, you’re not alone. Here are a few key reasons behind the rise:

🏚️ Increased Construction Costs: Materials and labor prices have surged, making it more expensive to rebuild or repair homes.

🌪️ More Severe Weather: Wildfires, hurricanes, floods, and other disasters are happening more frequently and causing more damage—raising insurers’ costs.

📦 Supply Chain Disruptions: Delays and shortages in building supplies mean higher repair costs and longer claims processes.

💸 Reinsurance Rates: Insurers also buy their own insurance (called reinsurance), and those rates have climbed sharply.

🔍 Claims History & Risk Models: More frequent claims and updated risk assessments in certain areas mean higher premiums for many homeowners.

While you can’t control the market, you can shop around, bundle policies, and explore discounts to help manage your costs. 💡

Got questions about your rate or coverage? Let’s talk.

04/07/2025

Term or Whole Life Insurance?

Whether term or whole life insurance is better depends on your financial goals, budget, and personal circumstances. Here's a quick breakdown to help you decide:

Term Life Insurance
✅ Best for: Most people who want affordable, straightforward protection for a specific period (e.g., 10, 20, 30 years).

Coverage period: Temporary — only lasts for the chosen term.

Cost: Much cheaper than whole life.

Payout: Only pays out if you die during the term.

Cash value: None — it's pure insurance.

Use case: Cover mortgage, kids’ education, income replacement during working years.

Whole Life Insurance
✅ Best for: Those looking for lifelong coverage plus a built-in savings/investment component.

Coverage period: Permanent — lasts your entire life.

Cost: Much more expensive (can be 5–15x term for same coverage).

Payout: Guaranteed as long as premiums are paid.

Cash value: Builds over time and can be borrowed against.

Use case: Estate planning, wealth transfer, lifelong dependents, or forced savings.

Quick Tips:
If budget is tight or you just need coverage for a specific time (e.g., until kids are grown): Go with term.

If you’ve maxed out other investment options and want lifetime coverage: Consider whole or another type of permanent insurance (like universal or variable).

Want help estimating premiums or comparing quotes? 📞 Call or 📲 message me today!
😄👨‍👩‍👧‍👦👫
📱 570-244-7823