Ian R. Hastings, MBA, CHFC, RICP

10/30/2026

As health care expenses continue to climb, faster than wages and inflation, many American families struggle to afford necessary medical care. But tools are available to help ease the financial burden. HSAs and FSAs might help your household.

How HSAs and FSAs might help your household.

10/28/2026

Selling an asset? Before you do, get a sense of what the federal capital gains tax could look like. Enter your numbers and see a quick estimate.

Estimate your potential federal capital gains tax liability on the sale of an asset.

10/26/2026

Childhood attitudes and habits can determine your child's health in his or her adult years.

Healthy habits are one of the greatest gifts to give your child.

10/26/2026

Nationwide's 2026 study surfaced three key lessons from parents:

• Not starting early enough. More than 25 percent of recent retirees wish they had started sooner. Fifteen years of compounding early in a career can make a HUGE difference.

• Not raising the contribution rate as your income grows. Thirteen percent of recent retirees wish they had contributed more to their savings each year.

• Claiming Social Security at 62. More than a third of boomers plan to claim benefits the moment they become eligible, even though doing so cuts the monthly benefit by 25 to 30 percent for life.

According to the SSA, waiting past full retirement age adds 8 percent per year, up to age 70. Across the research, three things seem to matter most:

• Starting early

• Getting an outside perspective rather than relying on instinct alone

• Treating retirement as something that unfolds over decades rather than a single date on the calendar

10/23/2026

Medicare Advantage—Medicare Part C—is coverage from a private health insurance plan. Learn about the differences between Medicare Advantage and Original Medicare coverage here:

Medicare Part C allows you to choose a Medicare Advantage plan. This article will help you decide if it's right for you.

10/21/2026

Do your kids have the right stuff for college?

Preparing for college means setting goals, staying focused, and tackling a few key milestones along the way.

10/21/2026

Trust & Will's 2026 Estate Planning Report found that 56 percent of adults don’t have core documents in place, including:

• A will: who gets what, and who is in charge of making it happen

• A healthcare directive (or living will): what you want if you cannot speak for yourself

• Two powers of attorney, one for medical decisions and one for financial decisions, each naming a specific person

• A letter of instruction: the practical map to where accounts live, who your professionals are, and what your kids or pets need

The friction is that estate work forces a family to sit with mortality, name specific people for specific roles, and make decisions that feel too permanent to rush.

Without something in writing, though, families are left improvising during one of the most difficult moments of their lives.

Most say they fully intend to get to it, but too many put it off until it's too late. Don’t put it off. Talk to a financial professional who can help.

10/20/2026

Well‑structured executive benefits can align long‑term performance with rewards, reducing turnover and reinforcing culture. Learn how to maximize management and retention: https://www.ffgadvisors.com/management-retention

10/20/2026

Clients often discover thousands in potential savings through proactive planning. Want to see what’s possible for you?

https://www.ffgadvisors.com/tax-mitigation-strategies

10/20/2026

We named this firm Legacy Planning Partners for a reason.
It's not about the money.
It's about what the money is for.

In Hampton Roads, legacy has a specific texture.

It means the business that employs 30 people keeps doing that —
through a transition, through a crisis, through the years when the owner isn't there.

It means the cleared contractor's family doesn't spend three years in probate
sorting out an estate nobody planned.

It means the defense executive who spent 30 years building something extraordinary
gets to see it continue — on terms they designed, not terms the market imposed.

It means the wealth built over a career in service to this region doesn't evaporate in an overlooked document,
an outdated beneficiary designation,
or a succession plan that never got written.

We work with business owners, defense contractors, and federal employees in transition, and the families who depend on all of it.

Not because they're the most convenient market.
Because the work here is genuinely complex,
the stakes are real,
and no one in this community should navigate it without someone who understands it.

The $15 billion generated in Hampton Roads every year stays here
when the people who earn it plan well.

That's the work.
That's why the firm is named what it is.

What does legacy mean to you in the context of the work and life you're building?