Voth Insurance

09/02/2026

Another great reason to work with a broker…

A federal rule required your Medicare Advantage plan to warn you about benefits you were leaving on the table. CMS quietly killed that requirement, and now the clock on your unused dental, OTC, and supplemental allowances is running without any nudge from your insurer.

08/20/2026

Calling 1800.PLEASE.HOLD only creates confusion. You should always work with an educated, certified, and insured broker. It’s important I build a relationship with someone who knows/understands your needs. Any questions, feel free to contact me. I’m here to help.

While many individuals believe they have a firm grasp on their Medicare benefits, the reality is far different, according to a new survey. | While many individuals believe they have a firm grasp on their Medicare benefits, the reality is far different, according to a new survey.

08/18/2026

First you get a free sample and then that same person enrolls you in a Medicare Plan. Makes sense…. Please work with license, educated, certified, and insured Broker, who knows the local market.

If you wouldn’t go to Costco for heart surgery, why would you buy a healthcare plan from them? Any questions, just ask. 

08/17/2026

Not a political post, but Medicare for all is Medicaid with good PR.

Be careful what you wish for. Any questions, please contact me. I’m here to help.

Medicare for All is really Medicaid for All, a $44 trillion single-payer system that triggers severe healthcare rationing and debt.

08/16/2026

Medicare Part B can jump hundreds per month… often from income decisions you made two years ago. Plan smart so IRMAA doesn’t ambush your retirement. Any questions, I’m here to help.

Millions of retirees open a Medicare bill and discover they owe hundreds more per month than expected, traced back to a financial decision they made two years earlier that nobody flagged as a problem at the time.

08/12/2026

Calling an 800 for a plan maybe helpful, but working with an educated, certified, and insured broker who understands your needs and the constant market changes is priceless! Any questions, always ask! I’m here to help.

Medicare Part B covers many common services that seniors don't know are covered. Find out which ones to make sure you're getting the full coverage you're owed.

08/08/2026

Most people don’t realize how IRMAA works. If your withdrawals push up your taxable income, your Part B premium goes up too… 2 years later. Any questions, call me. I’m here to help.

401(k) withdrawals today can result in an IRMAA surprise in the future. Here's how you can prepare for this extra cost.

08/07/2026

There so many more reason as to why an MAPD plan be the right/wrong choice for your needs. Making the wrong selection may cost you more than you know in the long run.

Work with an educated/certified broker. Any questions, just ask. I’m here to help.

Free gym memberships are great, but shrinking doctor networks and strict rules are causing many to reconsider their Medicare options.

08/06/2026

Did you know…?
Once your child turns 18, you lose all legal authority to help them, even in an emergency. Here are the 4 documents every parent needs:

1. Medical Power of Attorney — Allows you to make medical decisions if they’re incapacitated. Without it, doctors can’t speak to you.

2. HIPAA Authorization — Gives hospitals permission to share their medical info with you. Without it, you’re blocked.

3. Financial Power of Attorney — Lets you access accounts and pay bills if they can’t. Without it, your hands are tied.

4. A Simple Will — Protects their assets and prevents legal chaos.

These take minutes to set up. They prevent nightmare situations no parent ever wants to face.

08/05/2026

Any questions, feel free to contact my office or via DM.

Medicare may lower your health costs, but 2026 premiums, deductibles, drug rules, and uncovered care could still leave gaps in your retirement budget.