Lojewski Wealth Management Group - Stifel

06/02/2026

06/01/2026

We are pleased to share the latest Weekly Economic Brief from Stifel's Chief Economist, Dr. Lindsey Piegza, Ph.D., which provides a summary of the key developments impacting the economy and financial markets.

05/11/2026

We are pleased to share the latest Weekly Economic Brief from Stifel's Chief Economist, Dr. Lindsey Piegza, Ph.D, which provides a summary of the key developments impacting the economy and financial markets.

02/06/2026

A tax refund is nice, but we all know that a big tax refund isn’t always a win.

It usually means one thing:

You overpaid the IRS all year.

That’s money that could’ve been:
- Building your emergency fund.
- Paying down high-interest debt.
- Getting invested earlier.
- Improving monthly cash flow.

Instead, it sat interest-free with the government.

This doesn’t mean refunds are bad — but they’re often misunderstood.

You can look at updating your W-4 withholding that better matches reality, or adjust withholdings from bonuses if that applies to you.

The goal isn’t the biggest refund — it’s the best use of your money throughout the year.

02/05/2026

Now that January is over — this weekend is the perfect time for a 30-minute check-in.

Most people set financial goals at the start of the year.

But, you got hit with a couple of wrinkles these first few weeks and it’s thrown off your ex*****on.

If things already feel off track, that’s normal.

Here’s a simple 30-minute reset to see if you’re still committed to what you set out to do:

10 minutes:
Review where your money has actually gone so far this year.
(No judgment — just clarity)

10 minutes:
Check the basics.
Savings balance, retirement contributions, credit cards, debt progress.

10 minutes:
Make one small adjustment
Increase a contribution, or cut back on a variable expense to increase cash flow.

That’s it.

Goals fail because there’s no follow-up.

A quick check-in now can keep the rest of the year on track.

01/23/2026

Maybe you’re looking at transitioning into a new job in 2026.

Most people focus on the base pay.

But theres a lot of employers that offer a pretty sick total compensation package.

A $100k salary with zero benefits is often "cheaper" than an $85k salary with a gold-tier package.

Here’s why:

- 401k Match: I’ve seen places with 7,8,9% match. Amazing benefit.
- Health Premiums: A low-deductible plan can save you $5k–$10k in out-of-pocket costs annually.
- Time Off/Flexibility: Fulfilling work AND creating life experiences is a perfect combo.
- Upskilling: A company paying for your Master's or Certs adds to your market value.

Stop looking solely at the number. Start looking at the value.

01/15/2026

Working in healthcare sales, your income probably isn’t a steady paycheck

This changes everything about how your finances should be managed.

But I see most med/pharma reps where 50% + of their comp is commission-based are still using a plan built for salaried employees.

That’s a mismatch.

Here’s why variable income requires a different approach:

- Cash flow matters more than budgeting → Flexibility
- Emergency funds need to be larger → Income Gaps
- Tax planning is non-negotiable (RSUs, ESPP compensation)
- Lifestyle inflation is sneaky → Temporary Income

Commission-based pay can absolutely build wealth — but only when your financial plan is designed to handle variability.

01/08/2026

We are truly honored to have been named one of Forbes’ 2026 Best-in-State Wealth Management Teams, among so many impressive colleagues!

Forbes’ Best-in-State Wealth Management Teams rankings are based on the 12-month period ending March 31 of the year prior to publication and selected by SHOOK Research, LLC from a pool of nominations as indicated in the methodology. The rankings may not be representative of any one client’s experience and are not indicative of the financial advisor’s future performance. For more information, see www.stifel.com/Newsletters/AdGraphics/Disclosures/Awards-Disclosures.pdf