North Lakes Financial Group

North Lakes Financial Group A financial advisory practice of Ameriprise Financial Services, LLC

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Waiting for interest rates to fall can feel like a strategy. It isn’t always one.If rates remain elevated, it may be wor...
09/07/2026

Waiting for interest rates to fall can feel like a strategy. It isn’t always one.

If rates remain elevated, it may be worth revisiting how cash and fixed income are positioned. Today’s environment can create more opportunities for income, while holding too much excess cash may limit longer-term potential.

Rather than trying to predict the Fed’s next move, make sure your portfolio is positioned for the rate environment we actually have.

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Certainty says, “I know what will happen.”Confidence says, “Whatever happens, I can respond thoughtfully.”
09/03/2026

Certainty says, “I know what will happen.”

Confidence says, “Whatever happens, I can respond thoughtfully.”

Maxing out a workplace retirement plan is not as automatic as it used to be.If you’re 50+ and earned more than $150,000 ...
08/31/2026

Maxing out a workplace retirement plan is not as automatic as it used to be.

If you’re 50+ and earned more than $150,000 in 2025 from the employer sponsoring your plan, your 2026 age-based catch-up contributions to a 401(k), 403(b) or governmental 457(b) generally must be made on a Roth basis.

That shift can affect take-home pay, withholding and the balance between pretax and tax-free assets you’re building for retirement. It also means the contribution strategy that worked last year may deserve another look this year.

If you’re trying to maximize retirement savings, now is a good time to confirm how your plan is handling the new rule and whether the rest of your tax strategy still fits around it.

https://bit.ly/4h0Juxj

Money isn’t happiness, but the freedom to pursue what brings you joy can be priceless.
08/27/2026

Money isn’t happiness, but the freedom to pursue what brings you joy can be priceless.

Waiting until December to think about taxes can leave you with fewer choices.The IRS encourages a midyear withholding ch...
08/24/2026

Waiting until December to think about taxes can leave you with fewer choices.

The IRS encourages a midyear withholding check, especially after meaningful changes to your income, family or finances.

Now is the time to review whether:

• Withholding and estimated payments are on track
• Investment gains or losses create planning opportunities
• A Roth conversion may make sense
• Retirement contributions should be adjusted
• Charitable giving can be planned more intentionally
• A bonus, job change, home purchase or other life event has changed your tax picture

Together, we can coordinate your financial and tax strategies before the year-end rush.

https://bit.ly/4c4cnGf

Summer has a way of bringing us back to the reason behind the plan.More time together, slower moments and family traditi...
08/21/2026

Summer has a way of bringing us back to the reason behind the plan.

More time together, slower moments and family traditions remind us that wealth is not only about what we build. It is about making sure the people we love are cared for, even when we are no longer able to guide them ourselves.

A thoughtful estate plan can help make your wishes clear by coordinating wills, trusts, beneficiaries, powers of attorney, health care directives and access to important information.

Let this season be a reminder to make sure your plan reflects your why.

https://bit.ly/4xRr6wD

The best legacy plans pass down more than wealth.
08/19/2026

The best legacy plans pass down more than wealth.

Strong markets can hide weak spots in a financial plan.If volatility increases in the months ahead, the real question is...
08/17/2026

Strong markets can hide weak spots in a financial plan.

If volatility increases in the months ahead, the real question is not whether markets decline. It is whether that decline would force you to change your spending, investment strategy or long term goals at the worst possible time.

A resilient plan considers diversification, cash reserves, income needs and time horizon before conditions become uncomfortable.

Now may be a good time to stress test yours.

https://bit.ly/3RRtDYw

Most people review their investments more often than the insurance protecting everything around them.As wealth, property...
08/14/2026

Most people review their investments more often than the insurance protecting everything around them.

As wealth, property, family responsibilities and career circumstances evolve, gaps can quietly emerge across life, disability, long-term care, homeowners, auto, flood and umbrella coverage. Employer-provided protection may also disappear after a job change.

Protecting what you care about most begins with reviewing the full picture.

https://bit.ly/4qkiw7d

You don’t have to agree on every dollar, but you do need to agree on where you’re headed.
08/12/2026

You don’t have to agree on every dollar, but you do need to agree on where you’re headed.

Address

4637 White Bear Pkwy
White Bear Lake, MN
55110

Opening Hours

Monday 9am - 8pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 8pm
Friday 9am - 5pm

Telephone

+16514296220

Website

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