AN LE - Loan Factory Mortgage Team

11/12/2025

🇺🇸 Goodnight Prayer on Veterans Day 🇺🇸

As we close this Veterans Day, we thank You Lord for the brave men and women who have served and sacrificed for our freedom. Watch over our veterans tonight, grant them peaceful rest, healing, and comfort. May they know how deeply grateful we are for their service.
Bless the families of the fallen, and help us never forget the price of our liberty. As we lay down to sleep in safety and peace, may we always remember it was made possible by their courage.
In Jesus' name we pray,
Amen. 🙏✨
Goodnight, and God bless our veterans. 🇺🇸💙

09/24/2025

Fannie Mae® and Freddie Mac® eligible conforming programs have been increased to $819,000 effective immediately.

06/08/2025

📈 Weekly Mortgage Rate Trend Summary:
This week brought lower mortgage rates 📉 as Treasury yields dropped in response to disappointing economic growth forecasts and weakening job market indicators. The softening employment landscape may encourage the Federal Reserve to reduce benchmark rates, potentially driving mortgage rates down further. Meanwhile, homebuyers are benefiting from growing housing inventory 🏠 and moderating price increases.
🌐 Check our website www.AIRATE.ai for the latest rates. We're your one-stop shop featuring more than 200 lenders offering diverse mortgage loan programs, including no or low down payment options for first-time home buyers 🏡 and no income verification loans for savvy investors 💼.
🎯 Take advantage of our latest promotion: $1,000 Best Price Guarantee! 💰 www.AIRATE.ai

Loan Factory Loan Officer An Le

05/10/2025

🏠 BẮT ĐẦU HÀNH TRÌNH SỞ HỮU NHÀ CHỈ VỚI 1% DOWN PAYMENT! 🔑
Bạn đã mơ về một ngôi nhà của riêng mình nhưng lo ngại về khoản tiền đặt cọc?
An Le - Chuyên viên tư vấn vay mua nhà (Loan Officer) sẽ giúp biến ước mơ sở hữu nhà của bạn thành hiện thực với chương trình chỉ cần 1% down payment!
✅ Lãi suất cạnh tranh
✅ Thủ tục đơn giản, nhanh chóng
✅ Hỗ trợ tiếng Việt 100%
✅ Tư vấn miễn phí, tận tâm
Đừng để giấc mơ sở hữu nhà của bạn chờ đợi thêm nữa! Liên hệ với An Le ngay hôm nay để được tư vấn chi tiết và bắt đầu hành trình sở hữu tổ ấm của riêng mình.
📞 714-548-7296
📧 [email protected]
🌐 www.AIRATE.ai

05/08/2025

Our daily FHA mortgage rates for May 8, 2025.

05/06/2025

Our daily mortgage rates for May 5, 2025:

30-year fixed: 5.99% – 6.125%

15-year fixed: 5.25% – 5.50%

7/1 ARM: 5.75% – 6.00%

Rates are up slightly. The Federal Reserve is expected to keep its benchmark rate unchanged this week, so significant drops in mortgage rates are not anticipated.

02/13/2025

Today's Mortgage Rates update Feb 13, 2025, 1:04 PM

12/13/2024

12541 West St. Garden Grove, CA 92840
Two-Homes-On-One-Lot

12/13/2024

Secluded Cul-de-Sac Gem: Four-Bedroom Home with Flexible Living Spaces!

11/01/2024

October Jobs Report Clouds End-Of-Year Forecasts.
According to NMP Daily: Job additions in October came in far lower than the 223,000 jobs (revised) added in September.
As purchase demand bottlenecks with first-time homebuyers priced out of the market, rising rates keep affordability a primary barrier to higher production across the industry. Buyers have lost tens of thousands of dollars in purchasing power, as conforming rates for 30-year-fixed mortgages have risen roughly 50 basis points since mid-September.
The jobs report also influences whether the Federal Open Market Committee (FOMC) decides to cut interest rates by 25 to 50 basis points — or none — when it convenes next week.

The attached table contains our latest pricing and rates as of November 1, 2024.

10/29/2024

📣 Buying? Selling? Financing? I'm your go-to Realtor and Loan Officer!

✅ With expert guidance and personalized service, I'll make your real estate journey smooth and successful.

✅ From finding your dream home to securing the best mortgage, I've got you covered.

👉 Ready to make your move? Let's chat! 👇
An Le | Realtor & Loan Officer
📱 714-548-7296
🚨 [email protected]
💎www.AIRATE.ai
📍 DRE #02094613, NMLS # 1876935
🔑HPT Realty's DRE #01525531
🔑Loan Factory's CO-NMLS: #320841
🔑Residential - Commercial – Mortgages

📞 Contact me today and let's get started!

10/24/2024

Homebuying Demand Resilient In The Face Of Looming Election

Pending U.S. home sales rose 3.5% year over year during the four weeks ending October 20, the second-largest increase in three years following last week's 3.7% rise.

On a local level, pending sales are up in 35 of the 50 most populous U.S. metros, the most in three years.

Just 12 days from the presidential election, a new report from digital brokerage Redfin asserts homebuying demand remains strong, even in the face of high housing costs according to the National Mortgage Professional, Sarah Wolak is a staff writer at NMP.