Insurance Unlimited, LLC

08/04/2026

Saving Businesses Money On Their Insurance! Call For Quotes Today! (954) 634-SAVE (7283)

08/03/2026

𝗪𝗵𝗮𝘁 𝗶𝘀 𝗮 "𝘀𝗲𝘃𝗲𝗿𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗰𝗹𝗮𝘂𝘀𝗲" 𝗶𝗻 𝗮 𝗗&𝗢 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗽𝗼𝗹𝗶𝗰𝘆?

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A "severability clause" is a provision commonly found in Director and Officer Liability Insurance (D&O Insurance) policies. This clause is included to protect innocent directors and officers if one or more individuals covered by the policy engage in misconduct or wrongful acts.

07/31/2026

𝗔𝗿𝗲 𝘁𝗲𝗺𝗽𝗼𝗿𝗮𝗿𝘆 𝘄𝗼𝗿𝗸𝗲𝗿𝘀 𝗼𝗿 𝗰𝗼𝗻𝘁𝗿𝗮𝗰𝘁𝗼𝗿𝘀 𝗿𝗲𝘀𝗽𝗼𝗻𝘀𝗶𝗯𝗹𝗲 𝗳𝗼𝗿 𝘁𝗵𝗲𝗶𝗿 𝗼𝘄𝗻 𝗪𝗼𝗿𝗸𝗲𝗿𝘀' 𝗖𝗼𝗺𝗽𝗲𝗻𝘀𝗮𝘁𝗶𝗼𝗻?
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Temporary workers and independent contractors are typically responsible for their own Workers' Compensation coverage. This responsibility can vary depending on whether they are classified as employees or independent contractors and the specific employment arrangements.

07/30/2026

𝗪𝗵𝗮𝘁 𝗳𝗮𝗰𝘁𝗼𝗿𝘀 𝗶𝗻𝗳𝗹𝘂𝗲𝗻𝗰𝗲 𝘁𝗵𝗲 𝗰𝗼𝘀𝘁 𝗼𝗳 𝗽𝗿𝗼𝗱𝘂𝗰𝘁 𝗹𝗶𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗽𝗿𝗲𝗺𝗶𝘂𝗺𝘀?

Here are some factors that insurers consider when calculating product liability insurance premiums:

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One of the top priorities of every business is to protect it from potential risks and liabilities. Product liability insurance is a crucial component of your risk management strategy, providing coverage against legal claims

07/29/2026

𝗔𝗿𝗲 𝘁𝗵𝗲𝗿𝗲 𝗮𝗻𝘆 𝗲𝘅𝗰𝗹𝘂𝘀𝗶𝗼𝗻𝘀 𝗶𝗻 𝗟𝗶𝗾𝘂𝗼𝗿 𝗟𝗶𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗽𝗼𝗹𝗶𝗰𝗶𝗲𝘀?

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Liquor Liability Insurance policies often contain exclusions. The exact exclusions can vary depending on the insurance provider and policy terms, but there are common exclusions that you may find in most Liquor Liability Insurance policies.

07/27/2026

𝗪𝗵𝗮𝘁 𝘁𝘆𝗽𝗲𝘀 𝗼𝗳 𝗰𝘆𝗯𝗲𝗿 𝗶𝗻𝗰𝗶𝗱𝗲𝗻𝘁𝘀 𝗱𝗼𝗲𝘀 𝗖𝘆𝗯𝗲𝗿 𝗟𝗶𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗽𝗿𝗼𝘁𝗲𝗰𝘁 𝗮𝗴𝗮𝗶𝗻𝘀𝘁?

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Cyber Liability Insurance coverage is designed to protect individuals and organizations from the financial and reputational consequences of cyber incidents.

07/24/2026

𝗖𝗮𝗻 𝗜 𝗴𝗲𝘁 𝗣𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗟𝗶𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗖𝗼𝘃𝗲𝗿𝗮𝗴𝗲 𝗳𝗼𝗿 𝗰𝗹𝗮𝗶𝗺𝘀 𝗮𝗿𝗶𝘀𝗶𝗻𝗴 𝗮𝗳𝘁𝗲𝗿 𝗜 𝗿𝗲𝘁𝗶𝗿𝗲?

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Yes, it is possible to obtain coverage for claims that arise after you retire through what is known as "tail coverage" or "extended reporting period" endorsements.

07/22/2026

𝗗𝗼𝗲𝘀 𝗴𝗲𝗻𝗲𝗿𝗮𝗹 𝗹𝗶𝗮𝗯𝗶𝗹𝗶𝘁𝘆 𝗶𝗻𝗰𝗹𝘂𝗱𝗲 𝗽𝗿𝗼𝗱𝘂𝗰𝘁 𝗹𝗶𝗮𝗯𝗶𝗹𝗶𝘁𝘆?

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In most cases, general liability insurance does include product liability coverage automatically. General liability insurance provides coverage for a range of general business risks, such as

07/21/2026

Saved Another Happy Customer Over $1,000 On Their Auto Insurance! Call For Quotes! (954) 634-7283

Auto, Home, Business, Life, Health & Financial Services

07/21/2026

Saved Another Happy Customer Over $1,000 On Their Auto Insurance! Call For Quotes! (954) 634-7283